Standard Chartered Credit Cards in India- April 2026
How to Apply for Standard Chartered Bank Credit Card
You can apply for top Standard Chartered Bank Credit Cards through
MybankingTips by following these steps:
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1. Begin by entering your mobile number in the form at the top of this page.
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2. Enter the OTP received and proceed.
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3. You will now see a list of credit cards for which you are eligible or pre-approved.
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4. If you find a Standard Chartered Bank credit card that interests you from the list, continue
the application by providing additional details.
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5. Submit your application and await a call from the MybankingTips Team or Standard Chartered
Bank's team.
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6. The bank will request certain documents from you to process your application. Once approved,
you can expect the card to be delivered within approximately 10 working days.
If you're unable to view the card options on our platform, you can apply for them by visiting
The Standard Chartered Bank's official website.
Apply for a Credit Card & Get Instant Approval
Eligibility Criteria to Apply for Standard Credit Cards
To be eligible for a Standard Chartered Bank credit card, you should have a credit score of at least 750 and meet
the bank's basic eligibility requirements listed below.
- Age:Â Applicants should be between the ages of 21 and 60, to apply for an Standard Chartered credit card.
- Credit score:Â A CIBIL score of at least 750 is required.
- Nationality:Â Applicants should be a citizen of India.
- Income:Â The bank will assess your eligibility based on your yearly income.
- Occupation:Â Both self-employed and salaried individuals are eligible to apply.
Required Documents to Apply for Standard Credit Card
Applicants are required to submit proof of identity, proof of address, and proof of income along with a
duly filled application form. The approved documents for each category are included in the list below.
Standard Chartered Bank Credit Card: Fees and Charges
Standard Chartered Bank Credit Card: Features and Benefits
Here are the advantages and perks of the best Standard Chartered credit cards:
Standard Chartered EaseMyTrip Credit Card
The Standard Chartered EaseMyTrip Credit Card is a travel-focused card that partners with EaseMyTrip to offer
users some fantastic perks. With this card, you can earn rewards faster, enjoy discounts on your travel bookings,
access airport lounges for free, and benefit from other advantages to help you save on your travel expenses.
Key Features:
- 1. Get a 20% instant discount when booking domestic and international hotels through EaseMyTrip.
- 2. Receive a 10% instant discount when booking domestic and international flights through EaseMyTrip.
- 3. Quickly book bus tickets.
- 4. Earn 10 rewards points for every Rs. 100 spent at standalone airline or hotel websites,
mobile apps, or their physical outlets (excluding travel aggregators).
- 5. Access airport lounges for free.
Standard Chartered Smart Credit Card
The Standard Chartered Smart Credit Card is a great option if you want cashback on all your online and other expenses. This card offers various features like multiple ways to use your cashback, the option to turn large
purchases into manageable installments, and a period where you won't be charged interest on your spending.
Key Features:
- 1. Earn 2% cashback on online transactions, up to a maximum of Rs. 1,000 per month.
- 2. Receive 1% cashback on all other types of spending, up to a maximum of Rs. 500 per month.
- 3. Convert purchases exceeding Rs. 2,000 into 3-month EMIs at a special interest rate of 0.99%
per month, with zero processing fees.
Standard Chartered Platinum Rewards Card
The Standard Chartered Platinum Rewards Card is an excellent choice for those looking for a beginner-level credit
card. Consider getting this card if your primary monthly expenses revolve around fuel and dining, and you'd like
to earn rewards for these expenses. It's also a suitable option if you prefer not to pay a high annual fee.
Key Features:
- 1. Earn 1 reward point for every Rs. 150 spent.
- 2. Get 5X rewards on dining and fuel expenses, with no monthly limit on the rewards you can earn.
- 3. Access discounts on shopping, dining, travel, and various other categories.
- 4. Make payments without physically swiping or inserting the card into a POS machine.
Standard Chartered Super Value Titanium
The Standard Chartered Super Value Titanium card is one of India's top cashback credit cards. It's a great choice
if you frequently use a card for fuel, utility bills, and telecom payments. This card provides a combination of
rewards and cashback benefits, making it a popular option.
Key Features:
- 1. Receive a 5% cashback on phone bills, utility bill payments, and fuel transactions.
