HDFC Infinia Metal Edition Credit Card
HDFC bank HDFC Bank

HDFC Infinia Metal Edition Credit Card

cat name Shopping
cat name Travel

Best Suited For: Travel & Shopping

Joining Fee: ₹12,500* Plus Applicable Taxes

Renewal Fee: ₹12,500* Plus Applicable Taxes

cat name Shopping
cat name Travel

Best Suited For: Travel & Shopping

Joining Fee: ₹12,500* Plus Applicable Taxes

Renewal Fee: ₹12,500* Plus Applicable Taxes

Best Features:- Unlimited domestic as well as international lounge access

credit score

The HDFC Infinia Credit Card is a premium, invite-only card designed for high-income individuals who want luxurious rewards and benefits. You earn 5 reward points for every Rs. 150 spent and enjoy perks like Round-the-clock personal assistance, access to exclusive golf courses, and dining privileges at top restaurants. It also offers a lower foreign exchange markup of 2% and a complimentary Priority Pass membership for airport lounge access worldwide. With an annual fee of Rs. 12,500, the Infinia card provides great value for those who want top-tier benefits and rewards.

Best Credit Cards in India | Check Eligibility & Apply Online

All You Need To Know

Card Type

Travel & Shopping

Welcome Benefits
  • 12,500 reward points as a welcome bonus.
  • Complimentary Club Marriott membership for the first year.
Reward Points
  • Earn 5 reward points for every Rs. 150 spent on retail purchases.
  • Effective reward rate: 3.3%, one of the highest in the market.
Reward Redemption
  • Travel Bookings: Redeem points for flight and hotel bookings via SmartBuy (1 RP = Re. 1).
  • Air Miles: Convert points into Air Miles through net banking (1 RP = 1 Air Mile).
  • Vouchers & Cashback: Redeem for products, vouchers (1 RP = Rs. 0.50), or cashback (1 RP = Rs. 0.30).
Dining & Hotel Benefits
  • Exclusive 1+1 complimentary buffet at ITC Hotels.
  • Club Marriott membership benefits:
    • Up to 20% off on dining, stays, and spa services at Marriott hotels across Asia-Pacific.
    • Special upgrade and accommodation discounts.
  • Good Food Trail Program: Enjoy exceptional dining discounts, including 15% off via Swiggy Dineout at 20,000+ restaurants.
Travel Benefits
  • Priority Pass Membership:
    • Unlimited domestic and international airport lounge access for primary and add-on cardholders.
  • Complimentary two + one-night stays at luxury ITC hotels (on eligible bookings).
  • Low Forex Markup: Only 2% for foreign currency transactions.
Golf Privileges
  • Unlimited complimentary golf games at top golf courses in India and internationally.
  • Unlimited golf coaching at multiple Indian golf courses.
Insurance Coverage
  • Air Accident Cover: Rs. 3 crore.
  • Medical Emergency Cover: Up to Rs. 50 lakh for overseas hospitalization.
  • Credit Shield Cover: Up to Rs. 9 lakh in case of unforeseen events.
  • Zero liability for fraudulent transactions if the card loss is reported within 24 hours.
SmartBuy Portal
  • Access exclusive deals and accelerated reward points across various categories via the HDFC SmartBuy portal.
Additional Benefits
  • Concierge Services: 24/7 global assistance for:
    • Event planning and travel reservations.
    • Golf scheduling and international gift delivery.
  • Fuel Surcharge Waiver : Save 1% on fuel transactions between Rs. 400 and Rs. 1 lakh (maximum Rs. 1,000/month).
  • Spend-based fee waiver: Annual fee is waived upon spending Rs. 10 lakh in the preceding year.
  • Interest-free credit period of up to 50 days.
Metal Edition Benefits
  • Unique Features
    • Made of metal, reflecting exclusivity and prestige.
    • Includes all the benefits of the standard Infinia card, with a focus on luxury experiences.
  • Exclusive Benefits
    • Hotel & Dining:
      • Stay for 3 nights at participating ITC Hotels but pay only for 2.
      • Additional 1+1 complimentary buffet at ITC Hotels.
    • Golf Coaching: Access to unlimited golf coaching at selected courses in India.
    • Contactless Payments: Ensure secure transactions without handing over the card.
  • Concierge Assistance
    • Personalized global concierge services to assist with:
      • Private dining arrangements.
      • VIP airport services and itinerary planning.
      • Special event recommendations and gift deliveries.

HDFC Bank Infinia Metal Credit Card Eligibility:

For Salaried Indian national
  • Age: Min 21 years & Max 60 Years
  • Gross Monthly Income> Rs 1,20,000
For Self Employed Indian national
  • Age: Min 21 years & Max 65 Years
  • Income: ITR > Rs 14.4 Lakhs per annum

Below mentioned are the fees and charges applicable to this credit card:

Type of Fee/ Charge Amount
Joining Fee
  • Rs. 10,000 (For credit cards sourced before 18 October 2021)
  • Rs. 12,500 (For Infinia Credit Card Metal Edition)
Annual Fee
  • Rs. 10,000 (For credit cards sourced before 18 October 2021)
  • Rs. 12,500 (For Infinia Credit Card Metal Edition)
Finance Charges 1.99% p.m. (23.88% p.a.)
Cash Advance Charges Nil

Apply for HDFC Infinia Credit Card

Apply Now
apply card image

FAQs

The Reward Points earned on the HDFC Infinia Credit Card are valid for 3 years from the date of accumulation.

To redeem your Reward Points, follow these steps:

  • Login to your HDFC Net Banking account.
  • Click on the 'Credit Cards' tab.
  • Register your card if not already done.
  • Select the 'Redeem Reward Points' option.
  • Choose your desired category or products to redeem the points.

You can also redeem your points on the HDFC SmartBuy portal.

No, insurance benefits are only available to the primary cardholder.

You can reach HDFC Infinia Credit Card customer care at:

  • Toll-Free: 1800 266 3310
  • Landline: 022-6171 7606 (available 24/7)

The HDFC Infinia Credit Card is invite-only. To be eligible, you need to have a long relationship with HDFC Bank and a high net relationship value (in the form of loans, life insurance, FDs, mutual funds, etc.).

The joining fee for the HDFC Infinia Credit Card is ₹12,500 plus taxes.

The HDFC Infinia Credit Card offers a minimum credit limit of ₹8-10 lakhs. But you can also request an increased credit limit by contacting the HDFC team.

Your credit limit is determined by the bank based on factors such as your credit score, income, and repayment capacity. You will learn your credit limit once your card is issued.

The foreign exchange markup fee is 2% of the transaction value, which is relatively low for premium credit cards.

You can track the status of your application by visiting the HDFC Bank website. Under the 'Products' tab, click on ‘Credit Cards’ and select 'Track your Credit Card Application Status'. Enter your application reference number to view the status.

The HDFC Infinia Credit Card is a premium card offered in plastic, while the Infinia Metal.

Please click the links below to find details and instructions related to HDFC Bank Credit Cards that can help you in easily managing your card:

Apply for HDFC Infinia Credit Card with MybankingTips

Apply Now

HDFC Bank Credit Cards

Credit Card by Banks

Related Articles

Best Credit Cards For