About SBI Bank Aurum Credit Card
SBI Aurum is SBI Card’s most premium credit card, designed for high-net-worth individuals. It offers elite perks like secretarial access, free IPV membership, and subscriptions to The Wall Street Journal and Mint. You also get unlimited international lounge access, low forex fees, and air miles conversion.
The SBI Aurum card has two main drawbacks. It offers a low reward rate of just 1%, which is significantly lower than cards like Infinia and Emeralde Private. Also, domestic lounge access is limited to 16 visits per year, even though international lounge access is unlimited.
Available by invitation or premium relationship with SBI High annual fee compensated with luxury benefits and offers
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SBI Bank Aurum Credit Card Rewards Program
Reward Structure : Earn 4 Reward Points per ₹100 spent
Redemption Value :
Travel Benefits :
Other Features and Benefits
Activation Benefits
Exclusive Memberships (1st Year Only)
Luxury Lifestyle Privileges
Milestone Benefits
Monthly : ₹1,500 Tata Cliq Fashion voucher on ₹1L spendAnnual :Annual Fee Waiver : On annual spend of ₹12LFuel Surcharge Waiver
Insurance Coverage
Fees and Charges
Fee Type Amount Joining Fee Rs. 9,999 Annual Fee Rs. 9,999 Card Replacement Fee Rs. 1,500 Rewards Redemption Fee Waived Finance Charges 3.75% p.m. | 45% p.a. Late Payment Charges Total Amount Due: Amount Rs.0 - Rs. 500 Nil Rs. 501- Rs. 1000 Rs. 400 Rs. 1,001- Rs. 10,000 Rs. 750 Rs. 10,001 - Rs. 25,000 Rs. 950 Rs. 25,001 - Rs. 50,000 Rs. 1,100 Greater than Rs. 50,000 Rs. 1,300
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Things to Know Before you apply
Get this card if:
You want to enjoy exclusive high-end privileges, especially in the first year You already have another card with a higher reward rate to complement this one You prefer SBI Cards and want premium benefits under the same issuer 16 domestic lounge visits and a 1% reward rate suit your limited travel and spending needs
Eligibility Criteria
Age : 21 to 70 yearsOccupation : Salaried or Self-employedCredit Score : Should have a good credit history
Document Required For SBI Bank Aurum Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter IDProof of Address: Aadhaar Card, Driver’s License, PassportProof of Income: Latest 3 salary slips, Last 3 months’ bank statement
SBI Bank Aurum Credit Card Hilights
What do we like about this card?
Pros
Cons
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
Contact Address : SBI Cards and Payment Services Limited, Wazirpur, New DelhiHelpline : Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)Simply SMS: Send an SMS to 5676791 from your registered mobile number.
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Frequently Asked Questions
Everything you need to know about this credit card
No, the SBI AURUM Credit Card is an invite-only card offered exclusively by SBI Cards. You cannot apply for it directly.
To be eligible for the SBI AURUM Credit Card, you must have an annual gross income of Rs. 40 lakh or more.
The cash advance fee is 2.5% of the transaction amount or Rs. 500, whichever is higher.
The SBI AURUM Credit Card has a foreign currency mark-up fee of 1.99% on all international transactions.
The card provides complimentary memberships to:
Amazon Prime
Discovery Plus
EazyDiner Prime
BB Star
Lenskart Gold
Club Marriott
Mint
The Wall Street Journal
State bank of india
Airport Lounge Access
Entertainment
Reward Points
