The Apollo SBI Card Select is a healthcare-focused credit card launched with the Apollo Group. It offers 10% rewards on Apollo Pharmacy and other health spends, along with free health check-ups and wellness benefits. You can convert your reward points to Apollo Health Credits at a 1:1 ratio and use them at Apollo hospitals, pharmacies, and clinics.
There’s also a basic version called the Apollo SBI Card, with a lower annual fee of Rs. 499. It offers up to 3% value-back and lets you redeem points instantly at Apollo outlets, get vouchers, or convert them to health credits.
The Select Card gives more value with higher rewards, airport lounge access, and extra milestone benefits, making it ideal for those who spend more on healthcare.
Note: Reward points earned on the Apollo SBI Card can only be redeemed as Apollo Health Credits, making it ideal for those who regularly use Apollo services.
Apollo SBI Card Select Rewards Program
Rewards Benefits:
Earn 2 reward points for every ₹100 spent on dining, travel, movies, and entertainment
Earn 1 reward point for every ₹200 spent on other categories
Other Features and Benefits
Healthcare Benefits
1-year complimentary FITPASS PRO membership
Free comprehensive health check-up every year
Earn 10 reward points per ₹100 spent on Apollo 24/7 and Apollo Pharmacy
Reward points can be redeemed 1:1 as Apollo Health Credits
Apollo 24/7 e-gift voucher worth ₹1,500 (usable at Apollo Pharmacy) with Apollo Circle benefits
Get a Noise Smartwatch worth ₹7,999 on annual spends of ₹6 lakh
Annual Fee Waiver
Annual fee is waived if you spend ₹3,00,000 or more in the previous year
Lounge Access
4 complimentary domestic lounge visits per year (1 per quarter)
Free Priority Pass membership for 2 years
Fuel Benefits
1% fuel surcharge waiver (up to ₹100/month)
Applicable on fuel spends between ₹500 and ₹4,000 per transaction
Fees and Charges
Fee Type
Amount
Joining Fee
Rs. 1,499 + Taxes
Annual Fee
Rs. 1,499 + Taxes
Finance Charges
3.50% p.m. | 42% p.a.
Late Payment Charges
For Statement Balance:
Amount
Less than Rs. 500
Nil
Rs. 500 to Rs. 1,000
Rs. 400
Rs. 1,000 to Rs. 10,000
Rs. 750
Rs. 10,000 to Rs. 25,000
Rs. 950
Rs. 25,000 to Rs. 50,000
Rs. 1,100
Above Rs. 50,000
Rs. 1,300
Things to Know Before you apply
Get this card if:
You want a card that gives special benefits on healthcare spending
You are fine paying ₹1,499 annual fee for Apollo-linked offers
You often spend at Apollo for medicines, checkups, or treatments
You already use other credit cards for daily needs like shopping, groceries, or eating out
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For Apollo SBI Card Select
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Apollo SBI Card Select Hilights
What do we like about this card?
Earn 10 reward points per ₹100 spent at Apollo 24/7 & Apollo Pharmacy
Reward points redeemable 1:1 as Apollo Health Credits
Complimentary Apollo Gold Tier Membership & annual health check-up
Noise Smartwatch worth ₹7,999 on ₹6 Lakh annual spends
1% fuel surcharge waiver across all petrol pumps
Annual fee waiver on ₹90,000 yearly spends
Complimentary FITPASS PRO membership for 1 year
Ideal for health-conscious individuals with regular Apollo spends
Pros
1:1 redemption against Apollo Health Credits
Lower annual fee waiver threshold
Milestone benefit worth ₹7,999
Accelerated rewards on Apollo spends
Complimentary health check-up every year
Cons
No international lounge access, even with Priority Pass
Rewards can only be redeemed as Apollo Health Credits
Low base reward rate of 0.5%
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
Simply SMS: Send an SMS to 5676791 from your registered mobile number.
State bank of india
Airport Lounge Access
Fuel
Reward Points
