Titan launched its first co-branded credit card with SBI in March 2024. The Titan SBI Credit Card comes with an annual fee of Rs. 2,999 and offers great value across many spending categories. The main highlight is the extra cashback of up to 5% on gold and jewellery purchases at Titan brands like Tanishq, Zoya, Caratlane, and Mia. This is valuable because most credit cards don’t offer rewards on gold and jewellery spends.
The card also gives accelerated cashback on other Titan brands such as Taneira, Titan Eye+, Fastrack, Helios, Skinn, Sonata, Irth, and World of Titan. While these brands aren’t for everyday shopping, they cover high-value items like jewellery and watches, as well as mid-range products like bags and perfumes. So, if you spend a lot on jewellery or premium products from Titan, this card can give you great cashback and voucher benefits.
The Titan SBI Credit Card offers unique benefits through its special partnership with popular brands like Tanishq, Mia, Caratlane, and Zoya.
Get 3% value-back as gift vouchers on Tanishq purchases (up to Rs. 25,000 per quarter)
Earn 5% cashback on spending at Mia, Caratlane, and Zoya (up to Rs. 10,000 per quarter)
Enjoy 7.5% cashback on other Titan brands like World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, and Sonata (up to Rs. 10,000 per quarter)
Earn 6 reward points for every Rs. 100 spent outside Titan brands (up to 6,000 points)
Earn 6 reward points per Rs. 100 on UPI payments at participating Titan stores
Each reward point is worth Rs. 0.25 and can be redeemed for Titan vouchers
Other Features and Benefits
Welcome Benefits: Get 12,000 Reward Points worth Rs. 3,000 when you pay the annual fee.
Titan In-store Benefits: Earn 3% value back on Tanishq purchases and 5% cashback on Mia, Caratlane, and Zoya, making shopping at these stores more rewarding.
Renewal Benefit: Annual fee is waived if you spend Rs. 3 lakh in a year.
Milestone Benefits:
Extra Rs. 5,000 worth of benefits on spending Rs. 5 lakh annually
Extra Rs. 10,000 worth of benefits on spending Rs. 10 lakh annually
Unlock more gift vouchers when you reach certain annual spending milestones.
Lounge Access:
8 free domestic airport lounge visits per year (2 per quarter)
4 free international lounge visits per year for the first two years (2 per quarter)
Complimentary Priority Pass membership included.
Fuel Surcharge Waiver: Save 1% on fuel surcharge for transactions up to Rs. 3,000 at petrol pumps across India.
Utility Bill Payment Facility: Pay your electricity, telephone, and mobile bills easily with the Easy Bill Pay facility.
Balance Transfer on EMI: Transfer balances from other credit cards to this card and pay off in easy EMIs at lower interest rates.
Easy Money: Get drafts or cheques against your card’s cash limit, delivered right to your home with the Easy Money service, for convenient access to extra funds.
State bank of india
Airport Lounge Access
Cashback
Reward
