Joining Fee: ₹3000* Plus Applicable Taxes
Renewal Fee: ₹2000*Plus Applicable Taxes
Get Up to 8 domestic airport lounge visits per year
Get Up to 25% off on BookMyShow and INOX
Earn 4 reward points on international spends
Welcome benefits:- Vouchers worth Rs. 5,250 from top brands like Croma, Uber, EaseMyTrip, and Tata CLiQ on joining fee payment1
Check your eligibility For This Card
ICICI Bank Rubyx Credit Card is a versatile option that combines rewards, joining and milestone bonuses, discounts on movies and dining, complimentary airport and railway lounge access, golf privileges, and more. These benefits cater to key spending categories such as shopping, travel, dining, and entertainment. However, the overall value you receive from the card largely depends on your spending capacity, as many perks are linked to meeting specific spend milestones.
This card is most suitable for high spenders seeking an ICICI credit card that offers a wide range of lifestyle and domestic travel benefits. That said, the base reward rate on everyday spends is not as competitive when compared with alternatives like SBI Elite, Axis Select, or HDFC Regalia Gold. To maximize value, Rubyx cardholders would need to rely primarily on milestone rewards.
Rewards Program
With the ICICI Rubyx Credit Card, cardholders can earn reward points on every ₹100 spent as follows:
Redemption Options
The accumulated reward points can be redeemed across a wide range of categories, including travel, health, beauty, fashion, electronics, home appliances, lifestyle products, shopping vouchers, and more.
Welcome Benefit
Lounge Access
Milestone Benefits
Entertainment
Golf Benefits
Fee Waiver
Dining Benefits
Concierge Services
Fuel Benefit
Insurance Coverage
Particulars | Amount | ||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Joining Fee | Rs. 3,000 + Applicable Taxes | ||||||||||||||||||
Annual Fee | Rs. 2,000 + Applicable Taxes | ||||||||||||||||||
Finance Charges | 3.75% per month (or 45% per annum) | ||||||||||||||||||
Late Payment Charges |
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ICICI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
Everything you need to know about this credit card
The annual fee is ₹3,000 plus GST. However, the fee can be waived if you achieve the required annual spend milestone.
Yes, a forex markup fee of 3.50% will be charged on all international retail and online transactions. It also applies to POS machines registered internationally, such as duty-free shops.
To avail free domestic airport lounge access, you must spend at least ₹75,000 during the previous calendar quarter.
Cardholders can earn accelerated reward points on retail and international transactions, along with milestone-based bonus rewards.
The applicant must be between the ages of 21 and 65 years to be eligible for applying.
Yes, you can enjoy up to ₹3,600 annual savings on movie tickets booked through BookMyShow and INOX.
Yes, apart from airport lounge access, the card also provides railway lounge access and other lifestyle travel privileges.