The Amazon Pay ICICI Credit Card is a co-branded shopping card by ICICI Bank and Amazon India, powered by Visa. Since its launch, it has become one of the most popular credit cards for online shopping in India, especially for Amazon users and Prime members.
This lifetime-free card is simple to use and offers cashback as Amazon Pay balance. Cardholders get welcome benefits worth ₹2,500 and earn cashback on almost all purchases (except rent and fuel). For Amazon Prime members, it’s even better—you can get up to 5% cashback on Amazon purchases, making it one of the best credit cards for regular online shoppers.
ICICI Amazon Pay Credit Card Rewards Program
Amazon Pay ICICI Bank Credit Card – Cashback Structure
For Amazon Prime Members
5% cashback on all Amazon India purchases (except few categories).
5% cashback on flight & hotel bookings via Amazon.
For Non-Prime Members
3% cashback on Amazon India purchases (same exclusions).
Other Benefits
2% cashback at 100+ Amazon Pay partner merchants (only when paying via Amazon Pay).
1% cashback on all other eligible online & offline spends.
2% cashback on specific spends at Amazon like:
E-books
Gift cards
Utility bill payments
DTH & mobile recharge
Amazon Pay balance load
No Cashback on:
Gold, silver, or other precious metals
EMI purchases on Amazon
Rent transactions
Fuel purchases
Tax-related payments
Reward Points / Cashback Redemption
Rewards are auto-credited as Amazon Pay balance every billing cycle.
1 Reward Point = ₹1
Can be used for:
Purchases on Amazon.in
Payments at Amazon Pay partner merchants
Other Features and Benefits
Joining Benefits (worth up to ₹2,500)
For Non-Prime Members:
50% cashback up to ₹50 on prepaid recharges
100% cashback up to ₹150 on Amazon shopping
25% cashback up to ₹500 on postpaid recharges
20% cashback up to ₹100 on electricity bill payments
25% cashback up to ₹200 on DTH recharge
25% cashback up to ₹550 on broadband recharge
10% cashback up to ₹250 on gas cylinder booking
One-month EazyDiner membership
₹500 off on Prime membership
For Prime Members:
50% cashback up to ₹50 on prepaid recharges
100% cashback up to ₹200 on Amazon shopping
25% cashback up to ₹500 on postpaid recharges
20% cashback up to ₹100 on electricity bill payments
25% cashback up to ₹250 on DTH recharge
25% cashback up to ₹550 on broadband recharge
10% cashback up to ₹250 on gas cylinder booking
One-month EazyDiner membership
Note: The combined joining benefit value is ₹2,500 for both Prime and Non-Prime members.
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India
Valid only on transactions up to ₹4,000
Dining Benefits
Enjoy minimum 15% discount at over 2,500 partner restaurants across India under the Culinary Treats Programme.
Fees and Charges
Type of Fee
Amount
Joining fee
NIL
Annual fee
NIL
Late payment fee
Below Rs. 100: Nil
Between Rs. 100 to Rs. 500: Rs. 100
Between Rs. 501 to Rs. 5,000: Rs. 500
Between Rs. 5,001 to Rs. 10,000: Rs. 750
Between Rs. 10,001 to Rs. 25,000: Rs. 900
Between Rs. 25,001 to Rs. 50,000: Rs. 1,000
Above Rs. 50,000: Rs. 1,200
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For ICICI Amazon Pay Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
ICICI Amazon Pay Credit Card Hilights
What do we like about this card?
Lifetime free card – no joining or annual fees.
Unlimited reward points on every spend, with no cap.
5% cashback on Amazon purchases for Prime members
3% cashback on Amazon purchases for Non-Prime members
Cashback applicable only on Amazon India (amazon.in) transactions
2% cashback at 100+ Amazon Pay partner merchants
1% cashback on all other retail spends
Reward points auto-converted to Amazon Pay balance (1 Point = ₹1)
No expiry on reward points once credited to Amazon Pay balance
Pros
Best suited for Amazon loyalists who frequently shop on Amazon.
Get 15% off at 2,500+ restaurants across India with ICICI Bank’s Culinary Treats Program.
No maximum cap on cashback earned as Amazon Pay balance.
Cons
Limited benefits – no lounge access, travel, or entertainment perks.
Not very rewarding for shopping outside Amazon; Flipkart users may prefer the Flipkart Axis Bank Credit Card.
High rewards (5%) are only for Amazon Prime members; non-Prime members earn a lower 3% on Amazon purchases.
ICICI Bank Credit Card Contact Details
ICICI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
Helpline Numbers: 1860 120 7777 (India), +91 22 3366 7777 (International), or + 33667777 from your registered mobile.
Simply SMS: Send an SMS to 5676766 from your registered mobile number.
Frequently Asked Questions
Everything you need to know about this credit card
Anyone with a good credit score and valid KYC documents can apply. Both Prime and Non-Prime Amazon customers are eligible.
No, this is a lifetime free credit card with zero joining and annual charges.
Prime members earn 5% cashback on all purchases made on Amazon India.
Non-Prime customers get 3% cashback on Amazon purchases.
All cashback is credited as Amazon Pay balance and can be used for shopping, bill payments, and more.
Yes. You get 2% cashback at 100+ Amazon Pay partner merchants and 1% cashback on other retail transactions.
No, once transferred to your Amazon Pay balance, the reward points never expire.
How Can I Apply for a Credit Card Online?
✔Step 1: Enter your mobile number in the application form
✔Step 2: Provide your personal details
✔Step 3: Enter OTP to verify your mobile number
✔Step 4: Select the credit card
✔Step 5: Compare offers and apply for the best-suited credit card
ICICI
Dining
Fuel
Reward Points
