SBI Card has partnered with Spar Hypermarket, a Landmark Group brand that sells groceries, staples, household essentials, and personal care items, to launch a co-branded credit card. This card lets you earn rewards on all your purchases, with extra reward points when you shop at Spar and other Landmark stores. If you shop online often, the Spar SBI Card Prime is a great choice. It offers many benefits and privileges with easy application, and you can use it at over 24 million outlets worldwide.
The Spar SBI Card Prime is perfect for frequent online shoppers, offering exclusive benefits and easy application. It’s accepted at over 24 million outlets globally.
SPAR SBI Card PRIME Rewards Program
Earning Rewards:
15 reward points per ₹100 spent at Landmark stores (Home Centre, Max, Lifestyle, Spar).
10 reward points per ₹100 spent on movies and dining.
2 reward points per ₹100 spent on non-fuel retail expenses.
Redemption rate: 4 reward points = ₹1.
Redeeming Rewards:
Convert SBI reward points to Landmark Rewards at 2.4 SBI points = 1 LMR.
1 LMR = ₹0.60.
Redeem directly via SBI Rewards Catalogue at a 4:1 ratio.
Other Features and Benefits
Welcome Rewards:
Get 12,000 bonus reward points worth ₹3,000 on paying the annual fee.
Earn ₹100 cashback on your first ATM withdrawal within 30 days of receiving the card.
Renewal Benefit:
Receive 12,000 reward points worth ₹3,000 on paying the renewal fee.
Milestone Rewards: Earn up to 58,000 reward points (₹14,500 value) on annual spends of ₹5 lakh:
₹40,000 spend: 6,000 points
₹1 lakh spend: 12,000 points
₹1.8 lakh spend: 20,000 points
₹5 lakh spend: 20,000 points
Lounge Access:
Complimentary Priority Pass membership worth $99.
4 free international lounge visits per year (max 2 per quarter).
8 free domestic lounge visits per year (max 2 per quarter).
Fuel Surcharge Waiver:
1% waiver on fuel spends between ₹500 and ₹4,000.
Maximum waiver of ₹250 per month.
Fees and Charges
Fees and charges
Amount to be paid
Annual Fee (one-time)
Rs.2,999 + GST
Renewal Fee (per annum)
Rs.2,999 + GST
Add-on Fee (per annum)
NIL
Cheque Payment
Rs.100
Payment Dishonor fee
2% of the amount (minimum of Rs.500)
Retrieval of statement fee
Rs.100 for a statement more than 2 months old
Late payment fee
Rs.0 to Rs.500: Nil
Above Rs.500 and up to Rs.1,000: Rs.400
Above Rs.1,000 and up to Rs.10,000: Rs.750
Above Rs.10,000 and up to Rs.25,000: Rs.950
Above Rs.25,000 and up to Rs.50,000: Rs.1,100
Above Rs.50,000: Rs.1,300
Overlimit
2.5% of the overlimit amount subject to a minimum of Rs.600
Card replacement
Rs.100 - Rs.250
Emergency card replacement when abroad
NIL
Foreign currency transaction
3.5%
Markup Fee
For all cards except Aurum and Elite: 3.5%
For Aurum and Elite cardholders: 1.99%
Rewards redemption fee
Rs.99
Cash payment fee
Rs.250
Things to Know Before you apply
Get this card if:
You frequently shop at Landmark stores like Spar, Lifestyle, Home Centre, and Max.
You want higher reward points on retail, dining, and movies.
You value complimentary domestic and international lounge access.
You’re looking for generous milestone rewards and cashback offers.
You want fuel surcharge waivers to save on petrol expenses.
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For SPAR SBI Card PRIME
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
SPAR SBI Card PRIME Hilights
What do we like about this card?
Annual fee of ₹2,999.
Earn up to 15 reward points on retail spends.
Get 12,000 bonus reward points as a welcome gift.
Includes Priority Pass membership with 4 free visits annually.
Enjoy 8 free domestic lounge accesses per year.
Earn up to 58,000 reward points through milestone benefits.
Pros
High reward rate (up to 15 points per ₹100) at Landmark stores.
12,000 welcome and renewal bonus points worth ₹3,000 each.
Complimentary Priority Pass membership with 4 international and 8 domestic lounge visits annually.
Up to 58,000 milestone reward points worth ₹14,500.
Fuel surcharge waiver of 1% (up to ₹250 per month).
Cons
High annual fee of ₹2,999.
Reward points have limited value when converted to Landmark Rewards (₹0.60 per LMR).
Foreign currency mark-up fees apply for international transactions.
Milestone rewards require high annual spending (₹5 lakh) to maximize benefits.
No complimentary airport lounge access beyond the included visits.
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
Simply SMS: Send an SMS to 5676791 from your registered mobile number.
State bank of india
Airport Lounge Access
Fuel
Reward Points
