About Emirates Skywards ICICI Bank Sapphiro
The Emirates Skywards ICICI Bank Sapphiro Credit Card is the mid-tier variant of the Emirates co-branded cards, with an annual fee of Rs. 5,000. It offers travel and lifestyle benefits for frequent flyers, including earning 2% Skywards Miles on spends. These miles can be redeemed for Emirates flight bookings, upgrades, and other travel rewards.
Cardholders also receive complimentary Silver Tier Membership, though it needs a minimum annual spend of Rs. 5 lakh for renewal, unlike higher-tier variants where it is auto-renewed.
For travel convenience, the card provides 2 domestic lounge visits per quarter and 2 international lounge visits per year, which are activated on quarterly spends of Rs. 75,000. It also gives rewards on utility and insurance spends, covering often-overlooked categories.
This card is suitable for Emirates loyalists who want travel perks without paying the high fees of premium variants. However, spend-based lounge access and Silver Tier renewal conditions may limit its overall benefits.
Emirates Skywards ICICI Bank Sapphiro Rewards Program
Rewards Program – Emirates ICICI Bank Sapphiro Credit Card
- Earn 2 Skywards Miles for every Rs. 100 spent on retail transactions.
- Earn 1 Skywards Mile for every Rs. 100 spent on insurance and utility payments.
- Redeem your accumulated Skywards Miles for award flights, flight upgrades, and more on the Emirates website.
Other Features and Benefits
Joining Benefits
- Complimentary Emirates Silver Tier Membership.
- 5,000 Skywards Miles on payment of the joining fee.
Annual Benefits
- Renewal of Silver Tier Membership on spending Rs. 5 Lakh in a year.
- 5,000 Skywards Miles on spending Rs. 1 Lakh in a year.
Movie Benefit
- Buy 1 Get 1 offer on BookMyShow, up to Rs. 500 off on the second ticket, twice a month.
Dining Benefit
- Exclusive offers through ICICI Bank Culinary Treats Programme.
Fuel Surcharge Waiver
- 1% waiver on fuel spends between Rs. 400 and Rs. 4,000 across all fuel stations (up to Rs. 250 per month).
Lounge Access Benefits
- 2 complimentary domestic lounge visits per quarter.
- 2 complimentary international lounge visits per year.
Fees and Charges
| Fee Type | Amount |
|---|
| Joining Fee | Rs. 5,000 |
| Annual Fee | Rs. 5,000 |
| Finance Charges | 3.75% p.m. (45.% p.a.) |
| Late Payment Charges | | For Statement Balance: | Amount | | Up to Rs. 100 | Nil | | Rs. 101 to Rs. 500 | Rs. 100 | | Rs. 501 to Rs. 1,000 | Rs. 500 | | Rs. 1,001 to Rs. 5,000 | Rs. 600 | | Rs. 5,001 to Rs. 10,000 | Rs. 750 | | Rs. 10,001 to Rs. 25,000 | Rs. 900 | | Rs. 25,001 to Rs. 50,000 | Rs. 1,100 | | More than Rs. 50,000 | Rs. 1,300 |
|
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Document Required For Emirates Skywards ICICI Bank Sapphiro
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Emirates Skywards ICICI Bank Sapphiro Highlights
What do we like about this card?
- Welcome benefit: 5,000 bonus Skywards Miles
- Complimentary Emirates Skywards Silver Tier membership
- Earn up to 2 Skywards Miles per Rs. 100 spent
- Complimentary domestic and international airport lounge access
- Buy 1 Get 1 Free movie tickets via BookMyShow
- Discounts on dining bills through the ICICI Culinary Treats Programme
- 1% fuel surcharge waiver
Things to Know Before you apply
Get this card if:
- You frequently fly with Emirates and want to earn Skywards Miles on your spends.
- You’re okay with redeeming rewards only through Emirates.
- You can spend around Rs. 5 Lakh a year to renew your Silver Tier Membership.
- You want extra perks like movie and dining benefits along with travel rewards.
Pros
- Complimentary Emirates Silver Tier Membership
- Up to 10,000 Skywards Miles via joining and milestone benefits
- Redeem Skywards Miles for flight upgrades and award flights
- Discounts on movie ticket bookings via BookMyShow
Cons
- No annual fee waiver available
- Low reward rate on utility and insurance spends
- Lounge access benefits require minimum spending
- High forex markup fee of 3.5%
ICICI Bank Credit Card Contact Details
ICICI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Helpline Numbers: 1860 120 7777 (India), +91 22 3366 7777 (International), or + 33667777 from your registered mobile.
- Simply SMS: Send an SMS to 5676766 from your registered mobile number.
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Frequently Asked Questions
A. Yes, you get Emirates Skywards Silver Tier Membership when you join. To renew from the second year, you need to spend Rs. 5 Lakh in a year.
A. The credit limit is decided by ICICI Bank based on your credit score, income, repayment history, and employment details. The exact limit will be communicated after approval.
A. Yes, you get 2 complimentary domestic lounge visits per quarter and 2 international lounge visits per year. To avail domestic lounges, you need to spend Rs. 75,000 in the preceding quarter.
A. You earn up to 2 Skywards Miles on every Rs. 100 spent on retail purchases and 1 Skywards Mile on insurance and utility payments.
A. Skywards Miles can be redeemed on the Emirates website for award flights, flight upgrades, and other travel-related bookings.
A. Yes, you get a 1% fuel surcharge waiver on fuel spends between Rs. 400–4,000 and exclusive dining discounts via the ICICI Culinary Treats Programme.
