HDFC Platinum Times Credit Card
HDFC bank HDFC Bank

HDFC Platinum Times Credit Card

cat name Reward Points
cat name Entertainment

Best Suited For: Entertainment

Joining Fee: ₹1,000* Plus Applicable Taxes

Renewal Fee: ₹1,000* Plus Applicable Taxes

cat name Reward Points
cat name Entertainment

Best Suited For: Entertainment

Joining Fee: ₹1,000* Plus Applicable Taxes

Renewal Fee: ₹1,000* Plus Applicable Taxes

Best Features:- 50% off up to Rs. 600 per transaction on BookMyShow movie tickets (max. 4 tickets in a month)

credit score

The HDFC Platinum Times Credit Card is a great choice for movie lovers and foodies. With this card, you earn rewards like 10 points for every Rs. 150 spent on dining and 3 points for other purchases. It also offers special benefits like discounts on movie tickets and dining. The annual fee is Rs. 1,000, which can be waived if you spend Rs. 2.5 lakh in a year. You can redeem your reward points for products and services through HDFC’s online portal. This card is perfect for anyone looking to earn rewards while enjoying their favourite activities.

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All You Need To Know

Card Type

Entertainment

Welcome Benefits
  • Receive e-vouchers worth Rs. 5,000 across shopping, dining, and apparel categories when you activate the card within the first 30 days of issuance.
  • Enjoy a complimentary Times Prime annual membership worth Rs. 999 after completing 3 transactions in a calendar quarter.
Reward Points
  • Earn 10 reward points per Rs. 150 spent on weekday dining (Monday to Friday).
  • Earn 3 reward points per Rs. 150 on all other spends.
  • Reward points are valid for 2 years from the date of accumulation.
  • No reward points on e-wallet loading, EMIs, and fuel transactions.
Entertainment Benefits
  • Get 50% off on BookMyShow movie tickets, with savings of up to Rs. 600 per transaction.
  • Avail discounts on a maximum of 4 tickets per month.
  • Get an additional Rs. 50 off on food and beverages during your movie outing.
Dining Privileges
  • Enjoy up to 40% off on dining bills at select restaurants via the Swiggy Dineout app.
  • Avail up to 15% off on dining with PayEazy, capped at Rs. 1,500.
Fuel Surcharge Waiver
  • Enjoy a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000.
  • Maximum waiver capped at Rs. 250 per statement cycle.
Additional Savings
  • Get 5% cashback on utility bills and shopping via SmartBuy and SmartPay (capped at Rs. 450 per month).
  • Avail discounts of up to 20% on select hotel bookings, shopping, and wellness spends.
Renewal Fee Waiver
  • The annual fee of Rs. 1,000 is waived if you spend over Rs. 2.5 lakh in the previous year.
Security & Convenience
  • Chip-enabled card ensures secure transactions.
  • Zero liability on lost card when reported immediately.
Interest-Free Credit
  • Enjoy up to 50 days of interest-free credit from the date of purchase.
Revolving Credit
  • Low-interest revolving credit is available, making it a flexible payment option.

HDFC Bank Platinum Times Credit Card Eligibility:

Criteria Details
Nationality Indian
Age 21 to 60 years (21 to 65 years for self-employed)
Occupation Salaried or Self-employed
Income
  • Salaried Min. Rs. 35,000 per month
  • Self-employed: Min. Rs. 6 lakh per annum
Documents Required Click here for the list of required documents

The fees and charges associated with the HDFC Platinum Times Credit Card are as follows:

Credit Card Fees Details
Joining/Annual Fee Rs. 1,000 + GST
Finance Charges 3.60% p.m. | 43.20% p.a.
Charges on over limit account 2.5% on the over limit amount subject to a minimum of Rs.450.
Cash advance charges 2.5% on the withdrawn amount or Rs.500; the higher amount is taken.
Late Payment Charges For Statement Balance
  • Less than Rs. 100 – Nil
  • Rs.100 to Rs.500 – Rs.100
  • Rs.501 to Rs.5,000 – Rs.500
  • Rs.5,001 to Rs.10,000 – Rs.600
  • Rs.10,001 to Rs. 25,000 – Rs.800
  • Rs. 25,001 to Rs. 50,000 – Rs. 1,100
  • Over Rs. 50,000 – Rs. 1,300
Additional card fee Free
Cash advance limit 40% of the credit limit
Minimum repayment amount 5% or a minimum of Rs.200
Reissue of stolen, lost or damaged card Rs.100
Railway ticket purchase fee 1.8% of the transaction amount + GST
Foreign currency transaction 3.5%
Card validation charges - Lounge Rs.2 and will not be reversed by the bank.
Balance transfer processing charges 1% of the balance transfer amount or Rs.250. The higher amount will be taken.
Fuel transaction surcharge Fuel surcharge is capped at Rs.250 per billing/statement cycle.
Payment return charges 2% of the payment amount subjected to a minimum of Rs.450.
Rewards redemption fee Rs.99 per request.
Cash processing fee Rs.100

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FAQs

The key differences between the HDFC Bank Titanium Times Credit Card and the Platinum Times Credit Card are the annual fees and reward points. The Titanium Times Credit Card charges an annual fee of Rs. 500, while the Platinum Times Credit Card charges an annual fee of Rs. 1,000. The Platinum card also offers higher rewards and more premium benefits.

You can redeem your reward points through net banking or by post.

No, the Platinum Times Credit Card offers reward points only. But you can convert your reward points into Airmiles. You will get 100 Intermiles for every 1,000 Reward Points.

Yes, you can transfer the outstanding balance from another credit card to the HDFC Bank Platinum Times Credit Card. For it you are charged a balance transfer fee of Rs. 250 or 1% of the transferred amount (whichever is higher) will apply.

Yes, you can make international transactions using this card.

Yes, you can apply for up to 3 add-on cards with a lifetime fee waiver.

Reward points expire after 2 years from the date of accumulation.

Yes, you are charged a redemption fee of Rs. 99 for each redemption request.

Yes, cardholders can buy a maximum of 4 discounted tickets per month, and the maximum discount per transaction is Rs. 600.

Please click the links below to find details and instructions related to HDFC Bank Credit Cards that can help you in easily managing your card:

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