About Reliance SBI Card Prime
The Reliance SBI Card Prime is a premium co-branded credit card from SBI Card and Reliance Group. It offers benefits across multiple Reliance brands like Jio Mart, Ajio, Reliance Trends, Cover Story, Zivame, Netmeds, Reliance Jewels, Urban Ladder, and more — covering clothing, footwear, furniture, and everyday needs.
This card gives loyal Reliance shoppers savings in three ways:
Accelerated rewards on Reliance spends.Welcome discount vouchers .Milestone Reliance Retail vouchers .You can get a 2.5% value-back on Reliance retail spends, extra discount vouchers worth up to ₹11,999, and milestone vouchers worth up to ₹8,750 with a spend of just ₹3 lakh.
It’s ideal if you shop often at Reliance brands. But before applying, check if other all-rounder cards offer better overall returns for your spending habits. Make sure the welcome, milestone, and discount benefits outweigh the lower reward rate.
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Reliance SBI Card Prime Rewards Program
Rewards Program:
10 Reward Points per ₹100 spent at participating Reliance Retail stores.5 Reward Points per ₹100 spent on dining, movies & entertainment, domestic airlines, and international purchases.2 Reward Points per ₹100 spent on other retail purchases.Value of 1 Point: ₹0.25.
Other Features and Benefits
Cashback Offer:
5% cashback on Jio Mart spends (max ₹1,000 per month).RelianceOne Offer:
Milestone Benefits:
Activation Benefits:
Brand Voucher Value Min. Transaction Value Jio Mart ₹250 ₹1,250 AJIO ₹750 ₹3,999 Reliance Trends ₹1,000 ₹3,999 Azorte ₹750 ₹5,000 Fashion Factory Any Denim @ ₹999 – Coverstory ₹2,500 Max redemption at 10% of bill Zivame ₹500 ₹1,999 Urban Ladder ₹2,500 Max redemption at 10% of bill Netmeds ₹500 ₹1,999 Clovia ₹500 ₹1,999 Reliance Jewels ₹2,000 ₹49,999 (Diamond Jewellery)
Ongoing Brand Discounts:
Extra Perks:
Movies: 1 free movie ticket every month (worth ₹250) via BookMyShow.Lounge Access: 8 free domestic airport lounge visits (max 2 per quarter) and 4 international lounge visits (max 2 per quarter) each year.Fuel: 1% fuel surcharge waiver (up to ₹100) at all petrol pumps in India.Fee Waiver: Renewal fee waived if you spend ₹3 lakh in a year.
Fees and Charges
Fees & Charges Amount Joining/Annual Fee Rs. 2,999 Finance Charges Up to 3.50% per month (42% per annum) Late Payment Charges For Outstanding Balance: Amount Up to Rs. 500 Nil From Rs. 501 to Rs. 1,000 Rs. 400 From Rs. 1,001 to Rs. 10,000 Rs. 750 From Rs. 10,001 to Rs. 25,000 Rs. 950 From Rs. 25,001 to Rs. 50,001 Rs. 1,100 Above Rs. 50,000 Rs. 1,300
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Things to Know Before you apply
Get this card if:
You often shop at Reliance brands like Reliance Trends, AJIO, Jio Mart, etc. You’re loyal to these brands and don’t plan to switch. You spend enough at these stores to fully use the monthly discount vouchers. You already have other cards for general spending and want this one mainly for Reliance brand savings.
Eligibility Criteria
Age : 21 to 70 yearsOccupation : Salaried or Self-employedCredit Score : Should have a good credit history
Document Required For Reliance SBI Card Prime
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter IDProof of Address: Aadhaar Card, Driver’s License, PassportProof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Reliance SBI Card Prime Hilights
What do we like about this card?
Cashback on JioMart – Can be used only for general merchandise and fashion categories.Milestone vouchers – Calculated only on spends at participating Reliance Retail Stores.Extra vouchers on activation :Reliance Trends : Discount valid on apparel & footwear.Reliance Jewels : 2% off on gold making charges and 2% off on diamond invoice value (only for select SKUs).AJIO : Discount applies after all other offers.Rewards exclusions – No rewards for fuel, property rent, or wallet top-ups.Fuel surcharge waiver – Available for transactions between ₹500 and ₹4,000.
Pros
Cons
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
Contact Address : SBI Cards and Payment Services Limited, Wazirpur, New DelhiHelpline : Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)Simply SMS: Send an SMS to 5676791 from your registered mobile number.
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