RBL Bank Platinum Delight Credit Card is an entry-level card that lets you earn rewards on every spend. Cardholders get 2X reward points on weekend spends and 2 reward points per Rs. 100 spent on weekdays. The points can be redeemed through the RBL rewards portal for travel bookings, recharges, e-vouchers, and shopping.
Additionally, the card offers 4,000 reward points as a welcome bonus and 1,000 reward points as a milestone benefit, enhancing its overall value. This card is ideal for users looking for basic yet rewarding credit card benefits.
RBL Platinum Delight Credit Card Rewards Program
Rewards Program
2 reward points for every Rs. 100 spent
4 reward points per Rs. 100 spent on weekends (capped at 1,000 points per month)
Other Features and Benefits
Welcome Benefit
4,000 reward points on paying the joining fee and making the first transaction within 30 days
Milestone Benefit
1,000 reward points every month on 5 transactions of Rs. 1,000 each
Fuel Surcharge Waiver
1% waiver (up to Rs. 150 per month) on fuel spends between Rs. 500 and Rs. 4,000
Annual Fee Waiver
Annual fee waived on spending Rs. 2 Lakh or more in a year
Fees and Charges
Particulars
Amount
Joining Fee
Rs. 1,000 + Applicable Taxes
Annual Fee
Rs. 1,000 + Applicable Taxes
Finance Charges
3.99% p.m. | 47.88% p.a.
Late Payment Fee
12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300)
Things to Know Before you apply
Get this card if:
You want an entry-level credit card with basic benefits
You make most of your purchases on weekends
You can spend Rs. 2 Lakh in a year to get the annual fee waived
You are looking for a card focused on earning reward points
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For RBL Platinum Delight Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
RBL Platinum Delight Credit Card Hilights
What do we like about this card?
Earn 2 reward points per ₹100 spent (4 points per ₹100 on weekends, capped at 1,000 points/month)
Welcome benefit: 4,000 reward points on first transaction within 30 days of card issuance
Milestone benefit: 1,000 reward points for 5 transactions of ₹1,000 each per month
1% fuel surcharge waiver (up to ₹150/month on fuel spends ₹500–₹4,000)
Annual fee waiver on spending ₹2 Lakh in a year
Pros
2X reward points on weekend spends
Monthly milestone benefit of 1,000 reward points
Multiple redemption options: travel, e-vouchers, products, and more
Cons
No travel or lifestyle benefits
Rewards on weekend spends capped monthly
No reward points on fuel, rent, or utility bill payments
RBL Bank Credit Card Contact Details
Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India
Helpline: 022-62327777 or 1800-121-9050 (toll-free)
Simply SMS: Send ICON to 5607011 to get a callback or apply
Frequently Asked Questions
Everything you need to know about this credit card
The annual fee is applicable but can be waived by spending ₹2 Lakh in a year.
You earn 2 points per ₹100 on weekdays and 4 points per ₹100 on weekends (capped at 1,000 points per month).
What is the welcome benefit?
Yes, you earn 1,000 reward points every month on completing 5 transactions of ₹1,000 each.
No reward points are earned on fuel payments, but you get a 1% fuel surcharge waiver on transactions between ₹500–₹4,000 (max ₹150/month).
Points can be redeemed through the RBL Rewards portal for travel bookings, e-vouchers, products, and more.
No, rewards are not applicable on utility bills, rent, or fuel payments.
This card is best for entry-level users seeking basic rewards and weekend benefits rather than premium travel or lifestyle perks.
How Can I Apply for a Credit Card Online?
✔Step 1: Enter your mobile number in the application form
✔Step 2: Provide your personal details
✔Step 3: Enter OTP to verify your mobile number
✔Step 4: Select the credit card
✔Step 5: Compare offers and apply for the best-suited credit card
RBL Bank
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