Joining Fee: ₹12000* Plus Applicable Taxes
Renewal Fee: ₹12000*Plus Applicable Taxes
Buy 1 Get 1 Offer via BookMyShow
4 reward points for every Rs. 100 spent on retail transactions.
Unlimited domestic airport lounge access
Check your eligibility For This Card
The ICICI Emeralde Credit Card is a premium lifestyle card for high-income users, offering a mix of travel, entertainment, and luxury benefits. Cardholders earn up to 4 reward points per ₹100 spent, including on utilities and insurance, and enjoy unlimited lounge access, complimentary golf rounds, free movie tickets via BookMyShow, and shopping vouchers.
While its base redemption value is low (₹0.25 per point), the new iShop portal boosts returns with 6% value on flight and voucher purchases and 12% on hotel bookings. This makes the card rewarding for frequent travelers and shoppers who use iShop. However, those preferring straightforward, high-value rewards may find better alternatives in cards like HDFC Diners Club Black or ICICI Emeralde Private.
Rewards Program:
Travel Benefits:
Movies:
Golf:
Birthday Benefit:
Concierge Service:
Dining:
Fuel:
Insurance Coverage:
Fee Type | Amount | ||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Joining Fee | Rs. 12,000 + Taxes | ||||||||||||||||||
Annual Fee | Rs. 12,000 + Taxes | ||||||||||||||||||
Card Replacement Fee | Rs. 200 | ||||||||||||||||||
Finance Charges | 3.75% p.m. | 45% p.a | ||||||||||||||||||
Cash Withdrawal Charges | Nil | ||||||||||||||||||
Late Payment Charges |
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ICICI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
Everything you need to know about this credit card
A. The annual fee is Rs. 12,000, but it can be waived if you spend Rs. 10 Lakh in the previous year.
A. Yes, the card has a monthly fee option of Rs. 1,000, which is waived if you spend Rs. 1 Lakh in the previous month.
A. Cash withdrawal fees are waived on this card, but it is generally not recommended to withdraw cash using a credit card.
A. Yes, reward points on insurance spends are capped at Rs. 80,000.
A. Yes, the card provides unlimited domestic and international airport lounge access through Priority Pass membership.
A. Yes, you earn 1 reward point for every Rs. 100 spent on utilities and insurance.
A. It offers low forex markup fee of 2%, travel cancellation cover up to Rs. 12,000, and unlimited lounge access.
A. Yes, you can get up to Rs. 750 off on the second movie ticket on BookMyShow (four times a month) and enjoy dining discounts via the ICICI Culinary Treats Programme.