The BPCL SBI Card is a co-branded fuel credit card that gives you up to 4.25% value back through reward points and a fuel surcharge waiver at BPCL petrol pumps. You can redeem your points instantly at over 1,200 BPCL partner outlets. Although it is a fuel card, it also offers extra rewards on other spends like groceries, dining, and movies.
With a low annual fee of just Rs. 499, the BPCL SBI Card competes with other fuel cards like IndianOil HDFC, IndianOil Axis, and ICICI HPCL Super Saver. If you spend a lot on fuel and want to save money while earning rewards on other common expenses, this card is a good choice.
The BPCL SBI Credit Card is a co-branded fuel card that gives you up to 13 times more rewards on BPCL fuel purchases. It also offers extra points on groceries, dining, and entertainment. The card has an annual fee of Rs. 499.
BPCL SBI Card Rewards Program
Reward Points Benefits:
Earn 5x reward points on every Rs. 100 spent on groceries, dining, movie tickets, and departmental store purchases (up to 5,000 reward points per month).
Earn 1 reward point per Rs. 100 spent on non-fuel purchases.
No minimum limit for redeeming reward points.
Flexible Instant Redemption Program available at 1,200 selected BPCL petrol pumps.
Other Features and Benefits
Welcome Benefit
Get 2,000 bonus reward points worth Rs. 500 on activation.
Fuel Surcharge Benefits
Fuel surcharge waiver up to Rs. 100 per month at BPCL petrol pumps nationwide.
Earn 4.25% value-back (13X points) on fuel purchases at BPCL pumps, capped at 1,300 reward points per billing cycle.
On BPCL transactions up to Rs. 4,000, earn 3.25% plus 1% fuel surcharge waiver.
Worldwide Acceptance
Use the card internationally at over 24 million outlets.
Accepted wherever VISA or RuPay cards are accepted.
Other Facilities
Easy Bill Pay for utility payments.
Add-on credit cards available for family members.
Balance transfer from other credit cards with low interest and easy EMI options.
Flexipay option to convert purchases above Rs. 2,500 into EMIs.
Issue cheque or draft against your card’s cash limit.
Manage your account easily via website and mobile app.
Contactless payment enabled for faster transactions.
Fees and Charges
Type of Fee
Amount
Annual Fee
Rs.499
Renewal Fee
Rs.499
Add-On card fee
Nil
Cash advance fee
2.5% of the amount withdrawn or Rs.500 (Domestic or international ATMs)
Finance Charges
3.70% per month or 45% per annum
Payment dishonor fee
2% of the payment amount; minimum of Rs.500
Statement request
Rs.100 per statement (more than 2 months old)
Cash payment fee
Rs.250 plus applicable taxes
Late payment
From Rs.0 to Rs.500 - Nil
More than Rs.500 up to Rs.1,000 - Rs.400
More than Rs.1,000 up to Rs.10,000 - Rs.750
More than Rs.10,000 up to Rs.25,000 - Rs.950
More than Rs.25,000 up to Rs.50,000 - Rs.1,100
More than Rs.50,000 - Rs.1,300.
Cheque payment fee
Rs.100
Over limit fee
2.5% of the over limit amount; minimum of Rs.600
Rewards redemption fee
Rs.99
Foreign currency transaction
3.50%*
Things to Know Before you apply
Get this card if:
You spend a good amount on fuel every month
You prefer BPCL fuel stations over others like HPCL and IOCL
You want a fuel card that also rewards your everyday spending
You’re looking for a card with a low annual fee
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For BPCL SBI Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
BPCL SBI Card Hilights
What do we like about this card?
Earn up to 13X reward points on fuel spends at BPCL petrol pumps with a fuel surcharge waiver of up to Rs. 100 per month.
Get 5X reward points on groceries, dining, movies, and departmental store purchases.
Enjoy a one-time annual fee of Rs. 499 with 2,000 bonus reward points worth Rs. 500 on joining.
Instant reward redemption available at over 1,200 BPCL outlets with no minimum points threshold.
Add-on cards available for family members with worldwide acceptance at over 24 million merchant outlets.
Pros
Up to 4.25% value-back on BPCL fuel purchases
Extra reward points on groceries, departmental stores, movies, and dining
Cons
Low value when redeeming rewards
Limits on how much accelerated rewards you can earn
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
Simply SMS: Send an SMS to 5676791 from your registered mobile number.
State bank of india
Fuel
Reward Points
