SBI Card and Reliance Group offer two co-branded credit cards: Reliance SBI Card and Reliance SBI Card PRIME. The Reliance Group includes many segments like clothing, footwear, and furniture, allowing cardholders to save a good amount on everyday purchases through these co-branded benefits. While SBI Card already partners with the Landmark Group for cards like Spar, Max, and Home Center, this new collaboration focuses on Reliance Group customers. The base Reliance SBI Card offers a decent reward rate of 1.25%, making it a good choice for loyal customers looking for a card with a low annual fee.
Reliance Retail includes popular brands such as AJIO (online shopping), Reliance Trends (fashion and lifestyle), JioMart (groceries), Reliance Jewels (jewellery), and Netmeds (online pharmacy). It also covers several other lifestyle brands like Centro, Fashion Factory, Zivame, and Coverstory.
SBI Reliance Credit Card Rewards Program
Rewards Program:
Earn 5 reward points for every ₹100 spent at participating Reliance Retail Stores.
Earn 5 reward points for every ₹100 spent on Dining & Movies.
Earn 1 reward point for every ₹100 spent on other retail purchases.
Each reward point is worth ₹0.25.
Other Features and Benefits
Cashback Benefits
Get 5% cashback (up to ₹250/month) on JioMart purchases.
RelianceOne Points
Earn 1 RelianceOne point for every ₹200 spent on groceries (offline).
Earn an extra 1 RelianceOne point for every ₹200 spent at Fashion Factory.
Milestone Benefits
Spend ₹25,000 in a year → Get a ₹500 Reliance Retail voucher
Spend ₹50,000 in a year → Get a ₹750 voucher
Spend ₹80,000 in a year → Get a ₹1,000 voucher
Fee Waiver:
Annual fee is waived if you spend ₹1 lakh in a year.
Fuel Benefit:
Get 1% fuel surcharge waiver at all petrol pumps in India.
Activation Benefits
On activation: Get a ₹500 Reliance Retail voucher
Plus, ₹3,200 worth of extra discount vouchers from Reliance brands:
JioMart: ₹100 off (min. ₹500 spend)
AJIO: ₹250 off (min. ₹1,499 spend)
Reliance Trends: ₹500 off (min. ₹2,499 spend)
Azorte: ₹500 off (min. ₹5,000 spend)
Fashion Factory: ₹500 off (min. ₹1,499 spend)
Cover Story: ₹250 off (min. ₹1,499 spend)
Zivame: ₹300 off (min. ₹1,199 spend)
Urban Ladder: ₹500 off (min. ₹4,999 spend)
Netmeds: ₹300 off (min. ₹1,499 spend)
Clovia: ₹300 off (min. ₹1,199 spend)
Extra Discounts on Reliance Brands
Reliance Trends → 5% off (up to ₹250/month)
AJIO → 5% off (up to ₹250/month, orders above ₹2,999)
Azorte → 5% off (up to ₹500, orders above ₹3,500)
Zivame → 5% off (up to ₹250/month)
Cover Story → 5% off (up to ₹250/month)
Urban Ladder → 5% off (up to ₹250/transaction)
Fees and Charges
Fee Type
Amount
Joining Fee/Annual Fee
Rs. 499
Finance Charges
Up to 3.50% per month (42% per annum)
Late Payment Charges
For Outstanding Balance:
Amount:
Up to Rs. 500
Nil
From Rs. 501 to Rs. 1,000
Rs. 400
From Rs. 1,001 to Rs. 10,000
Rs. 750
From Rs. 10,001 to Rs. 25,000
Rs. 950
From Rs. 25,001 to Rs. 50,001
Rs. 1,100
Above Rs. 50,000
Rs. 1,300
Things to Know Before you apply
Get this card if:
You frequently shop at Reliance Group brands
You do more offline shopping than online
You want a credit card with a low annual fee
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For SBI Reliance Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
SBI Reliance Credit Card Hilights
What do we like about this card?
Can be redeemed only in general merchandise and fashion categories.
Milestone benefits are based only on spends at participating Reliance Retail stores.
Activation vouchers:
Reliance Trends: Valid on apparel & footwear.
Netmeds: Valid on online purchase of pharma/prescription products.
No rewards on fuel, property rental, or wallet reload transactions.
Fuel surcharge waiver applies to transactions between ₹500 and ₹4,000.
Pros
Low annual fee with an easy waiver condition
Low spend requirement for milestone benefits
Year-round offers and discounts on Reliance brands
Rewards across multiple Reliance brand categories
Cons
Limited brand-specific benefits may not suit all users
No airport lounge access
Low base reward rate outside the main spending categories
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
Simply SMS: Send an SMS to 5676791 from your registered mobile number.
State bank of india
Cashback
Fuel
Reward Points
