RBL Bank
Fuel
Get 1% fuel surcharge waiver (up to ₹100/month) on ₹500–₹4,000 fuel spends.
Reward Points
Earn 10 Fuel Points/₹100 at IndianOil stations and 1/₹100 on other spends.
Welcome benefits:- 1,000 Fuel Points on making the first card spend worth at least Rs. 500 within 30 days of card issuance.
Check your eligibility For This Card
The IndianOil RBL Credit Card is one of the two co-branded fuel cards offered by RBL Bank in partnership with IndianOil Corporation Ltd. (IOCL), the other being the IndianOil RBL XTRA Credit Card. With this card, users can earn up to 6% value-back on IOCL fuel spends through Fuel Points and enjoy a fuel surcharge waiver. In addition, Fuel Points are also earned at the base rate on non-IOCL fuel transactions, ensuring value across different spends.
Cardholders can save significantly, earning enough Fuel Points to redeem for up to 100 litres of free IOCL fuel every year. With this strong savings potential, the IndianOil RBL Credit Card stands as a competitive choice among other IOCL co-branded credit cards from HDFC, Axis, and Kotak Mahindra Bank, all of which are available at similar annual fees.
With the IndianOil RBL Credit Card, you earn Fuel Points on your everyday card spends:
Redemption Value of Fuel Points:
Exclusions: Fuel Points are not earned on transactions such as utilities, railways, insurance, government services, cash withdrawals, real estate or rentals, education, wallets, service providers, contracted services, quasi-cash, fees & charges, GST, offline UPI spends under Rs. 2,000 at small merchants (for RuPay variant), Bills2Pay, EMI conversions, and other miscellaneous spends.
| Particulars | Amount |
|---|---|
| Joining/Annual Fee | Rs. 500 + applicable taxes |
| Finance Charges | Up to 3.99% p.m. (Up to 47.88% p.a.) |
| Late Payment Charges | 12.5% of the total outstanding amount (min. Rs. 5 and max. Rs. 1,300) |
Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India
Helpline: 022-62327777 or 1800-121-9050 (toll-free)
Simply SMS: Send ICON to 5607011 to get a callback or apply
Everything you need to know about this credit card
Cardholders get 1,000 Fuel Points on making the first transaction of at least Rs. 500 within 30 days of card issuance.
You earn 10 Fuel Points per Rs. 100 spent on IOCL fuel purchases and 1 Fuel Point per Rs. 100 on other eligible spends.
Yes, you get a 1% fuel surcharge waiver, capped at Rs. 100 per month, on fuel transactions between Rs. 500 and Rs. 4,000.
Yes, the annual fee is waived if you spend Rs. 1.75 lakh or more in a year.
Yes, categories like utilities, railways, insurance, rent, education, wallets, EMI payments, and government services are excluded from Fuel Point accrual.
Fuel Points can be redeemed for fuel at IOCL pumps, petrol vouchers, or on the RBL Rewards portal.
Not much, since accelerated rewards are limited to IOCL fuel spends. For non-fuel purchases, it offers only 1 Fuel Point per Rs. 100, which has a low redemption value.
