Emirates Skywards Rubyx Credit Card
ICICI ICICI

Emirates Skywards Rubyx Credit Card

Joining Fee: 1000* Plus Applicable Taxes

Renewal Fee: 1000*Plus Applicable Taxes

Joining Fee: 1000* + Tax

Renewal Fee: 1000* + Tax

Welcome benefits:- Complimentary Emirates Blue Tier Membership on joining.

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About Emirates Skywards Rubyx Credit Card

The Emirates Skywards ICICI Bank Rubyx Credit Card is the base variant of the co-branded Emirates Skywards cards. Cardholders earn up to 1.5% Skywards Miles on their spends, which can be redeemed for flight bookings and upgrades with Emirates.

Even on utility and insurance payments, users earn 1 Skywards Mile per Rs. 100 spent. The card also comes with complimentary Blue Tier Membership, giving access to exclusive Emirates benefits.

For travel, it offers 1 domestic lounge visit per quarter on spending Rs. 75,000, which is limited for frequent flyers. Beyond travel, the card provides lifestyle benefits, including up to 25% off on movie tickets via BookMyShow and INOX, and dining discounts through the Culinary Treats programme.

Emirates Skywards Rubyx Credit Card Rewards Program

Rewards Program

  • Earn 1.5 Skywards Miles for every Rs. 100 spent on regular purchases.
  • Earn 1 Skywards Mile for every Rs. 100 spent on insurance and utility payments.
  • Redeem your accumulated Skywards Miles for award flights, flight upgrades, and other travel benefits via the Emirates website.

Other Features and Benefits

Joining Benefit

  • Complimentary Emirates Blue Tier Membership on joining.

Annual Benefit

  • Renewal of Blue Tier Membership on payment of the annual fee.

Movie Benefit

  • 25% off (up to Rs. 100) on purchase of two movie tickets, twice a month on BookMyShow and INOX.

Dining Benefit

  • Exclusive dining discounts via ICICI Bank Culinary Treats Programme.

Fuel Surcharge Waiver

  • 1% waiver on fuel spends between Rs. 400–4,000 across all fuel stations, up to Rs. 250/month.

Lounge Access

  • 1 complimentary domestic lounge access per quarter on spending Rs. 75,000 in the previous quarter.

Fees and Charges

Fee TypeAmount
Joining FeeRs. 1,000
Annual FeeRs. 1,000
Finance Charges3.75% p.m. (45.% p.a.)
Late Payment Charges
For Statement Balance:Amount
Up to Rs. 100Nil
Rs. 101 to Rs. 500Rs. 100
Rs. 501 to Rs. 1,000Rs. 500
Rs. 1,001 to Rs. 5,000Rs. 600
Rs. 5,001 to Rs. 10,000Rs. 750
Rs. 10,001 to Rs. 25,000Rs. 900
Rs. 25,001 to Rs. 50,000Rs. 1,100
More than Rs. 50,000Rs. 1,300

Things to Know Before you apply

Get this card if:

  • You fly with Emirates frequently and want to earn Skywards Miles on your spends.
  • You want a low annual fee credit card with useful travel benefits.
  • You are okay with rewards being redeemable only for Emirates services.
  • You want to enjoy movie and dining perks along with travel benefits.

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For Emirates Skywards Rubyx Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Emirates Skywards Rubyx Credit Card Hilights

What do we like about this card?

  • Earn up to 1.5 Skywards Miles on every Rs. 100 spent
  • Redeem Skywards Miles for flights and travel bookings on Emirates.com
  • Complimentary domestic airport lounge access
  • 25% off on movie tickets via BookMyShow
  • Enjoy exclusive dining discounts and offers
  • 1% fuel surcharge waiver on all fuel transactions

Pros

  • Complimentary Emirates Blue Tier Membership
  • Redeem Skywards Miles for flight upgrades and award flights
  • Discounts on movie tickets via BookMyShow & INOX
  • Earn rewards on utility and insurance spends

Cons

  • No annual fee waiver available
  • Lounge access depends on spending
  • No international lounge access benefits

ICICI Bank Credit Card Contact Details

ICICI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.

  • Helpline Numbers: 1860 120 7777 (India), +91 22 3366 7777 (International), or + 33667777 from your registered mobile. 
  • Simply SMS: Send an SMS to 5676766 from your registered mobile number.

Frequently Asked Questions

Everything you need to know about this credit card

No. The Rubyx Credit Card provides 1 complimentary domestic lounge visit per quarter, available when you spend Rs. 75,000 in the preceding quarter.

No. Skywards Miles are not earned on fuel transactions, but you can save up to Rs. 250 per month with a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000 at all fuel stations.

No. The card has an annual fee of Rs. 1,000, which cannot be waived. However, your Emirates Skywards Blue Tier Membership is automatically renewed on paying the annual fee.

Yes. Get 25% off (up to Rs. 100) on the purchase of two movie tickets via BookMyShow and INOX, twice a month.

You can redeem accumulated Skywards Miles for award flights, flight upgrades, and other travel-related bookings on Emirates.com.

Enjoy exclusive discounts on dining at partner restaurants through the ICICI Bank Culinary Treats Programme.

Yes. Cardholders receive complimentary Emirates Skywards Blue Tier Membership upon joining.

Yes. Get a 1% waiver on fuel surcharge, applicable on transactions between Rs. 400 and Rs. 4,000 at all fuel stations, up to Rs. 250 per month.

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