About Club Vistara SBI Bank Prime Credit Card
The Club Vistara SBI Card PRIME is a premium credit card launched by SBI in partnership with Vistara Airlines. It offers exclusive travel perks along with added benefits like insurance coverage and reward points. With an annual and joining fee of ₹2,999, this card is ideal for frequent flyers. It comes with an interest rate of 2.5% per month.
Note: SBI Card is currently not accepting new applications for Vistara co-branded credit cards. This content is based on details available before the Vistara–Air India merger. Please visit the official SBI Card website for the latest updates.
Club Vistara SBI Bank Prime Credit Card Rewards Program
Rewards:
- Earn 4 Club Vistara (CV) points for every ₹200 spent, including on fuel.
- Redeem CV points for Air Vistara and partner airline tickets.
Milestone Benefits:
- Get 3,000 bonus CV points on spending ₹75,000 within 90 days of card activation.
- Receive a Yatra Hotel e-voucher worth ₹10,000 on annual spends of ₹8 lakh.
Other Features and Benefits
Welcome Benefits
- 1 Premium Economy Ticket (Air Vistara) as an e-gift voucher on payment of the joining fee.
Priority Pass Membership
- 4 Complimentary International Lounge Visits per year (limited to 2 per quarter) under Priority Pass.
Domestic Lounge Access
- 8 Complimentary Domestic Lounge Visits per year (capped at 2 visits per quarter).
Insurance Benefits
- Air Accident Cover: Up to ₹1 Crore
- Lost Card Liability Cover: Up to ₹1 Lakh
- Flight Cancellation Cover: ₹3,500 per instance (max 6 claims/year)
- Baggage Damage Cover: Up to ₹5,000
- Lost Check-In Baggage Cover: Up to ₹72,000
- Lost Travel Documents Cover: Up to ₹12,500
Flexipay Facility
- Convert purchases above ₹2,500 into easy EMIs with Flexipay.
Balance Transfer Facility
- Transfer balances from other credit cards and repay at a lower interest rate.
Easy Money Facility
- Withdraw cash against your credit limit as a cheque or demand draft with Easy Money.
Fees and Charges
| Type of Fee | Amount |
|---|
| Annual Fee | Rs.2,999 |
| Renewal Fee | Rs.2,999 |
| Finance Charges | Up to 3.35% monthly |
| Add-On card fee | Nil |
| Cash advance fee | - 2.5% of the amount withdrawn or Rs.500 (Domestic ATMs)
- 2.5% of the amount withdrawn or Rs.500 (International ATMs)
|
| Finance Charges | 3.50% per month or 42% per annum |
| Payment dishonor fee | 2% of the payment amount; minimum of Rs.450 |
| Statement request | Rs.100 per statement (more than 2 months old) |
| Cash payment fee | Rs.250 |
| Late payment | - From Rs.0 to Rs.500 - Nil
- More than Rs.500 up to Rs.1,000 - Rs.400
- More than Rs.1,000 up to Rs.10,000 - Rs.750
- More than Rs.10,000 up to Rs.25,000 - Rs.950
- More than Rs.25,000 up to Rs.50,000 - Rs.1,100
- More than Rs.50,000 - Rs.1,300.
|
| Cheque payment fee | Rs.100 |
| Over limit fee | 2.5% of the over limit amount; minimum of Rs.600 |
| Rewards redemption fee | Rs.99 |
| Foreign currency transaction | 3.50% |
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Document Required For Club Vistara SBI Bank Prime Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Club Vistara SBI Bank Prime Credit Card Highlights
What do we like about this card?
- 1 Complimentary Premium Economy Ticket on card activation
- Earn 4 CV Points for every ₹200 spent on eligible purchases
- Up to 3 Premium Economy Tickets on reaching annual spend milestones
- 4 Complimentary Domestic Lounge Accesses per year
Things to Know Before you apply
Get this card if:
- Frequent Vistara flyers and business travelers
- Professionals with annual spends between ₹3–5 lakh
- Users seeking travel perks, lounge access, and airline loyalty rewards
- Individuals looking to maximize value through flight upgrades and Premium Economy tickets
Pros
- Premium Economy Ticket Vouchers on joining, renewal, and milestone spends
- Club Vistara Silver Membership with added travel privileges
- High air accident insurance cover up to ₹1 Crore
- Generous reward earning on Vistara and other spends (CV Points)
- Multiple travel insurance benefits like lost baggage and flight cancellation cover
- Complimentary domestic lounge access (4 per year)
- Fuel surcharge waiver and discounted dining privileges
Cons
- High annual fee of ₹2,999 + GST (not lifetime free)
- Limited lounge access (domestic only, capped at 4 per year)
- Rewards are mostly valuable only for Vistara flyers
- No international lounge access or global concierge services
- Milestone benefits require relatively high spending to unlock
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
- Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
- Simply SMS: Send an SMS to 5676791 from your registered mobile number.
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Frequently Asked Questions
You can reach SBI Card customer care at the following numbers: 1860 180 1290, 1860 500 1290, 39 02 02 02 (with your local STD code), or 1800 180 1290 for toll-free service.
CV points are the Club Vistara Loyalty points earned on every eligible purchase made with the Club Vistara SBI Card PRIME. You can redeem these points for flight bookings, hotel stays, and other services offered by Air Vistara or their partner airlines. These points point can be used for domestic and international travel.
Yes, the Club Vistara SBI Card PRIME is internationally accepted, both at ATMs and merchant outlets. This card is globally recognized whether you wanna go shopping, dining, or explore new destinations
Complimentary Club Vistara Silver Member allows exclusive travel privileges, including priority waitlist clearance and check-in, a 5 kg excess baggage allowance, and access to special promotions and offers.
No, the Club Vistara SBI Card PRIME does not offer an annual fee waiver. The card comes with an annual fee of Rs. 2,999. In return you get lots of benefits including welcome gifts, travel rewards, and exclusive Vistara services.
You can redeem your Club Vistara points on the official Vistara rewards redemption page for flight tickets, hotel stays, lounge access, and other travel-related services.
Club Vistara points have a validity of 36 months (3 years) from the date of accrual. Make sure to redeem your points before this period.
Yes, the Club Vistara SBI Card PRIME offers 4 international lounge visits annually through the Priority Pass
