6E Rewards XL IndiGo HDFC Bank Credit Card
HDFC bank HDFC Bank

6E Rewards XL IndiGo HDFC Bank Credit Card

cat name Reward Points
cat name Travel

Best Suited For: Travel

Joining Fee: ₹2,500* Plus Applicable Taxes

Renewal Fee: ₹2,500* Plus Applicable Taxes

cat name Reward Points
cat name Travel

Best Suited For: Travel

Joining Fee: ₹2,500* Plus Applicable Taxes

Renewal Fee: ₹2,500* Plus Applicable Taxes

Best Features:- 5% 6E Reward Points per Rs. 100 spent on the IndiGo website or mobile app

The 6E Rewards XL IndiGo HDFC Bank Credit Card could be a perfect companion for your travel needs. This card lets you earn up to 5% 6E Rewards on IndiGo flight bookings and provides exclusive benefits like a complimentary flight ticket, priority check-in, free meals, faster baggage claim, and seat selection.

Besides flights, you can also enjoy rewards on everyday spending categories like groceries, dining, and entertainment. Designed for IndiGo loyalists, this card helps you save significantly on travel expenses while offering a premium experience. Keep reading to explore all the features and benefits of this co-branded travel credit card.

All You Need To Know

Card Type

Travel

Welcome Benefits
  • 1 Complimentary 6E Prime Add-On: Includes priority check-in, seat choice, complimentary meal, and quicker baggage.
  • Accor Hotel Vouchers:
    • ₹5,000 voucher for a 30% discount on stays.
    • ₹1,000 dining voucher (minimum spend of ₹1,500).
  • Valid for the first-year membership fee payment only.
Reward Earnings
  • 5% 6E Rewards per ₹100 spent on IndiGo’s website/app.
  • 3% 6E Rewards per ₹100 spent on dining, groceries (capped at 2,000 RP/month effective April 1, 2023), and entertainment.
  • 2% 6E Rewards per ₹100 spent on other retail transactions (excluding fuel and wallet loading).
  • Up to 15% 6E Rewards with featured partners.
Milestone Benefit
  • Receive a complimentary IndiGo flight ticket worth ₹3,000 for completing 3 transactions each month in the first 3 months.
Travel Benefits
  • Domestic Lounge Access:
    • 8 complimentary visits annually (2 per quarter) via Mastercard Lounge Access Program.
  • Discounted convenience fee: Save ₹150 per passenger on IndiGo ticket bookings.
Fuel Surcharge Waiver
  • 1% waiver on fuel transactions between ₹400 and ₹4,000.
  • Maximum waiver capped at ₹500 per billing cycle.
  • Starting January 2024: Earn 2% 6E Rewards on fuel spends (capped at 500 RP/month).
Reward Redemption
  • 1 6E Reward = ₹1.
  • Rewards can be redeemed through the IndiGo app or website for:
    • Flight bookings.
    • 6E Add-ons (e.g., seat upgrades, meals).
  • Rewards are valid for 2 years from the month they are credited.
Additional Benefits
  • Zero Lost Card Liability: Report the card loss immediately to avoid liability for fraudulent transactions.
  • Interest-Free Credit Period: Up to 50 days, subject to merchant charge submission.
  • Revolving Credit: Flexible payment option at nominal interest rates.
Exclusive Dining Privileges
  • Avail of discounts under the Good Food Trail Dining Program at premium restaurants across India.
Mastercard Privileges
  • Exclusive offers on golf, dining, travel, and more. Details available at Mastercard's official benefits page.
Smart EMI
  • Convert high-value purchases into EMIs for financial ease.
Contactless Payments
  • Tap-and-pay feature enabled for transactions up to ₹5,000 without a PIN.

6E Rewards XL - IndiGo HDFC Bank Credit Card Eligibility & Documentation:

Criteria Details
Occupation Salaried or Self-employed
Minimum Income for Salaried Applicants Rs. 1,20,000 p.m.
Minimum Income for Self-employed Applicants ITR > Rs. 14.4 lakh p.a.
Documents Required Click here for the list of documents required
Serviceable Cities Click here for the list of serviceable cities

Below mentioned are the fees and charges associated with this credit card:

Type of Fee/ Charge Amount
Joining Fee Rs. 2,500 + GST
Annual Fee Rs. 2,500 + GST
Finance Charges 3.6% p.m. | 43.2% p.a.
Late Payment Charges** For Statement Balance
  • Less than Rs. 100 – Nil
  • Rs.100 to Rs.500 – Rs.100
  • Rs.501 to Rs.5,000 – Rs.500
  • Rs.5,001 to Rs.10,000 – Rs.600
  • Rs.10,001 to Rs. 25,000 – Rs.800
  • Rs. 25,000 to Rs. 50,000 – Rs. 1,100
  • Over Rs. 50,000 – Rs. 1,300

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FAQs

You can redeem your 6E Reward Points on the IndiGo website after logging into your account. Verify your mobile number and email ID to use the points for various purchases.

No, 6E Reward Points are valid for only two years from the date of accrual. After this period, the points will expire.

No, the 6E Rewards XL IndiGo HDFC Bank Credit Card does not offer an annual fee waiver.

Use your application number to track the status of your application on the HDFC Bank website or the IndiGo page.

You earn 5% 6E Rewards when you make purchases related to IndiGo flights, helping you accumulate points faster for your next trip.

No, the card does not offer any annual fee waiver.

Yes, a minimum transaction of ₹400 is required to avail fuel surcharge waiver, with a maximum waiver of ₹500 per statement cycle.

The card allows 2 free lounge visits per quarter.

The welcome voucher includes priority check-in, one complimentary meal, quicker baggage claim, and a choice of seat.

6E Reward Points are valid for 24 months (2 years) from the time of accrual, after which they will expire.

You can redeem your 6E Rewards on the IndiGo portal for benefits such as flight tickets and other services.

Yes, the 6E Rewards XL IndiGo HDFC Bank Credit Card supports contactless payments for convenience.

Each 6E Reward Point is equivalent to ₹1.

Please click the links below to find details and instructions related to HDFC Bank Credit Cards that can help you in easily managing your card:

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