- 2. Earn 1 reward point for every Rs. 150 spent in other spending categories.
- 3. If you're a Premium Banking Customer, you'll receive membership to the Priority Pass Program.
- 4. Access discounts on shopping, dining, travel, and various other categories.
Standard Chartered Ultimate Card
The Standard Chartered Ultimate Card is a high-end credit card designed for frequent travelers and golf enthusiasts.
Consider getting this card if you desire a credit card with a low foreign currency mark-up fee, lounge access
privileges, and generous rewards.
Key Features:
- 1. Earn 5 reward points for every Rs. 150 spent.
- 2. Gain access to prestigious golf courses in India and 150 countries worldwide.
- 3. Enjoy a 5% cashback on duty-free shopping at airports.
- 4. Receive a complimentary Priority Pass membership.
Apply for a Credit Card & Get Instant Approval
FAQs
You have several options to pay your Standard Chartered Credit Card bill, including online methods such as NetBanking,
RTGS, UPI, credit card, and Bill Desk. However, it's essential to consider the processing time for each of these payment
modes and select the one that ensures your payment is made on time, aligning with your due date.
If you want to make a payment on your Standard Chartered credit card from another bank, you can do so by adding
your Standard Chartered credit card as a beneficiary and using the NEFT or RTGS payment method.
To access your Standard Chartered Credit card account, please follow these steps:
1. Visit the Standard Chartered website.
2. Find and click on the "Login" section located in the header.
3. Choose "Online Banking Login" from the options.
4. Click on "Continue."
5. Enter your username and password to log in if you are an existing customer.
If you are a new customer, you can register for online access by selecting the "New to Online Banking" option:
1. Click on "Login" in the header.
2. Select "Online Banking Login."
3. Click on "Continue."
4. Choose "New to Online Banking" to begin the registration process.
If you have any questions or concerns about your Standard Chartered Credit Card, you can contact the bank
through various channels:
1. SMS Banking: Use the SMS banking number +919987123123 from your registered mobile number for services like
Balance Enquiry (BAL), Mini Statement (TXN), Statement Request (STR), Available Credit Limit (LIM), and Payment Due Date (PDD).
2. Customer Care Numbers: Call Standard Chartered's credit card customer care at 6601 4444 or 3940 4444 (remember to prefix STD codes).
3. Email: Reach out to the bank through email at customer.care@sc.com or Priority.Banking@sc.com.
Standard Chartered Bank offers a range of credit card options to cater to different customer needs. We recommend that
you assess your spending habits and choose a credit card that aligns with them. For instance, if you frequently spend
on fuel, the Standard Chartered Super Value Titanium card would be an ideal choice as it provides a 5% cashback on fuel
purchases.
Yes, Standard Chartered Credit Cards offer the option to deactivate international usage on your credit card.
You can easily do this through online channels, either via net banking or mobile banking.
Yes, Standard Chartered Bank's Credit Cards offer a 'Balance Transfer' service, enabling you to move the outstanding
balance from other banks' credit cards to your Standard Chartered card. This can make it more convenient to manage your
credit card bill, as balance transfer interest rates are typically lower than the finance charges on credit cards.
Standard Chartered Bank provides the option for a loan against your credit card's available credit limit. Depending
on your financial behavior and your relationship with the bank, they may also extend a loan exceeding your credit limit.
The interest rate for this loan can vary from one customer to another based on individual circumstances.
The monthly interest rate of 3.49% per month is annualized to determine an Annual Percentage Rate (APR) of 41.88% for
all <Standard Chartered Credit Cards. However, for Priority Visa Infinite, Ultimate, and Emirates World Credit Cards,
the monthly interest rate is lower at 3.10% per month, resulting in an APR of 37.20%. It's important to note that cash
transactions will also incur an interest rate of 3.49% per month, with an APR of 41.88%.
To request a credit limit increase, follow these simple steps:
1. Log in to your Online Banking account.
2. Go to the "Help & Services" section.
3. Under "Card Management," select "Credit Limit Increase."
4. Follow the onscreen instructions to submit your request.
1. Log in to your Online Banking account.
2. In the left-hand side menu, click on "Cards."
3. Select "Card Summary."
4. Choose "Card Details," and you'll find your credit limit displayed under "Available Credit Limit."