About ICICI Amazon Pay Credit Card
The Amazon Pay ICICI Credit Card is a co-branded shopping card by ICICI Bank and Amazon India, powered by Visa. Since its launch, it has become one of the most popular credit cards for online shopping in India, especially for Amazon users and Prime members.
This lifetime-free card is simple to use and offers cashback as Amazon Pay balance. Cardholders get welcome benefits worth ₹2,500 and earn cashback on almost all purchases (except rent and fuel). For Amazon Prime members, it’s even better—you can get up to 5% cashback on Amazon purchases , making it one of the best credit cards for regular online shoppers.
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ICICI Amazon Pay Credit Card Rewards Program
Amazon Pay ICICI Bank Credit Card – Cashback Structure For Amazon Prime Members 5% cashback on all Amazon India purchases (except few categories). 5% cashback on flight & hotel bookings via Amazon.For Non-Prime Members 3% cashback on Amazon India purchases (same exclusions).Other Benefits 2% cashback at 100+ Amazon Pay partner merchants (only when paying via Amazon Pay). 1% cashback on all other eligible online & offline spends. 2% cashback on specific spends at Amazon like: E-books Gift cards Utility bill payments DTH & mobile recharge Amazon Pay balance loadNo Cashback on: Gold, silver, or other precious metals EMI purchases on Amazon Rent transactions Fuel purchases Tax-related paymentsReward Points / Cashback Redemption Rewards are auto-credited as Amazon Pay balance every billing cycle.1 Reward Point = ₹1 Can be used for: Purchases on Amazon.in Payments at Amazon Pay partner merchants
Other Features and Benefits
Joining Benefits (worth up to ₹2,500) For Non-Prime Members:
50% cashback up to ₹50 on prepaid recharges 100% cashback up to ₹150 on Amazon shopping 25% cashback up to ₹500 on postpaid recharges 20% cashback up to ₹100 on electricity bill payments 25% cashback up to ₹200 on DTH recharge 25% cashback up to ₹550 on broadband recharge 10% cashback up to ₹250 on gas cylinder booking One-month EazyDiner membership ₹500 off on Prime membershipFor Prime Members:
50% cashback up to ₹50 on prepaid recharges 100% cashback up to ₹200 on Amazon shopping 25% cashback up to ₹500 on postpaid recharges 20% cashback up to ₹100 on electricity bill payments 25% cashback up to ₹250 on DTH recharge 25% cashback up to ₹550 on broadband recharge 10% cashback up to ₹250 on gas cylinder booking One-month EazyDiner membershipNote: The combined joining benefit value is ₹2,500 for both Prime and Non-Prime members.
Fuel Surcharge Waiver 1% fuel surcharge waiver at all fuel stations across India Valid only on transactions up to ₹4,000Dining Benefits Enjoy minimum 15% discount at over 2,500 partner restaurants across India under the Culinary Treats Programme .
Fees and Charges
Type of Fee Amount Joining fee NIL Annual fee NIL Late payment fee Below Rs. 100: Nil Between Rs. 100 to Rs. 500: Rs. 100 Between Rs. 501 to Rs. 5,000: Rs. 500 Between Rs. 5,001 to Rs. 10,000: Rs. 750 Between Rs. 10,001 to Rs. 25,000: Rs. 900 Between Rs. 25,001 to Rs. 50,000: Rs. 1,000 Above Rs. 50,000: Rs. 1,200
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Eligibility Criteria
Age : 21 to 70 yearsOccupation : Salaried or Self-employedCredit Score : Should have a good credit history
ICICI Amazon Pay Credit Card Hilights
What do we like about this card?
Lifetime free card – no joining or annual fees. Unlimited reward points on every spend, with no cap.5% cashback on Amazon purchases for Prime members3% cashback on Amazon purchases for Non-Prime members Cashback applicable only on Amazon India (amazon.in) transactions2% cashback at 100+ Amazon Pay partner merchants1% cashback on all other retail spends Reward points auto-converted to Amazon Pay balance (1 Point = ₹1)No expiry on reward points once credited to Amazon Pay balance
Pros
Best suited for Amazon loyalists who frequently shop on Amazon. Get 15% off at 2,500+ restaurants across India with ICICI Bank’s Culinary Treats Program. No maximum cap on cashback earned as Amazon Pay balance.
Cons
Limited benefits – no lounge access, travel, or entertainment perks. Not very rewarding for shopping outside Amazon; Flipkart users may prefer the Flipkart Axis Bank Credit Card. High rewards (5%) are only for Amazon Prime members; non-Prime members earn a lower 3% on Amazon purchases.