Get 5X Reward Points on Dining, Departmental stores and Grocery Spends.
Lounge Access
Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India.
Best Feature:- Earn upto 50,000 Bonus Reward Points Anually, Club Vistara and Trident
Privilege Membership.
The SBI Card ELITE is a premium credit card for people who enjoy travel, shopping, and entertainment.
It offers benefits like shopping vouchers, lounge access at airports, and complimentary cinema
tickets valued at Rs. 6,000 annually. The card also gives incentives for your purchases such as 5X points
for department stores, restaurants, and grocery, and 2 Reward Points for every 100 rupees spent. The
card has an annual price of Rs. 4,999. You also receive additional benefits Depending on the version—Visa,
MasterCard, or AmEx. For example, AmEx provides dining discounts, and MasterCard provides complimentary
golf games. This card is a good option For people who want lifestyle benefits and spend a lot of money.
Receive an e-Gift Voucher worth Rs. 5,000 from leading brands like Bata, Pantaloons, Yatra, Shoppers Stop,
and Aditya Birla Fashion as a welcome gift.
Rewards Program
Earn 5X Reward Points on dining, groceries, and department store purchases.
Get 2 Reward Points per Rs. 100 spent on all other transactions.
Redeem points for gift vouchers, paying off outstanding balances, or through the
SBI Card app/website (4 Reward Points = Rs. 1).
Milestone Rewards
Unlock up to 50,000 Bonus Reward Points (worth Rs. 12,500 annually) for hitting spending milestones:
10,000 points each on spending Rs. 3 lakh and Rs. 4 lakh in a year.
15,000 points on spending Rs. 5 lakh annually.
Additional 15,000 points on spending Rs. 8 lakh annually.
Movie Benefits
Get 2 complimentary BookMyShow movie tickets worth Rs. 250 each per month (maximum
benefit capped at Rs. 6,000 per year).
Dining Benefits
Enjoy up to 25% off on dining at select restaurants across India (American Express variant only).
Travel Benefits
Domestic Lounge Access: Enjoy 2 complimentary visits to domestic airport lounges every quarter.
International Lounge Access: Avail 6 complimentary visits annually (max 2 per quarter)
with Priority Pass Membership (worth $99).
Get Silver Tier Club Vistara Membership for exclusive travel privileges.
Golf Privileges
Enjoy 4 complimentary green fee rounds per year, up to 50% off on additional golf games, and 1 free
golf lesson every month at select courses (MasterCard variant only).
Fuel Surcharge Waiver
Save with a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000
(maximum benefit capped at Rs. 250 per month).
Insurance Benefits
Benefit from fraud liability cover of up to Rs. 1 lakh for unauthorized transactions.
Concierge Services
Dedicated assistance for gift delivery, flower delivery, and even online doctor consultations.
Renewal Fee Waiver
Annual fee of Rs. 4,999 is waived off if you spend Rs. 10 lakh or more in the previous year.
SBI Bank ELITE Credit Card Eligibility:
Eligibility Criteria of SBI Credit Card ELITE
You have to be in the 18–70 age range.
The person who owns of the add-on card must be older than 15.
The applicant needs to be a citizen of India.
In order to qualify for the card, you must have a credit score of at least 750.
Documents Required to Apply for SBI Card Elite
Filled application form.
A copy of your PAN card or Form 60.
Identity verification, such as a driver's license, Aadhar card, PAN, etc.
passport-sized colored photos of the candidate.
Evidence of income in the form of most recent pay slips, Form 16, copies of IT returns, etc.
Evidence of residence, such as an Aadhaar, passport, ration card, or power bill.
The list of documents given above is illustrative. You may be requested to provide more documentation
or have it modified when you apply for the ELITE credit card.
Fees and charges that apply to SBI Elite Credit Card:
Fees / Charges
Amount
Annual Fee (one time)
Rs. 4,999
Renewal Fee (per annum)
Rs. 4,999
Finance Charges
up to 3.50% per month [42% per annum]
Late Payment Fee*
NIL for Total Amount due from Rs.0-Rs.500;
Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;
Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;
Rs. 950 for Total Amount due greater than Rs. 10.000 & up to Rs. 25,000
Rs. 1,100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000
Rs. 1,300 for Total Amount due greater than Rs. 50,000
Add-on Fee (per annum)
Nil
Cash advance fee
2.5% of the amount withdrawn or Rs.500 (Domestic ATMs)
2.5% of the amount withdrawn or Rs.500 (International ATMs)
Finance Charges
3.50% per month or 42% per annum
Statement request
Rs.100 per statement (more than 2 months old)
Cash payment fee
Rs.250
Over limit fee
2.5% of the over limit amount; minimum of Rs.600
*A late payment charge of Rs. 100 will be imposed if the Minimum Amount Due (MAD) is not paid by the
due date for two consecutive cycles. This charge will persist in each subsequent payment cycle until the MAD is settled.
The SBI Elite Credit Card has a membership fee of Rs. 4,999 plus taxes. This fee can be waived if you spend Rs. 10 lakh or more in a year.
The cash advance limit on the SBI Elite Credit Card is up to 80% of the total credit limit.
Yes, you can apply for multiple add-on cards for family members. Applications can be submitted online or at your nearest SBI branch.
Yes, the SBI Elite Credit Card offers four complimentary green fee accesses and up to 50% off on golf games at
select golf courses in India. Along with it, you also get one free golf lesson per month.
Increasing the credit limit can positively impact your credit score. A high credit limit allows you more financial flexibility, especially during emergencies.
You can redeem reward Points online via the SBI Card website, at partner merchant stores, or you can also talk to the SBI Card helpline.
Yes, the card can be used at more than 24 million Visa outlets worldwide, including 3,25,000 locations in India.
The card replacement fee ranges from Rs. 100 to Rs. 250, based on the situation.
Quick Links to Manage your SBI Credit Card
Please click the links below to find details and instructions related to SBI Credit Cards
that can help you in easily managing your card:
SBI Bank
Travel
Reward Points
Welcome Benefit
Lounge Access
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