Air India SBI Platinum Credit Card
State bank of india State bank of india

Air India SBI Platinum Credit Card

/assest/image/icons/lounge-access.svg Airport Lounge Access
/assest/image/icons/fuel.svg Fuel
/assest/image/icons/rewards.svg Reward Points
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Joining Fee: ₹1499* Plus Applicable Taxes

Renewal Fee: ₹1499*Plus Applicable Taxes

Airport Lounge Access Airport Lounge Access
Fuel Fuel
Reward Points Reward Points
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Joining Fee: ₹1499* + Tax

Renewal Fee: ₹1499* + Tax

Welcome benefits:- Enjoy 5,000 reward points as a welcome gift on joining. Points will be credited within 15 days of annual fee payment.

Check your eligibility For This Card

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About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Air India SBI Platinum Credit Card

The Air India SBI Platinum Credit Card is a great option if you travel often, especially with Air India. You earn 5 reward points for every rupee spent on Air India bookings, which you can later use to get discounts or free flight tickets.

Air India SBI Platinum Credit Card Rewards Program

Reward Points:

  • Get 5 reward points for every ₹100 spent on Air India tickets (when booked through their website, app, offices, or call center).
  • Earn 2 reward points for every ₹100 spent on other purchases.
  • You can convert these reward points into Air India miles — 1 point = 1 Air India mile.

Other Features and Benefits

Welcome & Anniversary Benefits

  • Welcome Bonus: Get 5,000 reward points when you pay the joining fee (credited within 15 days).
  • Anniversary Gift: Get 2,000 reward points every year on your card anniversary.

Milestone Rewards

  • Spend ₹2 lakh in a year – get 5,000 extra reward points
  • Spend ₹3 lakh in a year – get 10,000 extra reward points

Travel & Lifestyle Perks

  • Lounge Access: Enjoy 8 complimentary domestic airport lounge visits per year (max 2 per quarter) via VISA.
  • Fuel Surcharge Waiver: Save 1% on fuel surcharge at any petrol pump (₹500–₹4,000 per transaction, max ₹250 per billing cycle).

Other Useful Features

  • Flexipay: Convert purchases over ₹2,500 into easy EMIs within 30 days.
  • Bill Payments: Set up auto-pay for utility bills so you never miss a due date.
  • Add-on Cards: Get extra cards for family members above 18 years of age.
  • Easy Money: Get a cheque or draft against your credit limit delivered to your home.
  • Lost Card Cover: Complimentary insurance cover of ₹1 lakh for lost/stolen card misuse.

Fees and Charges

Fees/ChargesAmount/Rate
Annual FeeRs. 1,499 (One-Time)
Renewal FeeRs, 1,499
Finance Chargesupto 3.50% per month [42% per annum]
Late Payment Fee
  • NIL for the total amount due from Rs.0-Rs.500;
  • Rs. 400 for the total amount due greater than Rs. 500 and up to Rs. 1,00
  • Rs. 750 for the total amount due greater than Rs. 1,000 and up to Rs. 10,000
  • Rs. 950 for the total amount due greater than Rs. 10,000 and up to Rs. 25,000
  • Rs. 1,100 for the total amount due greater than Rs. 25,000 and up to Rs. 50,000
  • Rs. 1,300 for the total amount due greater than Rs. 50,000


Note: If you miss paying the Minimum Amount Due (MAD) for two billing cycles in a row, an extra ₹100 late fee will be added each month until you clear the MAD.

Things to Know Before you apply

Get this card if:

  • You frequently travel with Air India and want to earn rewards on every booking.
  • You want a travel credit card that offers good air mile rewards at a low annual fee.
  • You spend ₹2 lakh or more per year and want to unlock bonus rewards that offset the fee.
  • You prefer basic travel benefits and don’t require lounge access or premium perks.

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For Air India SBI Platinum Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Air India SBI Platinum Credit Card Hilights

What do we like about this card?

  • 15 Reward Points/₹100 on Air India tickets booked through airindia.in or mobile app5 Reward Points/₹100 on dining, groceries, fuel1 Reward Point/₹100 on other spendsReward Points can be converted into Flying Returns milesForeign currency markup: 3.5%

Pros

  • Best value for Air India frequent flyers.
  • Decent reward rate on fuel, dining, groceries
  • Entry-level annual fee
  • Bonus rewards on first-year activation
  • Easy access to miles-based redemptions

Cons

  • Rewards are locked to Air India’s Flying Returns
  • No airport lounge access
  • Limited benefits outside Air India ecosystem
  • Not ideal for international travelers or luxury perks

SBI Bank Credit Card Contact Details

SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.

  • Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
  • Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
  • Simply SMS: Send an SMS to 5676791 from your registered mobile number.

Frequently Asked Questions

Everything you need to know about this credit card

To retrieve your saved application, log in to the application page and click on the "Retrieve" option.

To turn your reward points into Air India Air Miles, call the SBI Card helpline at 1860 180 1290 or 39020202. The points can only be converted in multiples of 5,000. The complete process takes up to 7 working days.

Flexipay allows card users to convert big purchases into easy monthly installments and pay over time.

Yes, the bank charges a replacement fee of Rs. 100 + taxes for reissuing your card.

You can earn 15 reward points for every Rs. 100 spent on Air India ticket bookings made through airindia.in.

The Air India SBI Platinum Card charges an interest of 3.50% per month (or 42% annually) on outstanding balances.

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