Joining Fee: ₹0* Plus Applicable Taxes
Renewal Fee: ₹0*Plus Applicable Taxes
Discount offers on dining at restaurants
No annual card fee is charged
Earn 2X reward points on all retail spends
Welcome benefits:- Earn PAYBACK Points on every transaction with your ICICI Bank Platinum Chip Credit Card.
Check your eligibility For This Card
The ICICI Platinum Chip Credit Card is a free card for life and a good choice if you are new to credit cards. There are no joining or yearly fees. You can earn reward points on every spend, even on utility bills and insurance. You also get double rewards on retail shopping, a 1% fuel surcharge waiver, and special dining discounts.
But the card does not give many extra lifestyle benefits or high reward rates. It is best for beginners who want to build credit at no cost, but heavy spenders may find better cards with more rewards.
Welcome Benefits:
Spending Benefits:
Dining Benefit:
Fuel Benefit:
Particulars | Amount | ||||||||||||||||||
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Joining/Annual Fee | Nil | ||||||||||||||||||
Finance Charges | 3.75% per month (45% per annum) | ||||||||||||||||||
Late Payment Charges |
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ICICI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
Everything you need to know about this credit card
A. Yes, this is an entry-level credit card suitable for people new to credit. No prior credit score is needed, and it comes with basic benefits and no annual fee.
A. No, anyone can apply for this card, whether or not they have an ICICI Bank account.
A. You can check online on the ICICI Bank website using your application number or call the ICICI credit card customer care for updates.
A. A fee of 2.5% of the withdrawn amount (minimum Rs. 500) applies. Additionally, interest of 3.75% per month (45% per annum) is charged until full repayment. Cash withdrawals are expensive, so it’s best to avoid them.
A. Yes, you earn 1 Reward Point for every Rs. 100 spent on utilities and insurance.
A. You get 2 Reward Points for every Rs. 100 spent on retail transactions.
A. Yes, you get 1% fuel surcharge waiver at all HPCL petrol pumps for transactions between Rs. 400 and Rs. 4,000.
A. Yes, enjoy exclusive discounts at partner restaurants via the ICICI Bank Culinary Treats Program.