About TVS Credit RBL Bank Credit Card
The TVS Credit RBL Bank Credit Card is a co-branded card designed to offer financial and lifestyle benefits . With a joining fee of ₹500 + taxes , cardholders get 2,000 Reward Points as a welcome benefit , redeemable for vouchers, merchandise, and more.
The card provides entertainment perks, milestone rewards, railway lounge access , and a fuel surcharge waiver , making it a versatile option for those who want more than just basic credit card benefits .
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TVS Credit RBL Bank Credit Card Rewards Program
Reward Rate 2 RP/₹100 on online/e-commerce purchases (cap 1,000 RP/month) 1 RP/₹100 on valid offline/PoS purchases Exclusions: Fuel & auto, utilities, insurance, railways, real estate/rental, education, wallets/service providers, government services, cash, miscellaneous, Bills2Pay, EMI conversionReward Redemption Redeem points via RBL Rewards Portal for merchandise, vouchers, or statement credit 1 Reward Point = ₹0.25
Other Features and Benefits
Welcome Benefits 2,000 Bonus Reward Points on first transactions within 30 days of card activation Reward Points can be redeemed for vouchers, merchandise, or statement credit (1 RP = ₹0.25)Milestone Benefits 2,000 Reward Points on annual spend of ₹1.5 lakh Exclusions: Fuel & auto, utilities, insurance, railways, rental, education, wallets, government services, cash, miscellaneous, Bills2Pay, EMI conversionEntertainment Perks Buy-one-get-one-free offer up to ₹200 on BookMyShow movie tickets Applicable after monthly spend of ₹10,000 One free ticket or discount on booking 2+ ticketsCredit Card on UPI Works with UPI apps like BHIM, Google Pay, PhonePe No physical card needed for paymentsNCMC Benefit Tap-and-pay at metro stations, bus terminals, etc. Inbuilt offline wallet with max limit ₹2,000Railway Lounge Access 1 free Executive lounge visit per quarter Includes 2 hours stay, buffet/tea, changing room, newspapers/magazines Nominal fee ₹2; valid only for primary cardholdersFuel Surcharge Waiver 1% waiver on fuel spends ₹400–₹5,000 Max benefit ₹100/month
Fees and Charges
Fee/Charge Amount/Rate Joining Fee Rs. 500 Annual Fee ( second year onwards) Rs. 500 Finance Charges Up to 3.99% p.m. (47.88% p.a.) Late Payment Fee 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300)
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Things to Know Before you apply
Get this card if:
You want a low-fee card with basic rewards and perks You frequently book movies on BookMyShow You need railway lounge access or fuel surcharge waiver
Eligibility Criteria
Age : 21 to 70 yearsOccupation : Salaried or Self-employedCredit Score : Should have a good credit history
Document Required For TVS Credit RBL Bank Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter IDProof of Address: Aadhaar Card, Driver’s License, PassportProof of Income: Latest 3 salary slips, Last 3 months’ bank statement
TVS Credit RBL Bank Credit Card Hilights
What do we like about this card?
2,000 Reward Points as welcome benefit (1 RP = ₹0.25) 2 RP/₹100 on online spends, 1 RP/₹100 on offline spends Milestone benefit: 2,000 RP on ₹1.5 lakh annual spend Buy-1-get-1-free offer on BookMyShow tickets (after monthly spend of ₹10,000) Railway lounge access: 1 free visit/quarter 1% fuel surcharge waiver up to ₹100/month Tap-and-pay via NCMC, UPI-enabled
Pros
Good rewards for online/e-commerce spends Entertainment perks via BookMyShow Fuel surcharge waiver & railway lounge access
Cons
Rewards not applicable on several categories (fuel, utilities, EMIs, etc.) Milestone/BOGO perks require minimum spends
RBL Bank Credit Card Contact Details
Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India
Helpline: 022-62327777 or 1800-121-9050 (toll-free)
Simply SMS: Send ICON to 5607011 to get a callback or apply
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Frequently Asked Questions
Everything you need to know about this credit card
2,000 Reward Points credited on first transactions within 30 days of card activation (1 RP = ₹0.25).
2 RP/₹100 on online/e-commerce spends (cap 1,000 RP/month)
1 RP/₹100 on offline/PoS spends
Yes, 2,000 Reward Points on annual spend of ₹1.5 lakh.
Buy-1-get-1-free offer on BookMyShow tickets (up to ₹200) after monthly spend of ₹10,000.
Yes, 1 free Executive lounge visit per calendar quarter for primary cardholders.
Yes, 1% waiver on fuel spends ₹400–₹5,000, max ₹100 per month.