RBL Bank

RBL Platinum Delight Credit Card

Fuel

Reward Points

MyBankingTips Rating

Joining Fee: ₹1000* Plus Applicable Taxes

Renewal Fee: ₹1000*Plus Applicable Taxes

Fuel

Reward Points

MyBankingTips Rating

Joining Fee: ₹1000* + Tax

Renewal Fee: ₹1000* + Tax

Fuel

Get 1% fuel surcharge waiver on all transactions between ₹500 and ₹4,000.

Reward Points

Earn 2 RPs/₹100 on weekdays and 4 RPs/₹100 on weekend spends.

Welcome benefits:- 4,000 reward points on the payment of joining fee and on the first transaction within 30 days of card issuance.

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About RBL Platinum Delight Credit Card

RBL Bank Platinum Delight Credit Card is an entry-level card that lets you earn rewards on every spend. Cardholders get 2X reward points on weekend spends and 2 reward points per Rs. 100 spent on weekdays. The points can be redeemed through the RBL rewards portal for travel bookings, recharges, e-vouchers, and shopping.

Additionally, the card offers 4,000 reward points as a welcome bonus and 1,000 reward points as a milestone benefit, enhancing its overall value. This card is ideal for users looking for basic yet rewarding credit card benefits.

RBL Platinum Delight Credit Card Rewards Program

Rewards Program

2 reward points for every Rs. 100 spent
4 reward points per Rs. 100 spent on weekends (capped at 1,000 points per month)

Other Features and Benefits

Welcome Benefit

4,000 reward points on paying the joining fee and making the first transaction within 30 days

Milestone Benefit

1,000 reward points every month on 5 transactions of Rs. 1,000 each

Fuel Surcharge Waiver

1% waiver (up to Rs. 150 per month) on fuel spends between Rs. 500 and Rs. 4,000

Annual Fee Waiver

Annual fee waived on spending Rs. 2 Lakh or more in a year

Fees and Charges

Particulars	Amount
Joining Fee	Rs. 1,000 + Applicable Taxes
Annual Fee	Rs. 1,000 + Applicable Taxes
Finance Charges	3.99% p.m. \| 47.88% p.a.
Late Payment Fee	12.5% of the outstanding amount (Min. Rs. 5 \| Max. Rs. 1,300)

Things to Know Before you apply

Get this card if:

You want an entry-level credit card with basic benefits
You make most of your purchases on weekends
You can spend Rs. 2 Lakh in a year to get the annual fee waived
You are looking for a card focused on earning reward points

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For RBL Platinum Delight Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

RBL Platinum Delight Credit Card Hilights

What do we like about this card?

Earn 2 reward points per ₹100 spent (4 points per ₹100 on weekends, capped at 1,000 points/month)
Welcome benefit: 4,000 reward points on first transaction within 30 days of card issuance
Milestone benefit: 1,000 reward points for 5 transactions of ₹1,000 each per month
1% fuel surcharge waiver (up to ₹150/month on fuel spends ₹500–₹4,000)
Annual fee waiver on spending ₹2 Lakh in a year

Pros

2X reward points on weekend spends
Monthly milestone benefit of 1,000 reward points
Multiple redemption options: travel, e-vouchers, products, and more

Cons

No travel or lifestyle benefits
Rewards on weekend spends capped monthly
No reward points on fuel, rent, or utility bill payments

RBL Bank Credit Card Contact Details

Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India

Helpline: 022-62327777 or 1800-121-9050 (toll-free)

Simply SMS: Send ICON to 5607011 to get a callback or apply