Air India SBI Platinum Credit Card
SBI Bank SBI Bank

Air India SBI Platinum Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Travel & Rewards

Joining Fee: ₹1,499 Plus Applicable Taxes

Renewal Fee: ₹1,499 Plus Applicable Taxes

cat name Travel
cat name Reward Points

Best Suited For: Travel & Rewards

Joining Fee: ₹1,499 Plus Applicable Taxes

Renewal Fee: ₹1,499 Plus Applicable Taxes

Best Feature:- Up to 15,000 bonus rewards points annually; convert points into Air Miles

The Air India SBI Platinum Credit Card is designed for frequent Air India travellers. With an annual fee of ₹1,499, this card offers 15 reward points on Air India spends. You can redeem these points for discounts or free flight tickets. It also provides complimentary access to domestic airport lounges and accelerated rewards on Air India bookings. This card offers great value for people who are looking for a cost-effective travel companion with useful travel perks.

All You Need To Know

Card Type

Travel & Rewards

Welcome and Anniversary Benefits
  • Welcome Bonus: Get 5,000 reward points as a welcome gift upon payment of the annual fee (credited 15 days after payment).
  • Anniversary Gift: Receive 2,000 reward points annually upon completing the anniversary year.
Rewards Program
  • 2 Reward Points for every Rs. 100 spent on all purchases.
  • Up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through airindia.in or the Air India mobile app (for self-bookings).
  • 5 Reward Points for every Rs. 100 spent on Air India tickets booked via Air India booking offices or call centers.
Milestone Benefits
  • Spend Rs. 2 lakh annually to earn 5,000 bonus reward points.
  • Spend Rs. 3 lakh annually to earn 10,000 bonus reward points.
Reward Points Conversion
  • Convert reward points into Air India Air Miles. 1 Reward Point = 1 Air India Air Mile for travel redemption.
Fuel Surcharge Waiver
  • 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000 at petrol pumps across India, with a maximum waiver of Rs. 250 per billing cycle.
Lounge Access
  • Visa Lounge Access: 8 complimentary visits to domestic lounges in India per year (up to 2 visits per quarter).
Flexipay Facility
  • Convert big-ticket purchases of Rs. 2,500 or more into EMIs within 30 days of purchase.
Other Key Benefits
  • Easy Bill Pay: Set up standing instructions to automatically pay utility bills on time, without penalties.
  • Add-on Card: Apply for add-on cards for family members over 18 years old (spouse, parents, children, or siblings).
  • Easy Money Facility: Get a draft or cheque against your cash limit, delivered to your doorstep.
  • Lost Card Liability Cover: Enjoy Rs. 1 lakh liability cover for lost cards, effective from 48 hours before or up to 7 days after reporting the loss to the bank.

Air India SBI Platinum Credit Card Eligibility:

Criteria Details
Occupation Available to both Salaried and Self-employed
Documents Required Click here for the list of documents
Serviceable Cities Click here for the list of eligible cities

The fees and charges associated with the Air India SBI Platinum Credit Card are as follows:

Fees/Charges Amount/Rate
Annual Fee Rs. 1,499 (One-Time)
Renewal Fee Rs, 1,499
Finance Charges upto 3.50% per month [42% per annum]
Add-on card fee Nil
Interest rate Up to 3.35% per month
Late Payment Charges** For Statement Balance
  • NIL for the total amount due from Rs.0-Rs.500;
  • Rs. 400 for the total amount due greater than Rs. 500 and up to Rs. 1,00
  • Rs. 750 for the total amount due greater than Rs. 1,000 and up to Rs. 10,000
  • Rs. 950 for the total amount due greater than Rs. 10,000 and up to Rs. 25,000
  • Rs. 1,100 for the total amount due greater than Rs. 25,000 and up to Rs. 50,000
  • Rs. 1,300 for the total amount due greater than Rs. 50,000
Rewards redemption fee Rs.99. Nil for redemption on Air India Miles
Card replacement charge Rs.100 (when in India) NIL (when in abroad)
Foreign currency transaction fee 3.5% of the transaction amount
Over limit charges 2.5% of the amount, subject to a minimum of Rs.500
Payment dishonour fee 2% of payment amount subject to a minimum of Rs.450
Cash payment fee Rs.100
Cheque pickup Rs.100
Cheque payment fee Rs.100 (For cheque payments up to Rs.10,000)

*If you fail to pay the Minimum Amount Due (MAD) by the due date for two consecutive cycles, an extra Late Payment Charge of Rs. 100 will be imposed. This charge will persist in each subsequent payment cycle until the Minimum Amount Due is settled.

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FAQs

To retrieve your saved application, log in to the application page and click on the "Retrieve" option.

To turn your reward points into Air India Air Miles, call the SBI Card helpline at 1860 180 1290 or 39020202. The points can only be converted in multiples of 5,000. The complete process takes up to 7 working days.

Flexipay allows card users to convert big purchases into easy monthly installments and pay over time.

Yes, the bank charges a replacement fee of Rs. 100 + taxes for reissuing your card.

You can earn 15 reward points for every Rs. 100 spent on Air India ticket bookings made through airindia.in.

The Air India SBI Platinum Card charges an interest of 3.50% per month (or 42% annually) on outstanding balances.

Please click the links below to find details and instructions related to SBI Credit Cards that can help you in easily managing your card:

Apply for Air India SBI Platinum Credit Card with MybankingTips

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