The Times Black ICICI Bank Credit Card is a premium metal card co-branded with Times Internet Ltd., designed for high-income users who want lifestyle and travel perks. With an annual fee of Rs. 20,000, the card offers benefits like unlimited lounge access, milestone rewards worth up to Rs. 70,000, and premium lifestyle services including CribLife, exclusive event access, dining discounts, and travel and shopping offers.
The major value comes from the milestone and annual benefits. Cardholders can earn up to Rs. 70,000 in benefits by spending up to Rs. 25 lakh annually. The benefits are spread across spend milestones ranging from Rs. 2 lakh to Rs. 25 lakh, making it useful for both moderate and high spenders. The card also provides joining and renewal perks from popular brands like Zomato and EaseMyTrip.
Times Black ICICI Bank Credit Card Rewards Program
Rewards & Travel Benefits
Domestic spends: Earn 2% reward points on all domestic transactions.
International spends: Earn 2.5% reward points on international transactions (effectively 1% after a low forex mark-up fee of 1.49%).
iShop portal bonus: Get up to 6X rewards on flight bookings, 6X on vouchers, and 12X on hotel bookings via ICICI Bank’s iShop portal (12% reward rate on flights/vouchers and 24% on hotels).
Capping on certain spends: Rewards earned on utilities, insurance premiums, education, and government payments (house tax, advance tax, fines, court fees, postal payments, etc.) are capped at 5,000 reward points per month.
Redemption fee: Nil.
Rewards redemption: 1 reward point = up to Rs. 1 for products and vouchers; 1 reward point = Rs. 0.40 for cashback.
Low forex fee: 1.49% mark-up on foreign transactions.
Concierge services: 24×7 international and domestic assistance.
Lounge access: Unlimited complimentary access to domestic and international airport lounges.
Other Features and Benefits
Welcome & Renewal Benefits Redeem the following joining benefits via the Times Black app within 1 year of receiving the email:
EaseMyTrip gift card for luxury stays worth Rs. 10,000
Travel Visa benefits via Atlys and OneVasco worth Rs. 10,000
Toni&Guy and Interflora lifestyle gift cards worth Rs. 4,000
Zomato Gold annual membership
Access to The Quorum Club
Milestone Benefits
Rs. 2 lakh annual spend: International experiences via Klook worth Rs. 10,000
Rs. 5 lakh annual spend: Luxury airport transfers via BLADE India/Avis/Indian Travel House worth Rs. 10,000
Access to Royal Table and Chefs Play private dining series
Complimentary entry to marquee events like The Times Food & Nightlife Awards
Premium Subscriptions at Rs. 1
Access to globally recognized platforms like GQ, Architectural Digest, Curiosity Stream, etc.
Other Features
Lifestyle Management Service: Access to CribLife, a chat-based lifestyle management service
Exclusive Event Access: Luxury dining experiences, celebrity chef events, Abu Dhabi Formula 1 Grand Prix, and other members-only events across travel, entertainment, and lifestyle
Other Discounts: Offers on luxury brands, premium retailers, and fine dining
Cash Withdrawal: Zero fee on credit card cash withdrawals
Insurance Cover: Comprehensive travel coverage with zero charges on flight or hotel bookings
Fuel Benefit: 1% fuel surcharge waiver, up to Rs. 1 lakh per month, on fuel spends worth up to Rs. 4,000
Everything you need to know about this credit card
Yes, it provides unlimited access to both domestic and international airport lounges.
A foreign exchange transaction fee of 1.49% applies on all international spends.
Benefits include welcome and renewal rewards, milestone rewards, lifestyle experiences, travel and dining offers, zero cash withdrawal charges, and fuel surcharge waiver.
Yes, the card comes with a high annual fee, which can be waived on milestone spends of Rs. 25 lakh in a year.
Yes, 1 Reward Point can be redeemed for products or vouchers through the Times Black app, with 1:1 redemption for most items.
Yes, it provides comprehensive travel coverage with zero charges on flight or hotel bookings.
Yes, the card offers a 1% fuel surcharge waiver on transactions up to Rs. 4,000 per month, capped at Rs. 1 lakh per month.
ICICI
Airport Lounge Access
Co-branded
Reward
