State bank of india

Max SBI Credit Card

Fuel

Grocery

Reward Points

MyBankingTips Rating

Joining Fee: ₹499* Plus Applicable Taxes

Renewal Fee: ₹499*Plus Applicable Taxes

Fuel

Grocery

Reward Points

MyBankingTips Rating

Joining Fee: ₹499* + Tax

Renewal Fee: ₹499* + Tax

Fuel

Get 1% fuel surcharge waiver on ₹500–₹3,000 transactions at petrol stations nationwide.

Grocery

Earn reward points at a 5% rate on eligible spends.

Reward Points

Earn 5 RPs/₹100 at Landmark outlets (Lifestyle, Max, Spar, etc.) & on dining/movies; 1 RP/₹100 on other spends (excl. fuel).

Welcome benefits:- Get 2,000 bonus reward points worth Rs. 500 when you pay the joining fee within 30 days of fee payment.

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Max SBI Credit Card

The Max SBI Credit Card is a co-branded shopping card designed for people who like shopping for apparel at Max stores. It is the base version among three cards in this series, with Max SBI Card Prime and Max SBI Card Select being the other two. Although it is a Max co-branded card, it also offers rewards at other Landmark stores like Lifestyle, Home Centre, Max, and Spar.

Users can also earn rewards on dining and movies, making it a great option for those who want benefits across various lifestyle categories like shopping, dining, and entertainment. However, to get the most out of this card, users may need to adjust their brand preferences. Also, this card does not include complimentary lounge access, so if that is important to you, this card may not be the best choice. Keep reading to learn more about its features.

The Max SBI Credit Card lets you earn both SBI reward points and Landmark reward points. It has a joining fee of Rs. 499.

Max SBI Credit Card Rewards Program

Reward Structure:

Earn 5 reward points per Rs. 100 spent online and at Landmark stores like Lifestyle, Home Centre, Max, and Spar.
Earn 5 reward points per Rs. 100 spent on dining and movies.
Earn 1 reward point per Rs. 100 spent on other non-fuel purchases.
Redeem rewards instantly at Landmark stores.
4 reward points = Rs. 1.

Other Features and Benefits

Welcome Benefits:
Get 2,000 bonus reward points worth Rs. 500 when you pay the joining fee within 30 days..

Milestone Benefits:
Earn up to 16,000 bonus reward points (worth Rs. 4,000) on your annual spends:

1,000 points on Rs. 20,000 spent across Landmark stores
2,000 points on Rs. 45,000 spent
5,000 points on Rs. 95,000 spent
8,000 points on Rs. 2,00,000 spent

Fuel Surcharge Waiver:
Get 1% waiver on fuel surcharge for transactions between Rs. 500 and Rs. 3,000, up to Rs. 100 per billing cycle.

Renewal Benefit:
Earn 2,000 bonus reward points worth Rs. 500 on renewal fee payment within 30 days.

Rewards Redemption Benefits:
You can convert your SBI reward points into Landmark reward points for easy and flexible redemption at Landmark stores.

Fees and Charges

Type of Charge	Amount
Annual fee	Rs.499
Renewal fee	Rs.499
Add-on credit card	Nil
Finance charge	Up to 3.50% per month
Cash advance fee at SBI and domestic ATMs	2.5% of the transaction amount (minimum of Rs.300)
Statement retrieval	Rs.100 for every statement which is more than 2 months old
Payment dishonor fee	2% of the amount (minimum of Rs.450)
Cheque fee	Rs.100 for payments made using cheques up to Rs.10,000
Late payment	Rs.0-Rs.200: Nil Rs.200-Rs.500: Rs.100 Rs.500-Rs.1,000: Rs.400 Rs.1,000-Rs.10,000: Rs.600 Rs.10,000-Rs.25,000: Rs.800 Rs.25,000 and above: Rs.950
Overlimit	2.5% of overlimit amount (subject to a minimum amount of Rs.500)

Things to Know Before you apply

Get this card if:

You frequently shop at Landmark stores like Lifestyle, Home Centre, Max, and Spar.
You enjoy earning rewards on dining and movie expenses.
You want to maximize benefits across multiple lifestyle categories with a single card.
You prefer instant reward redemption at Landmark stores.

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For Max SBI Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Max SBI Credit Card Hilights

What do we like about this card?

Earn 2,000 bonus reward points when you pay the annual fee.
Enjoy milestone rewards up to 16,000 points worth Rs. 4,000 on your annual spends.
Get a 1% fuel surcharge waiver at petrol stations across India.
Earn 5 reward points per Rs. 100 spent at Landmark stores, dining, and movies.
Redeem your rewards instantly at Landmark stores for easy savings.

Pros

Attractive bonus and milestone reward points for regular spending
Good reward rates on shopping, dining, and movies at popular Landmark stores
Fuel surcharge waiver of 1% on petrol purchases
Easy redemption of rewards at Landmark stores
Low renewal fees with reward points on renewal

Cons

No complimentary lounge access
Reward points primarily beneficial if you shop at Landmark stores
Limited benefits outside Landmark group and lifestyle categories
Annual fee applicable

SBI Bank Credit Card Contact Details

SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.

Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
Simply SMS: Send an SMS to 5676791 from your registered mobile number.