The State Bank of India's Signature Corporate Credit Card is a popular choice, offering many useful features. It provides great benefits like concierge service, Priority Pass membership for airport lounge access, and air travel insurance. The card also helps corporate employees manage expenses easily with detailed spend analysis and smart tracking tools.
This card is designed especially for companies and their employees. It includes special facilities like Priority Pass membership, insurance coverage, and other services that make it very useful for corporate users. Let’s look at the card’s features and benefits in more detail.
The SBI Signature Corporate Card is a business credit card provided by SBI Card. It is one of the most valuable cards offered by SBI, accepted worldwide at over 38 million places, including 3 million locations across India. The card is known for having the highest international approval rate.
Other Features and Benefits
Global Acceptance: The card has the highest approval rate and is accepted at 38 million outlets worldwide.
24/7 Support: A dedicated helpline is available for any card-related issues. Lost cards are replaced within 48 to 72 hours anywhere in the world.
Insurance Coverage: The card offers both fraud insurance and travel insurance, with coverage amounts depending on the card type and situation.
Spending Control: Cardholders can set limits on spending by time and purchase category to control usage.
Secure Transactions: The card uses chip and PIN technology for added security and protection against fraud.
Quick Card Replacement: If lost, the card can be replaced anywhere globally within 72 hours, making travel worry-free.
Spend Analysis: Integrated with VISA IntelliLink, the card allows companies to track expenses in detail, categorize spending, and receive email alerts for important account activities.
Priority Pass Access: Cardholders get access to over 600 airport lounges worldwide.
Special Offers: The card offers many discounts on hotels, flights, car rentals, and more through its partner network.
VISA Lounge Access: Use the card to access any airport lounge that supports VISA Lounge Pass.
Real-time Alerts: All transactions are notified to the cardholder via SMS and email for better tracking.
Fees and Charges
Type of Charge
Amount
Joining Fee
Nil
Annual fee
Up to Rs.499
Add-on card fee
Nil
Minimum amount due
5% of the total outstanding amount subjected to a minimum of Rs.200
Free credit period
Nil
Interest-free credit period
20 days - 50 days
Finance charges
3.35% per month
Renewal fee
Rs.499
Cash advance limit
Up to 80% of the credit limit (maximum up to Rs.12,000 per day)
Cash advance fee at SBI ATMs or other ATMs
2.5% of the transaction amount subject to a minimum of Rs.300
Cash advance fee at international ATMs
3% of the transaction amount subjected to a minimum of Rs.300.
Charge slip retrieval
Rs.225 per charge slip
Late payment charges
If total amount due is from Rs.0 to Rs.200 - NIL
Rs.201 and Rs.500 - Rs.100
Rs.501 and Rs.1,000 - Rs.400
Rs.1,001 and Rs.10,000 - Rs.600
Rs.10,001 and Rs.25,000 - Rs.800
Rs.25,001 and above - Rs.950
Payment dishonour fee
2% of the payment amount subjected to a minimum of Rs.350.
Over limit payment
2.5% of the over limit amount subjected to a minimum of Rs.500.
Cheque pickup fee
Rs.90
Statement retrieval
Rs.100 per statement
Railway ticket fee
2.5% of the transaction cost + GST
Emergency card replacement, when abroad
Nil
Card replacement
Rs.100
Cash payment fee
Rs.100
Foreign currency transaction
3.5%
Rewards redemption fee
Rs.99
Things to Know Before you apply
Get this card if:
You need a corporate card accepted worldwide with high approval rates.
You want strong control and detailed tracking of company and employee expenses.
You travel frequently and want access to airport lounges globally.
You want added security with chip and PIN technology and insurance coverage.
You need quick emergency card replacement and 24/7 customer support.
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For SBI Signature Corporate Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
SBI Signature Corporate Card Hilights
What do we like about this card?
Enjoy priority services with the Signature credit card.
Get a free Priority Pass membership with the card.
Employees receive travel insurance coverage up to Rs. 1 crore.
Concierge services are available with the credit card.
Complimentary insurance protects against employee fraud.
The card offers multilayer spend control and detailed spend analysis.
Pros
Accepted at 38 million outlets globally with highest authorization approval.
Comprehensive spend management with VISA IntelliLink tools.
Priority Pass membership with access to 600+ airport lounges worldwide.
Travel and fraud insurance coverage for added protection.
Multilayer spend control and customizable limits on usage.
Cons
Annual fees and some services like Priority Pass membership may come with additional costs.
Insurance coverage depends on card type and may have limits.
Some features may require learning and setup to use fully.
Not suitable for individual users; designed mainly for corporate use.
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
Simply SMS: Send an SMS to 5676791 from your registered mobile number.
State bank of india
Fuel
Insurance Benefits
Travel
