SBI Card has launched two credit cards – Shaurya Select SBI Card and Shaurya SBI Card – specially for the armed forces. These cards give extra reward points when you spend at Canteen Stores Department (CSD), departmental stores, and more. You can also get your card personalized with the insignia of the Army, Navy, Air Force, or Paramilitary.
The Shaurya Select SBI Card is a credit card launched by the State Bank of India to honour armed forces personnel for their service. It offers a variety of benefits, including reward points, entertainment perks, insurance, and more. The card has a renewal fee of ₹1,499 and carries an interest rate of 3.50% per month.
The Shaurya Select SBI Card is designed to honour armed forces personnel, offering rewards, entertainment, and insurance benefits. It comes with a ₹1,499 renewal fee and a 3.50% monthly interest rate.
SBI Shaurya Select Card Rewards Program
Reward Points
Earn 10 reward points per ₹100 spent on dining, movies, departmental stores, and groceries (including CSD canteen).
Earn 2 reward points per ₹100 on all other spends.
No reward points on fuel, cash, or S2S transactions.
Redeem points as statement credit or for products, vouchers, etc., via the SBI Rewards Catalogue.
Renewal Benefit
Get 1,500 reward points on payment of the annual fee.
Other Features and Benefits
Milestone Benefits:
₹500 Pizza Hut voucher on spends of ₹50,000+ in a calendar quarter.
₹7,000 Yatra or Pantaloons voucher on spends of ₹5 lakh+ in a year.
Waiver of next year’s annual fee on spends of ₹1.5 lakh+ in a year. (Voucher codes sent via SMS within 10 days of achieving spend target.)
Complimentary Insurance:
₹10 lakh Personal Accident Cover (RuPay).
₹1 lakh Fraud Liability Cover.
Fuel Surcharge Waiver:
1% waiver on fuel spends of ₹500–₹4,000 (max ₹250 per statement cycle) at any fuel station in India.
Concierge Service:
24x7 assistance for travel bookings, dining reservations, and consultancy services.
Other Benefits:
Flexipay Facility: Convert purchases above ₹2,500 into EMIs at a nominal interest rate within 30 days of purchase.
Easy Bill Pay: Automate utility bill payments with standing instructions.
Easy Money: Get a draft or cheque delivered to your home against your card’s cash limit.
Balance Transfer: Transfer outstanding dues from other bank credit cards to this card and repay via low-interest EMIs.
Add-on Card: Issue add-on cards for immediate family members (spouse, parents, children, siblings) aged 18+.
Fees and Charges
Type of Charge
Fee
Joining fee
Waived off
Renewal fee
Rs.1,499
Cash advance limit
80% of the credit limit
Finance charge
3.50% per month
Add-on credit card fee
Nil
Free credit period
Nil
Cash advance fee
2.5% of the transaction amount (subjected to a minimum of Rs.500)
Cash payment fee
Rs.199
Payment dishonour fee
2% of the payment amount
Cheque fee
Rs.100
Late payment fee
If the outstanding balance is between 0 and Rs.500 - Nil
Balance between Rs.501 and Rs.1,000 - Rs.400
Balance between Rs.1,001 and Rs.10,000 - Rs.750
Balance is between Rs.10,001 and Rs.25,000 - 950
Balance is between Rs.25,001 and 50,000 - Rs.1,100
Balance is more than Rs.50,000 - Rs.1,300
Statement retrieval
Rs.100
Overlimit fee
2.5% of the overlimit amount
Rewards redemption fee
Rs.99
Foreign currency mark-up
3.5%
Things to Know Before you apply
Get this card if:
You are serving or retired armed forces personnel.
You frequently spend on dining, movies, groceries, or at CSD canteens.
You want exclusive milestone rewards and annual fee waivers.
You value complimentary insurance and fuel surcharge waivers.
You want the prestige of a card embossed with your service branch insignia.
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For SBI Shaurya Select Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
SBI Shaurya Select Card Hilights
What do we like about this card?
10X reward points on every ₹100 spent on departmental stores, dining, groceries, and movies.
Extra reward points based on spending.
Complimentary ₹10 lakh Personal Accident Cover.
1% fuel surcharge waiver.
24x7 concierge services.
Pros
High reward rate on dining, movies, groceries, and CSD spends (10X points).
Attractive milestone benefits, including vouchers worth up to ₹7,000.
Complimentary ₹10 lakh Personal Accident Cover and ₹1 lakh Fraud Liability Cover.
Domestic lounge access and 24x7 concierge service.
Fuel surcharge waiver at all fuel stations in India.
Option to emboss Army, Navy, Air Force, or Paramilitary insignia for personalization.
Cons
Annual fee of ₹1,499 from the second year onwards.
Reward points not earned on fuel, cash, or S2S transactions.
No international lounge access.
Foreign currency mark-up fee applies for overseas transactions.
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
Simply SMS: Send an SMS to 5676791 from your registered mobile number.
State bank of india
Airport Lounge Access
Insurance Benefits
Reward Points
