Welcome e-gift Voucher worth Rs. 3,000 from any brands:
Bata, Pantaloons.
Rewards Benefit
Earn 10 reward points for every Rs. 100 spent on groceries, dining,
departmental stores and movies.
Bill Payment
All cardholders can conveniently pay their
utility bills—for phone, mobile, etc.
Best Feature:- 10 reward points for every Rs. 100 spent on dining, groceries, departmental stores and movies
The SBI Card PRIME is a lifestyle credit card for shopping, dining, and travel benefits. It offers rewards on
everyday spending which include 2 Reward Points for every Rs. 100 spent and 10 Reward Points for dining,
groceries, and department store purchases. Cardholders can also enjoy travel benefits like complimentary
domestic and international lounge access and memberships with Priority Pass, Club Vistara, and Trident
Red Tier. With an annual fee of Rs. 2,999, this card is available in Visa, MasterCard, and AmEx variants,
each variant offers additional benefits like hotel discounts or dining perks. The card also provides
value to cardholders through milestone rewards, including gift vouchers worth up to Rs. 11,000. The SBI
Card PRIME is ideal for frequent shoppers and travelers who want to earn rewards and enjoy premium
benefits at a reasonable cost.
Receive a Rs. 3,000 e-Gift Voucher from one of the following brands:
Bata/Hush Puppies
Pantaloons
Shoppers Stop
Aditya Birla Fashion
Yatra
Rewards Program
Earn 2 Reward Points per Rs. 100 spent on all retail expenses except fuel.
Use Reward Points to pay your card outstanding or redeem them for other benefits
(4 Reward Points = Rs. 1).
Milestone Benefits
Earn Rs. 7,000 e-Gift Vouchers from Yatra or Pantaloons after spending Rs. 5 lakh annually.
Receive a Pizza Hut e-voucher worth Rs. 1,000 on spending Rs. 50,000 in a calendar quarter.
Lounge Access
Domestic Lounge Access: Enjoy 8 complimentary visits per year to domestic airport lounges in India (max 2 visits per quarter).
International Lounge Access: Avail 4 complimentary visits per year to Priority Pass lounges outside India (max 2 visits per quarter).
Fuel Surcharge Waiver
Get a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000.
Maximum waiver capped at Rs. 250 per month per statement cycle.
Insurance Cover
Air Accident Liability Cover: Up to Rs. 50 lakh.
Fraud Liability Cover: Protection up to Rs. 1 lakh for unauthorized transactions.
Membership Privileges
Club Vistara Silver Membership: Earn benefits like priority check-in and bonus points.
Trident Privilege Red Tier Membership: Exclusive discounts and privileges at Trident Hotels.
Additional Network-Based Benefits
MasterCard:
4 complimentary rounds of golf and 1 free golf lesson per month at select courses in India.
Up to 15% discount on stays and dining at Lalit Hotels.
Visa:
Up to 10% off on Hertz car rentals.
Up to 35% discount on Avis car rentals.
Exclusive benefits at 900+ luxury hotels worldwide.
American Express:
Enjoy up to 25% off at select restaurants across India.
Complimentary TabletPlus membership, offering VIP upgrades and privileges at hotels.
Annual Fee Waiver:
Annual fee is waived on spending Rs. 3 lakh or more in a year.
SBI Bank PRIME Credit Card Eligibility:
If you want to be approved for the SBI PRIME credit card, you must meet the following basic eligibility requirements:
An applicant's credit score of 750 or higher is required.
Either self-employed or on a salary should be the candidate.
The primary applicant's age range must be between 21 and 70 years old.
An ongoing source of income is required of the applicant.
A clean credit record is a requirement for the candidate.
Documents Required to Apply for SBI Prime Credit Card
A copy of Form 60 or PAN card.
Filled Credit Card Application Form.
Color passport-sized photos of the candidate.
Identity verification: Aadhaar card, PAN, driver's license, etc.
Income proof: Form 16, an IT return copy, etc.
Address Proof Such as an Aadhar card, Ration card, power bill, or passport.
Here are the annual fees and other charges associated with the SBI Prime Credit Card:
Title
Details
Joining Fee
Rs. 2,999
Annual/ Renewal Fee
Rs. 2,999 (Waived off on spending Rs. 3 lakh in a year)
Finance Charges
3.5% p.m. (42% p.a.)
Add-On card fee
NIL
Cash advance fee
2.5% of the amount withdrawn or Rs.500 (Domestic ATMs)
2.5% of the amount withdrawn or Rs.500 (International ATMs)
Late Payment Charges**
For Statement Balance
Up to Rs. 500: Nil
Rs. 500 up to Rs. 1,000: Rs. 400
Rs. 1,000 up to Rs. 10,000: Rs. 750
Rs. 10,000 up to Rs. 25,000: Rs. 950
Rs. 25,000 up to Rs. 50,000: Rs. 1,100
Above Rs. 50,000: Rs. 1,300
Payment dishonor fee
2% of the payment amount; minimum of Rs.450
Statement request
Rs.100 per statement (more than 2 months old)
Cash payment fee
Rs. 250
Cheque payment fee
Rs. 100
Rewards redemption fee
Rs. 99
Foreign currency transaction
3.50%
Over limit fee
2.5% of the over limit amount; minimum of Rs.600
**If you fail to pay the Minimum Amount Due (MAD) by the due date for two consecutive cycles, an additional Late
Payment Charge of Rs. 100 will be imposed. This charge will persist and be applied in each subsequent payment cycle until
the MAD is settled.
Yes, you get a 1% fuel surcharge waiver for fuel transactions ranging from Rs. 500 to Rs. 4,000.
The fuel surcharge waiver is capped at Rs. 250 per month.
1 Reward Point is equal to Rs. 0.25.
Yes, you can withdraw cash using the SBI Prime Credit Card. But it has a cash withdrawal fee
of 2.5% of the withdrawn amount (minimum Rs. 500) for each transaction.
Yes, the SBI Prime Credit Card provides a complimentary air accident insurance cover of Rs. 50
lakh and a fraud liability cover of Rs. 1 lakh.
The Priority Pass membership allows you to access over 1,000 domestic and international lounges worldwide.
Every year you get 4 complimentary visits.
Yes, the SBI Prime Credit Card can be used at over 24 million locations worldwide. A foreign transaction
fee of 3.5% applies to all overseas transactions.
Yes, the card allows you to transfer balance from other credit cards to the SBI Prime Credit Card.
Yes, you can apply for the SBI Prime Credit Card offline by visiting the nearest SBI Bank branch and speaking
to an executive. You can also apply online for this credit card.
Quick Links to Manage your SBI Credit Card
Please click the links below to find details and instructions related to SBI Credit Cards
that can help you in easily managing your card:
SBI Bank
Travel
Reward Points
Welcome Benefit
Bill Payment
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