HDFC IndianOil Credit Card
HDFC bank HDFC Bank

HDFC IndianOil Credit Card

cat name Reward Points
cat name Fuel

Best Suited For: Fuel Transactions

Joining Fee: ₹500* Plus Applicable Taxes

Renewal Fee: ₹500* Plus Applicable Taxes

cat name Reward Points
cat name Fuel

Best Suited For: Fuel Transactions

Joining Fee: ₹500* Plus Applicable Taxes

Renewal Fee: ₹500* Plus Applicable Taxes

Best Features:- Get 5% back on your fuel spends at IndianOil outlets as ‘Fuel Points’

credit score

The IndianOil HDFC Credit Card is designed for people who frequently buy fuel. This co-branded card lets you earn Fuel Points on every purchase, which you can redeem for fuel at IndianOil petrol stations. You can earn up to 50 liters of free fuel every year. The card also offers other benefits like discounts and rewards on shopping and dining. With a joining fee of Rs. 500, which is waived if you spend Rs. 20,000 in the first 90 days, this card gives you great value. You can also redeem reward points for products, vouchers, and other rewards.

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All You Need To Know

Card Type

Fuel Transactions

Earn Free Fuel Rewards
  • You can earn up to 50 litres of free fuel every year by accumulating Fuel Points on your card spends.
Fuel Points on IndianOil Purchases
  • Earn 5% Fuel Points on purchases at IndianOil outlets. You can earn 250 Fuel Points per month for the first 6 months, and 150 Fuel Points per month after that.
Fuel Points on Grocery and Bill Payments
  • Get 5% Fuel Points on grocery and bill payments, capped at 100 points per month per category.
Fuel Points on Other Purchases
  • Earn 1 Fuel Point for every Rs. 150 spent on all other purchases, helping you accumulate rewards for everyday spending.
Fuel Surcharge Waiver
  • Enjoy a 1% fuel surcharge waiver on transactions over Rs. 400 at IndianOil stations, with a maximum waiver of Rs. 250 per statement cycle.
Renewal Fee Waiver
  • Get a renewal fee waiver if you spend Rs. 50,000 or more in the previous year.
Interest-Free Credit Period
  • Benefit from up to 50 days of interest-free credit on purchases made with the card.
Complimentary XTRAREWARDS Membership
  • Receive a Complimentary Membership to the IndianOil XTRAREWARDS program, allowing you to redeem Fuel Points for discounts or free fuel.
Lifetime Free Offer
  • Enjoy lifetime free membership when you register for SmartPay within 90 days of receiving the card (excluding prepaid mobile/OneAssist).
UPI Payment Facility
  • Easily link your card to UPI apps and make payments directly from your mobile.

6E Rewards XL - IndiGo HDFC Bank Credit Card Eligibility:

Particular Details
Salaried
  • Age: 21-60 years
  • Income: Minimum Rs. 10,000 per month
Self-employed
  • Age: 21-65 years
  • Income: ITR> Rs. 6 lakh per annum
Documents Required Click here for the list of acceptable documents

Below mentioned are the fees and charges associated with this IndianOil HDFC Credit Card:

Title Details
Joining Fee Rs. 500
Renewal Fee Rs. 500 (waived off on spending Rs. 50,000 in the previous year)
Finance Charges 3.6% p.m. i.e. 43.2% p.a.
Late Payment Charges For Statement Balance
  • Less than Rs. 100 – Nil
  • Rs.100 to Rs.500 – Rs.100
  • Rs.501 to Rs.5,000 – Rs.500
  • Rs.5,001 to Rs.10,000 – Rs.600
  • Rs.10,001 to Rs. 25,000 – Rs.800
  • Rs. 25,001 to Rs. 50,000 – Rs. 1,100
  • Over Rs. 50,000 – Rs. 1,300

Apply for IndianOil HDFC Credit Card

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FAQs

You can apply for the IndianOil HDFC Credit Card both online and offline. To apply online you have to visit the official website of HDFC Bank. then select the credit card from the ‘Credit Cards’ section, and click on ‘Apply Now.’ For offline application, you have to visit any nearest HDFC Bank branch and submit a completed application form.

Yes, you can withdraw cash using your credit card at any ATM. But the bank charges a cash advance fee of 2.5% of the withdrawn amount or a minimum of Rs. 500. It is advisable to avoid withdrawing cash due to the high charges.

Yes, you can check your credit card statement online by logging into your HDFC NetBanking account and clicking on the ‘Enquire’ option under the ‘Cards’ tab. You can also use the HDFC mobile banking app to download your statement.

You can contact HDFC Bank customer care to know the application status of my IndianOil HDFC Credit Card and provide him your application number.

Even if you do not have an account with HDFC Bank, still you can apply for HDFC IOCL Credit Card.

Bank charges the rate a monthly interest rate of 3.49%, which equals to annual interest rate of 41.88%.

The IndianOil HDFC Bank Credit Card offers a 1% fuel surcharge waiver on all fuel transactions of 400 INR or more.

The credit limit on the HDFC IndianOil Credit Card is determined based on the individual’s credit score and other eligibility criteria.

The bank charges you a joining fee of Rs. 500 plus taxes. But the renewal fee can be waived if you spend over Rs. 50,000 in the previous year.

Please click the links below to find details and instructions related to HDFC Bank Credit Cards that can help you in easily managing your card:

Check if you are eligible for the IndianOil HDFC
Credit Card on mybankingtips.com

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