you get 5 reward points for every Rs. 150 you spend. 1 reward
point = Re 1.
Travel Benefit
5% cashback* on duty free spends
Best Feature:- 5% cashback on duty-free spends; low foreign currency markup
fee of 2%
The Standard Chartered Bank Ultimate Credit Card offers a range of premium
benefits, focusing on rewards, travel, lifestyle, and insurance. It is perfect for frequent
travelers and those who want to enjoy exclusive lifestyle privileges like lounge access, golf
benefits, and insurance coverage.
The Standard Chartered Bank Ultimate Credit Card is a premium credit card designed for
high-income individuals who want exceptional rewards and exclusive lifestyle benefits. This
card competes with top-tier options like the HDFC Infinia and ICICI Sapphiro by offering
impressive reward rate of 3.3% and exclusive privileges. Cardholders earn 5 reward points for
every ₹150 spent. You can redeem these rewards through the Standard Chartered 360° Rewards
Program for shopping vouchers, travel, or charity donations. lower foreign transaction fee
of 2% and 5% cashback on duty-free purchases at airports makes it great choice to make your
international travel more rewarding. The card also offers complimentary Priority Pass membership,
granting access to over 1,000 airport lounges worldwide. Golf enthusiasts can enjoy
complimentary green fees at premium courses across India, while dining and lifestyle
discounts add to the card’s appeal.
With an annual fee of ₹5,000, the Standard Chartered Ultimate Credit Card delivers unmatched
benefits for frequent travelers, shoppers, and those seeking a luxurious lifestyle. Apply today
to enjoy a world of privileges and rewards!
Earn 6,000 reward points worth ₹6,000 upon payment of the joining fee. These points
are credited within 60 days of payment and can be redeemed for shopping vouchers or charity
donations through the 360° rewards program.
Reward Points
5 Reward Points per ₹150:
Earn 5 reward points for every ₹150 spent on retail purchases.
1 reward point = ₹1.
3 Reward Points per ₹150:
Earn 3 reward points on spends in the following categories: utilities, supermarkets,
insurance, property management, schools, government payments, and rentals.
Duty-Free Cashback:
Get 5% cashback on duty-free purchases at airports, with a monthly cap of ₹1,000.
Exclusions: No reward points are earned on fuel and cashback transactions.
Travel Benefits
Priority Pass Membership:
Enjoy complimentary Priority Pass membership, providing access to over 1,000
airport lounges worldwide.
Lounge Access:
4 complimentary domestic lounge visits per calendar quarter.
1 complimentary international lounge visit per month, provided you spend ₹20,000 or more with
the card in the previous month.
Additional visits, including guest access, will incur a charge.
Golf Benefits
Complimentary Golf:
Enjoy 1 complimentary golf game each month at selected domestic golf courses.
Also, get 1 complimentary golf coaching session at selected golf courses.
Insurance Benefits
Accidental Air Death Coverage:
₹1 crore coverage in case of accidental death during air travel.
Emergency Medical Insurance:
USD 25,000 medical coverage.
Flight Hijacking:
USD 100 coverage.
Delayed Baggage:
USD 100 coverage for delayed baggage.
Lost Baggage/Documents:
USD 750 coverage for lost baggage or documents.
Flight Delay:
USD 200 for flight delays.
Fuel Benefits
1% Fuel Surcharge Waiver:
Enjoy 1% waiver on the fuel surcharge at petrol pumps across India, with a
maximum waiver of ₹1,000 per month.
Foreign Currency Markup
Reduced Markup:
The foreign currency markup is only 2%, which is much lower than many other cards.
Additional Benefits
Travel Perks: Reduced foreign currency markup (2%) for international transactions.
Lifestyle Benefits: Complimentary access to premier golf courses and exclusive offers
for high-end experiences.
Card Network
The Standard Chartered Ultimate Credit Card is issued on the Mastercard network, ensuring
global acceptance and security.
Standard Chartered Ultimate Credit Card Eligibility:
Yes, the Standard Chartered Ultimate Credit Card allows you to transfer up to ₹5 lakh from
another bank’s credit card. You can make monthly payments of 5% of the transferred amount.
Yes, all online transactions are secured with the 3D Secure OTP verification feature, ensuring
safe and hassle-free payments.
The card charges a low foreign transaction fee of 2% for all international transactions.
Reward points are valid for 3 years from the date they are credited to your account.
No, reward points cannot be used to pay bills. They can only be redeemed for shopping vouchers
or charity donations through the Standard Chartered 360° rewards program.
Digital Payment Solutions: Seamless online and contactless payments.
EMI Facility: Convert purchases over ₹5,000 into easy EMIs.
Dial-a-Loan: Access loans up to ₹5 lakh for tenures ranging between 12 to 60 months.
Yes, a 5% cashback is available, but only on purchases made at duty-free stores within airports.
Yes, the 2% foreign currency markup applies to all transactions conducted in foreign currency.
Cardholders can avail loans up to ₹5 lakh with flexible repayment tenures ranging from 12 to 60 months.
Yes, transactions above ₹5,000 can be converted into easy EMIs using the Standard Chartered
Ultimate Credit Card.
Quick Links to Manage Your Standard Chartered Credit Card
Standard Chartered Bank
Travel
Reward Points
Welcome Benefit
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Top Credit Cards in India