Yatra SBI Bank Credit Card
SBI Bank SBI Bank

Yatra SBI Bank Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Travel

Joining Fee: ₹499 Plus Applicable Taxes

Renewal Fee: ₹499 Plus Applicable Taxes

cat name Travel
cat name Reward Points

Best Suited For: Travel

Joining Fee: ₹499 Plus Applicable Taxes

Renewal Fee: ₹499 Plus Applicable Taxes

Best Feature:- Rs. 4,000 off on international flight bookings. Min. trxn of Rs. 40,000

The Yatra SBI Credit Card is a travel-focused co-branded card designed for domestic travelers who frequently book through Yatra.com. With an annual fee of just ₹500, this card offers exclusive discounts such as ₹1,000 off on domestic flights and ₹4,000 off on international flights booked via Yatra. As a welcome benefit, you’ll receive a Yatra e-gift voucher worth ₹8,250.

The card also provides rewards on non-travel purchases like groceries, dining, and entertainment, along with 6 reward points for every ₹100 spent on Yatra and 1 point for every ₹100 spent on other platforms. It also offers you air accident insurance coverage of ₹50 lakh. It’s a great option for those who regularly use Yatra.com for bookings.

All You Need To Know

Card Type

Travel

Travel Benefits
  • Domestic Flight Discount: Get Rs. 1,000 off on domestic flight bookings with a minimum transaction of Rs. 5,000.
  • International Flight Discount: Enjoy Rs. 4,000 off on international flight bookings with a minimum transaction of Rs. 40,000.
  • Domestic Hotel Discount: Avail 20% off on domestic hotel bookings with a minimum transaction of Rs. 3,000.
  • Yatra Activation Vouchers:
    • 2 vouchers worth Rs. 1,000 each for international travel.
    • 2 vouchers worth Rs. 500 each for domestic travel.
    • 1 voucher worth Rs. 1,500 for domestic holidays.
    • 1 voucher worth Rs. 750 for hotel bookings.
    • 1 voucher worth Rs. 3,000 for international holidays.
  • Complimentary Air Accident Cover: Enjoy Rs. 50 lakh air accident cover when booking flights through Yatra.com.
Reward Structure & Other Benefits
  • 6 Reward Points for every Rs. 100 spent on:
  • 1 Reward Point for every Rs. 100 spent on all other purchases.
  • 1% fuel surcharge waiver across all petrol pumps on transactions between Rs. 500 to Rs. 3,000, with a maximum waiver of Rs. 100 per month.
Reward Redemption
  • 1 Reward Point (RP) = ₹0.25.
Other Key Features
  • Annual Fee Reversal: Get the annual fee waived from the second year if you spend ₹8,334 per month for the entire year.
  • Travel Insurance: Complimentary air accident cover worth Rs. 50 lakhs on Yatra.com bookings.

Yatra SBI Bank Credit Card Eligibility:

Eligibility Criteria to Apply for Yatra SBI Card

  • On the SBI website, go to the 'Simplyfier' page.
  • You can choose which card benefits you want to use.
  • Provide details about your monthly expenses and income.
  • It will show up on the page if you qualified for the SBI Yatra Card.

Documents needed to Apply for Yatra SBI Credit Card

Proof of Identity

PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government approved photo ID proof

Proof of Address

Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement or any other government approved address proof

Proof of Income

Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

The fees and charges associated with the Yatra SBI Credit Card are as follows:
Fees/Charges Amount/Rate
Annual Fee Rs 499 + GST
Renewal Fee Rs 499 + GST
Over limit fee 2.5% of the over limit amount; minimum of Rs.600
Cheque payment fee Rs.100
Extended Credit Charges Up to 3.50% per month [42% per annum]
Late Payment Charges**
  • Less than Rs. 500 – Nil
  • Rs. 500 up to Rs. 1,000 – Rs. 400
  • Rs. 1,000 up to Rs. 10,000 – Rs. 750
  • Rs. 10,000 up to Rs. 25,000 – Rs. 950
  • Rs. 25,000 up to Rs. 50,000 – Rs. 1,100
  • Amount over Rs. 50,000 – Rs. 1,300
Rewards redemption fee Rs.99
Foreign currency transaction 3.50%
Add-On card fee Nil
Finance Charges Up to 3.35% monthly
Payment dishonor fee 2% of the payment amount; minimum of Rs.450
Statement request Rs.100 per statement (more than 2 months old)
Cash payment fee Rs.250

*If the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles, an additional Late Payment Charge of Rs. 100 will be imposed. This charge will persist for each subsequent payment cycle until the Minimum Amount Due is settled.

Apply for Yatra SBI Bank Credit Card

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FAQs

Yes, you can apply for an add-on card with the Yatra SBI Card for your family members (such as your spouse, parents, children, or siblings) who are over 18 years old. The add-on cardholder will enjoy the same benefits as the primary cardholder.

The bank charges a Rs. 100 fee for the replacement of a lost or damaged Yatra SBI Card.

Yes, the Yatra SBI Credit Card is accepted globally at over 24 million Visa outlets worldwide, including 3.25 lakh+ outlets in India. It can be used for travel, shopping, dining, and more, both domestically and internationally.

Yes, the Yatra SBI Credit Card allows you to transfer the outstanding balance from another credit card to your Yatra SBI Card. you can use it to consolidate your debts and manage payments more conveniently.

The reward points earned through the Yatra SBI Credit Card have an expiration period of 2 years. A minimum of 1,000 reward points is needed for redemption.

Please click the links below to find details and instructions related to SBI Credit Cards that can help you in easily managing your card:

Check if you are eligible for the Yatra SBI Credit Card on
mybankingtips.com

Apply Now