SBI Bank SimplyClick Credit Card
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SBI Bank SimplyClick Credit Card

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Best Suited For: Beginners | Rewards on Everyday Expenses

Joining Fee: ₹499 Plus Applicable Taxes

Renewal Fee: ₹499 Plus Applicable Taxes

cat name Fuel
cat name Reward Points

Best Suited For: Beginners | Rewards on Everyday Expenses

Joining Fee: ₹499 Plus Applicable Taxes

Renewal Fee: ₹499 Plus Applicable Taxes

Best Feature:- E-Vouchers From Cleartrip / Yatra worth Rs. 2,000 each on reaching annual online spends of 1 Lakh and 2 Lakh

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The SBI SimplyCLICK Credit Card is a budget-friendly card suitable for online shoppers. It offers 10X Reward Points on partner brands like Swiggy, Myntra, Cleartrip, BookMyShow, and Netmeds. You also earn 5X Reward Points for other online purchases. It makes this card a great choice for everyday online spending. With an annual fee of just Rs. 499, this card is perfect for beginners or first-time cardholders. You can also earn gift vouchers worth up to Rs. 4,000 annually by reaching the spending limit.

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All You Need To Know

Card Type

Rewards on Everyday Expenses

Welcome Benefit
  • Get an Amazon Gift Voucher worth Rs. 500 as a welcome bonus upon card activation.
Rewards Program
  • Earn 10X Reward Points on purchases from partner brands like Cleartrip, BookMyShow, Swiggy, Myntra, Yatra, Apollo 24/7, and Dominos.
  • Get 5X Reward Points on all other online purchases.
  • Earn 1 Reward Point for every Rs. 100 spent on other transactions.
  • Reward Redemption: Redeem points for gift vouchers via sbicard.com or the SBI mobile app, or use them to pay the outstanding card balance (1 Reward Point = Rs. 0.25).
Milestone Benefits
  • Receive Cleartrip and Yatra e-vouchers worth Rs. 2,000 for annual spends of Rs. 1 lakh and Rs. 2 lakh, respectively.
Annual Fee Waiver
  • Get the annual fee waived if you spend Rs. 1 lakh in the previous year.
Fuel Surcharge Waiver
  • Enjoy a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000, with a maximum waiver of Rs. 100 per statement cycle.
Flexipay Benefit
  • Convert purchases of Rs. 2,500 or more into easy monthly installments using the Flexipay facility.
Contactless Technology
  • Make secure transactions by simply waving your card at a contactless reader.
Worldwide Acceptance
  • Accepted at over 24 million outlets worldwide, including those in India.
Additional Perks
  • Balance Transfer Facility: Transfer your existing credit card balance to the SBI SimplyCLICK Credit Card and pay in easy installments (T&C apply).

SBI Bank SimplyCLICK Credit Card Eligibility:

The requirements to be eligible for a SimplyCLICK SBI Card are as follows:

  • 21 years old is the minimum age requirement and 70 years old is the maximum age limit to apply for this credit card.
  • The applicant should be either salaried or a self employed.

Documents Required to Apply for the SimplyCLICK SBI Card

When submitting an application for a SimplyCLICK SBI Card, the following files must be uploaded or submitted:

Proof of Identity

PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card.
Proof of Address

Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document.
Proof of Income

Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

Here are the details about the charges for The SBI SimplyCLICK Credit Card:

Type of Fee/ Charge Amount
Annual Fee Rs. 499
Renewal Fee Rs. 499 (Reversed on spending Rs. 1 lakh in a year)
Finance Charges 3.50% p.m. (42% p.a.)
Add-on fee per annum Nil
Late Payment Fee* For Statement Balance
  • Less than Rs. 500: Nil
  • Rs. 500 up to Rs. 1,000: Rs. 400
  • Rs. 1,000 up to Rs. 10,000: Rs. 750
  • Rs. 10,000 up to Rs. 25,000: Rs. 950
  • Rs. 25,000 up to Rs. 50,000: Rs. 1,100
  • Amount over Rs. 50,000: Rs. 1,300
Cash advance fee at domestic ATMs, international ATMs, and SBI ATMs 2.5% of the transaction amount or Rs.500 (whichever is higher)
Cash payment fee Rs.250 + applicable taxes (from 1 September 2021)
Overlimit 2.5% of overlimit amount or Rs.600 (whichever is higher)
Payment dishonor fee 2% of the amount (minimum of Rs.500)
Cheque payment fee Rs.100
Statement retrieval Rs.100 per statement which is over 2 months old
Rewards redemption fee Rs.99 (only on cash redemption, gifts, and specific vouchers)
Overdue finance charge 3.65% per month (43.8% per annum)
Fee for increasing credit limit Rs.200 per request for increase
Network change fee Rs.200 per request for network upgrade or network downgrade
If you don't pay the Minimum Amount Due (MAD) on time for two consecutive cycles, you'll be charged an extra Rs. 100. This charge will keep applying in each payment cycle until you clear the MAD.

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FAQs

The annual fee is ₹499 (plus applicable taxes). It can be waived in case your spending reaches ₹1 lakh or more in a year.

  • 10x Reward Points on online spending at partner websites like BookMyShow, Cleartrip, Myntra, Netmeds, Yatra, and Dominos.
  • 5x Reward Points on all other online transactions.
  • 1 Reward Point per ₹100 spent on offline transactions.

The Reward Points are valid for 2 years (24 months) from the date of accrual.

No, this card does not provide complimentary airport lounge access.

The interest rate is 3.50% per month (42% per annum).

The foreign currency transaction fee is 3.50% of the transaction amount.

You can redeem Reward Points through:

  • SBI Card mobile app.
  • Net banking portal.
  • Calling customer service at 39 02 02 02 (prefix STD code).

You can track your application by Logging into SBI’s net banking portal or Calling customer care. The bank also sends you regular updates via SMS on your registered mobile number.

SBI SimplyCLICK card is Best for online shopping with rewards at partner stores. While SBI SimplySAVE is Ideal for offline expenses such as groceries, dining, and movies.

In case of losing, your credit card contact SBI customer care to block your card and request a replacement. You can also visit your nearest SBI branch for assistance.

Please click the links below to find details and instructions related to SBI Credit Cards that can help you in easily managing your card:

Apply for SBI SimplyCLICK Credit Card with MybankingTips

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