ICICI

Times Black ICICI Bank Credit Card

Airport Lounge Access

Co-branded

Reward Points

MyBankingTips Rating

Joining Fee: ₹20000* Plus Applicable Taxes

Renewal Fee: ₹20000*Plus Applicable Taxes

Airport Lounge Access

Co-branded

Reward Points

MyBankingTips Rating

Joining Fee: ₹20000* + Tax

Renewal Fee: ₹20000* + Tax

Airport Lounge Access

Unlimited international & domestic lounge visits

Co-branded

Low forex mark-up fee & exclusive travel offers

Reward Points

Up to 2.5% reward points on card spends

Welcome benefits:- EaseMyTrip gift card for luxury stay worth Rs. 10,000 and more.

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Times Black ICICI Bank Credit Card

The Times Black ICICI Bank Credit Card is a premium metal card co-branded with Times Internet Ltd., designed for high-income users who want lifestyle and travel perks. With an annual fee of Rs. 20,000, the card offers benefits like unlimited lounge access, milestone rewards worth up to Rs. 70,000, and premium lifestyle services including CribLife, exclusive event access, dining discounts, and travel and shopping offers.

The major value comes from the milestone and annual benefits. Cardholders can earn up to Rs. 70,000 in benefits by spending up to Rs. 25 lakh annually. The benefits are spread across spend milestones ranging from Rs. 2 lakh to Rs. 25 lakh, making it useful for both moderate and high spenders. The card also provides joining and renewal perks from popular brands like Zomato and EaseMyTrip.

Times Black ICICI Bank Credit Card Rewards Program

Rewards & Travel Benefits

Domestic spends: Earn 2% reward points on all domestic transactions.
International spends: Earn 2.5% reward points on international transactions (effectively 1% after a low forex mark-up fee of 1.49%).
iShop portal bonus: Get up to 6X rewards on flight bookings, 6X on vouchers, and 12X on hotel bookings via ICICI Bank’s iShop portal (12% reward rate on flights/vouchers and 24% on hotels).
Capping on certain spends: Rewards earned on utilities, insurance premiums, education, and government payments (house tax, advance tax, fines, court fees, postal payments, etc.) are capped at 5,000 reward points per month.
Redemption fee: Nil.
Rewards redemption: 1 reward point = up to Rs. 1 for products and vouchers; 1 reward point = Rs. 0.40 for cashback.
Low forex fee: 1.49% mark-up on foreign transactions.
Concierge services: 24×7 international and domestic assistance.
Lounge access: Unlimited complimentary access to domestic and international airport lounges.

Other Features and Benefits

Welcome & Renewal Benefits
Redeem the following joining benefits via the Times Black app within 1 year of receiving the email:

EaseMyTrip gift card for luxury stays worth Rs. 10,000
Travel Visa benefits via Atlys and OneVasco worth Rs. 10,000
Toni&Guy and Interflora lifestyle gift cards worth Rs. 4,000
Zomato Gold annual membership
Access to The Quorum Club

Milestone Benefits

Rs. 2 lakh annual spend: International experiences via Klook worth Rs. 10,000
Rs. 5 lakh annual spend: Luxury airport transfers via BLADE India/Avis/Indian Travel House worth Rs. 10,000
Rs. 10 lakh annual spend: Tata CLiQ Luxury gift card worth Rs. 10,000
Rs. 20 lakh annual spend: One-night luxury stay at Ayatana Resorts worth Rs. 20,000
Rs. 25 lakh annual spend: Annual fee waiver

Signature Lifestyle Experiences

Access to Royal Table and Chefs Play private dining series
Complimentary entry to marquee events like The Times Food & Nightlife Awards

Premium Subscriptions at Rs. 1

Access to globally recognized platforms like GQ, Architectural Digest, Curiosity Stream, etc.

Other Features

Lifestyle Management Service: Access to CribLife, a chat-based lifestyle management service
Exclusive Event Access: Luxury dining experiences, celebrity chef events, Abu Dhabi Formula 1 Grand Prix, and other members-only events across travel, entertainment, and lifestyle
Other Discounts: Offers on luxury brands, premium retailers, and fine dining
Cash Withdrawal: Zero fee on credit card cash withdrawals
Insurance Cover: Comprehensive travel coverage with zero charges on flight or hotel bookings
Fuel Benefit: 1% fuel surcharge waiver, up to Rs. 1 lakh per month, on fuel spends worth up to Rs. 4,000

Fees and Charges

Fee Type

Amount

Joining/Annual Fee

Rs. 20,000 + applicable taxes

Finance Charges

3.67% p.m. (44% p.a.)

Forex Mark-up Fee

1.49% + applicable taxes

Cash Advance Fee

Nil

Late Payment Charges

Less than Rs. 100	Nil
Rs. 100 to Rs. 500	Rs. 100
Rs. 501 to Rs. 1,000	Rs. 500
Rs. 1,001 to Rs. 5,000	Rs. 600
Rs. 5,001 up to Rs. 10,000	Rs. 750
Rs. 10,001 to Rs. 25,000	Rs. 900
Rs. 25,001 to Rs. 50,000	Rs. 1,100
More than Rs. 50,000	Rs. 1,300

Things to Know Before you apply

Get this card if:

You don’t mind a high annual fee.
You like lifestyle perks like movies and golf.
You can use partner brands to get more benefits.
You travel and shop online often for extra rewards.

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For Times Black ICICI Bank Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Times Black ICICI Bank Credit Card Hilights

What do we like about this card?

Luxury welcome & milestone rewards
Unlimited domestic & international lounge access
Exclusive dining, events & subscriptions
Extra rewards on flights, hotels & vouchers
1% fuel surcharge waiver & travel insurance
Redeem points for products, vouchers, or cashback

Pros

Welcome benefits valid for 1 year
Accelerated rewards and travel vouchers
Milestone benefits worth up to Rs. 70,000
No cash withdrawal charges
Rewards on utilities, insurance, and other usually excluded spends
1:1 redemption for products/vouchers

Cons

Low value for cashback redemption
Cannot redeem rewards for miles conversion
Milestone benefits are brand-specific
Limited lifestyle benefits.

ICICI Bank Credit Card Contact Details

ICICI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.

Helpline Numbers: 1860 120 7777 (India), +91 22 3366 7777 (International), or + 33667777 from your registered mobile.
Simply SMS: Send an SMS to 5676766 from your registered mobile number.

Frequently Asked Questions

Everything you need to know about this credit card

Yes, it provides unlimited access to both domestic and international airport lounges.

A foreign exchange transaction fee of 1.49% applies on all international spends.

Benefits include welcome and renewal rewards, milestone rewards, lifestyle experiences, travel and dining offers, zero cash withdrawal charges, and fuel surcharge waiver.

Yes, the card comes with a high annual fee, which can be waived on milestone spends of Rs. 25 lakh in a year.

Yes, 1 Reward Point can be redeemed for products or vouchers through the Times Black app, with 1:1 redemption for most items.

Yes, it provides comprehensive travel coverage with zero charges on flight or hotel bookings.

Yes, the card offers a 1% fuel surcharge waiver on transactions up to Rs. 4,000 per month, capped at Rs. 1 lakh per month.