SBI Reliance Credit Card
State bank of india State bank of india

SBI Reliance Credit Card

/assest/image/icons/cashback.svg Cashback
/assest/image/icons/fuel.svg Fuel
/assest/image/icons/rewards.svg Reward Points
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Joining Fee: ₹499* Plus Applicable Taxes

Renewal Fee: ₹499*Plus Applicable Taxes

Cashback Cashback
Fuel Fuel
Reward Points Reward Points
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Joining Fee: ₹499* + Tax

Renewal Fee: ₹499* + Tax

Welcome benefits:- ₹500 Reliance Retail voucher on activation. Extra discount vouchers worth ₹3,200 for use at selected Reliance stores.

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About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About SBI Reliance Credit Card

SBI Card and Reliance Group offer two co-branded credit cards: Reliance SBI Card and Reliance SBI Card PRIME. The Reliance Group includes many segments like clothing, footwear, and furniture, allowing cardholders to save a good amount on everyday purchases through these co-branded benefits. While SBI Card already partners with the Landmark Group for cards like Spar, Max, and Home Center, this new collaboration focuses on Reliance Group customers. The base Reliance SBI Card offers a decent reward rate of 1.25%, making it a good choice for loyal customers looking for a card with a low annual fee.

Reliance Retail includes popular brands such as AJIO (online shopping), Reliance Trends (fashion and lifestyle), JioMart (groceries), Reliance Jewels (jewellery), and Netmeds (online pharmacy). It also covers several other lifestyle brands like Centro, Fashion Factory, Zivame, and Coverstory.

SBI Reliance Credit Card Rewards Program

Rewards Program:

  • Earn 5 reward points for every ₹100 spent at participating Reliance Retail Stores.
  • Earn 5 reward points for every ₹100 spent on Dining & Movies.
  • Earn 1 reward point for every ₹100 spent on other retail purchases.
  • Each reward point is worth ₹0.25.

Other Features and Benefits

Cashback Benefits

  • Get 5% cashback (up to ₹250/month) on JioMart purchases.

RelianceOne Points

  • Earn 1 RelianceOne point for every ₹200 spent on groceries (offline).
  • Earn an extra 1 RelianceOne point for every ₹200 spent at Fashion Factory.

Milestone Benefits

  • Spend ₹25,000 in a year → Get a ₹500 Reliance Retail voucher
  • Spend ₹50,000 in a year → Get a ₹750 voucher
  • Spend ₹80,000 in a year → Get a ₹1,000 voucher

Fee Waiver:

  • Annual fee is waived if you spend ₹1 lakh in a year.

Fuel Benefit:

  • Get 1% fuel surcharge waiver at all petrol pumps in India.

Activation Benefits

  • On activation: Get a ₹500 Reliance Retail voucher
  • Plus, ₹3,200 worth of extra discount vouchers from Reliance brands:
  •  
    1. JioMart: ₹100 off (min. ₹500 spend)
    2. AJIO: ₹250 off (min. ₹1,499 spend)
    3. Reliance Trends: ₹500 off (min. ₹2,499 spend)
    4. Azorte: ₹500 off (min. ₹5,000 spend)
    5. Fashion Factory: ₹500 off (min. ₹1,499 spend)
    6. Cover Story: ₹250 off (min. ₹1,499 spend)
    7. Zivame: ₹300 off (min. ₹1,199 spend)
    8. Urban Ladder: ₹500 off (min. ₹4,999 spend)
    9. Netmeds: ₹300 off (min. ₹1,499 spend)
    10. Clovia: ₹300 off (min. ₹1,199 spend)

Extra Discounts on Reliance Brands

  1. Reliance Trends → 5% off (up to ₹250/month)
  2. AJIO → 5% off (up to ₹250/month, orders above ₹2,999)
  3. Azorte → 5% off (up to ₹500, orders above ₹3,500)
  4. Zivame → 5% off (up to ₹250/month)
  5. Cover Story → 5% off (up to ₹250/month)
  6. Urban Ladder → 5% off (up to ₹250/transaction)

Fees and Charges

Fee TypeAmount
Joining Fee/Annual FeeRs. 499
Finance ChargesUp to 3.50% per month (42% per annum)
Late Payment Charges
For Outstanding Balance:Amount:
Up to Rs. 500Nil
From Rs. 501 to Rs. 1,000Rs. 400
From Rs. 1,001 to Rs. 10,000Rs. 750
From Rs. 10,001 to Rs. 25,000Rs. 950
From Rs. 25,001 to Rs. 50,001Rs. 1,100
Above Rs. 50,000Rs. 1,300

Things to Know Before you apply

Get this card if:

  • You frequently shop at Reliance Group brands
  • You do more offline shopping than online
  • You want a credit card with a low annual fee

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For SBI Reliance Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

SBI Reliance Credit Card Hilights

What do we like about this card?

  • Can be redeemed only in general merchandise and fashion categories.
  • Milestone benefits are based only on spends at participating Reliance Retail stores.
  • Activation vouchers:
  1. Reliance Trends: Valid on apparel & footwear.
  2. Netmeds: Valid on online purchase of pharma/prescription products.
  • No rewards on fuel, property rental, or wallet reload transactions.
  • Fuel surcharge waiver applies to transactions between ₹500 and ₹4,000.

Pros

  • Low annual fee with an easy waiver condition
  • Low spend requirement for milestone benefits
  • Year-round offers and discounts on Reliance brands
  • Rewards across multiple Reliance brand categories

Cons

  • Limited brand-specific benefits may not suit all users
  • No airport lounge access
  • Low base reward rate outside the main spending categories

SBI Bank Credit Card Contact Details

SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.

  • Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
  • Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
  • Simply SMS: Send an SMS to 5676791 from your registered mobile number.

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