ICICI Coral Credit Card
icici bank ICICI Bank

ICICI Coral Credit Card

cat name Reward Points
cat name Movies

Best Suited For: Rewards

Joining Fee: ₹500* Plus Applicable Taxes

Renewal Fee: ₹500* Plus Applicable Taxes

cat name Reward Points
cat name Movies

Best Suited For: Rewards

Joining Fee: ₹500* Plus Applicable Taxes

Renewal Fee: ₹500* Plus Applicable Taxes

Best Features:- 10,000 reward points every anniversary year; 2 reward points for every Rs. 100 spent (except fuel)

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The ICICI Bank Coral Credit Card is a versatile entry-level card. It offers cardholders a variety of rewards, savings, and exclusive perks. This is available in Visa, Mastercard, and AmEx variants. Users get 2 reward points for every ₹100 spent. The card also provides benefits like complimentary airport and railway lounge access, and discounts on movie tickets through BookMyShow and Inox. With a low annual fee of ₹500, cardholders can earn up to 10,000 bonus points every year. It is a good choice for people who are looking for a card with a low maintenance fee and value-packed features.

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All You Need To Know

Card Type

Rewards

Welcome & Annual Benefits
  • Joining Fee: Rs. 500.
  • Annual Fee Waiver: Annual fee is waived on spending Rs. 1.5 Lakh in the previous year.
Rewards Program
  • Earn Points:
    • 2 Reward Points per Rs. 100 spent on all eligible transactions.
    • 1 Reward Point per Rs. 100 spent on insurance and utility bills, including government transactions.
  • Exclusions: From February 5, 2024, rent payments and e-wallet loading transactions will not earn reward points.
  • Milestone Rewards:
    • 2,000 Reward Points for spending Rs. 2 Lakh annually.
    • Additional 1,000 Reward Points on spending Rs. 1 Lakh above this threshold.
Movie Benefits
  • Discount on Movie Tickets:
    • 25% discount on BookMyShow and Inox tickets (up to Rs. 100) per transaction.
    • Minimum purchase of 2 tickets required.
    • Benefit can be availed twice a month.
Dining Benefits
  • ICICI Culinary Treats Program:
    • Minimum 15% discount at participating restaurants across India.
Fuel Benefits
  • Fuel Surcharge Waiver:
    • 1% surcharge waiver on fuel transactions at HPCL petrol pumps.
    • Applicable for transactions up to Rs. 4,000.
    • Payment must be made through ICICI Merchant Services swipe machines.
Travel Benefits
  • Lounge Access:
    • 1 complimentary domestic airport lounge access per quarter.
    • Requires spending Rs. 35,000 or more in the previous quarter to unlock access in the next quarter.
Security Features
  • Chip and PIN Protection:
    • Embedded microchip ensures data protection against counterfeiting and fraud.
    • PIN required for secure offline transactions.

ICICI Bank Coral Credit Card Eligibility:

Criteria Details
Occupation Salaried and Self-employed
Minimum Income Required Communicated at the time of sourcing
Serviceable Cities Click here for the list of eligible cities
Documents Required Click here for the list of acceptable documents

The fees and charges associated with the ICICI Bank Coral Credit Card are as follows:

Tital Details
Joining Fee Rs. 500
Annual Fee Rs. 500
Finance Charges 3.40% per month|40.80% p.a.
Late Payment Charges** For Statement Balance
  • Below Rs. 100 – Nil
  • Between Rs. 100 to Rs. 500: Rs. 100
  • Between Rs. 501 to Rs. 5,000: Rs. 500
  • Between Rs. 5,001 to Rs. 10,000: Rs. 750
  • Between Rs. 10,001 to Rs. 25,000: Rs. 900
  • Between Rs. 25,001 to Rs. 50,000: Rs. 1,000
  • Above Rs. 50,000: Rs. 1,200

Apply for ICICI Coral Credit Card

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FAQs

The joining fee for the ICICI Bank Coral Credit Card is ₹500, making it an affordable option for first-time credit card users.

Yes, you can get up to 2 complimentary movie tickets per month on BookMyShow and INOX.

You can redeem reward points by:

  • Logging into your ICICI Bank internet banking account and navigating to the "Reward Points" section to redeem them online.
  • Calling ICICI Bank's 24x7 customer care for assistance.

Yes, you get a 1% fuel surcharge waiver on transactions up to ₹4,000 at HPCL petrol pumps when you pay through ICICI Merchant Services swipe machines.

Yes, the ICICI Coral Credit Card is embedded with a security chip, making it safe for transactions at stores and ATMs.

A cash advance fee of 2.5% of the withdrawal amount (minimum ₹300) is charged for cash withdrawals using this credit card.

If your card is lost or stolen, immediately contact ICICI Bank’s customer care to report the incident and get your card blocked.

The annual fee is ₹500, making it a cost-effective choice with great rewards and benefits.

You can access the following links to find detailed information and procedures related to managing your ICICI Bank Credit Card

Check if you are eligible for the ICICI Coral Credit Card on
mybankingtips.com

Apply Now

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