About RBL Platinum Delight Credit Card
RBL Bank Platinum Delight Credit Card is an entry-level card that lets you earn rewards on every spend. Cardholders get 2X reward points on weekend spends and 2 reward points per Rs. 100 spent on weekdays. The points can be redeemed through the RBL rewards portal for travel bookings, recharges, e-vouchers, and shopping.
Additionally, the card offers 4,000 reward points as a welcome bonus and 1,000 reward points as a milestone benefit, enhancing its overall value. This card is ideal for users looking for basic yet rewarding credit card benefits.
RBL Platinum Delight Credit Card Rewards Program
Rewards Program
- 2 reward points for every Rs. 100 spent
- 4 reward points per Rs. 100 spent on weekends (capped at 1,000 points per month)
Other Features and Benefits
Welcome Benefit
- 4,000 reward points on paying the joining fee and making the first transaction within 30 days
Milestone Benefit
- 1,000 reward points every month on 5 transactions of Rs. 1,000 each
Fuel Surcharge Waiver
- 1% waiver (up to Rs. 150 per month) on fuel spends between Rs. 500 and Rs. 4,000
Annual Fee Waiver
- Annual fee waived on spending Rs. 2 Lakh or more in a year
Fees and Charges
| Particulars | Amount |
|---|
| Joining Fee | Rs. 1,000 + Applicable Taxes |
| Annual Fee | Rs. 1,000 + Applicable Taxes |
| Finance Charges | 3.99% p.m. | 47.88% p.a. |
| Late Payment Fee | 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300) |
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Document Required For RBL Platinum Delight Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
RBL Platinum Delight Credit Card Highlights
What do we like about this card?
- Earn 2 reward points per ₹100 spent (4 points per ₹100 on weekends, capped at 1,000 points/month)
- Welcome benefit: 4,000 reward points on first transaction within 30 days of card issuance
- Milestone benefit: 1,000 reward points for 5 transactions of ₹1,000 each per month
- 1% fuel surcharge waiver (up to ₹150/month on fuel spends ₹500–₹4,000)
- Annual fee waiver on spending ₹2 Lakh in a year
Things to Know Before you apply
Get this card if:
- You want an entry-level credit card with basic benefits
- You make most of your purchases on weekends
- You can spend Rs. 2 Lakh in a year to get the annual fee waived
- You are looking for a card focused on earning reward points
Pros
- 2X reward points on weekend spends
- Monthly milestone benefit of 1,000 reward points
- Multiple redemption options: travel, e-vouchers, products, and more
Cons
- No travel or lifestyle benefits
- Rewards on weekend spends capped monthly
- No reward points on fuel, rent, or utility bill payments
RBL Bank Credit Card Contact Details
Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India
Helpline: 022-62327777 or 1800-121-9050 (toll-free)
Simply SMS: Send ICON to 5607011 to get a callback or apply
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Frequently Asked Questions
The annual fee is applicable but can be waived by spending ₹2 Lakh in a year.
You earn 2 points per ₹100 on weekdays and 4 points per ₹100 on weekends (capped at 1,000 points per month).
What is the welcome benefit?
Yes, you earn 1,000 reward points every month on completing 5 transactions of ₹1,000 each.
No reward points are earned on fuel payments, but you get a 1% fuel surcharge waiver on transactions between ₹500–₹4,000 (max ₹150/month).
Points can be redeemed through the RBL Rewards portal for travel bookings, e-vouchers, products, and more.
No, rewards are not applicable on utility bills, rent, or fuel payments.
This card is best for entry-level users seeking basic rewards and weekend benefits rather than premium travel or lifestyle perks.
