About TVS Credit RBL Bank Gold Credit Card
RBL has launched two co-branded cards with TVS Credit: the TVS Credit RBL Bank Gold Credit Card and the TVS Credit RBL Bank Credit Card. The Gold Credit Card is ideal for shoppers who want to earn rewards on their spending.
With a joining fee of ₹1,500 + taxes, this card offers welcome and milestone benefits, making it a great choice for those who like perks at a reasonable price. Cardholders earn 10 Reward Points for every ₹100 spent on international purchases and 2 Reward Points for every ₹100 on everyday transactions.
Additional benefits include cashback on dining via EazyDiner, domestic and international airport lounge access, UPI-enabled payments, NCMC tap-and-pay features, and a fuel surcharge waiver, making it suitable for both shoppers and frequent travelers.
TVS Credit RBL Bank Gold Credit Card Rewards Program
Reward Rate
- 10 RP/₹100 on international spends
- 2 RP/₹100 on everyday domestic spends
- Redeem via RBL Rewards Portal for merchandise, vouchers, or statement credit
Other Features and Benefits
Welcome Benefits
- 6,000 Reward Points on first transaction after paying joining fee within 30 days (1 RP = ₹0.25)
- Redeemable for vouchers, merchandise, or statement credit via RBL Rewards Portal
Milestone Benefits
- 6,000 Reward Points on annual spending of ₹2.5 lakh
- Exclusions: Fuel & auto, utilities, insurance, railways, real estate/rental, education, wallets/service providers, government services, cash, miscellaneous, Bills2Pay, EMI conversion
Quarterly Benefits
- Spend ₹50,000 in a quarter to get ₹500 shopping/dining voucher
- Redeemable on Amazon, Flipkart, Swiggy, Zomato
Airport Lounge Access
- 1 domestic lounge per quarter on ₹50,000 spend; 2 lounges on ₹75,000 spend
- 1 international lounge per quarter via Priority Pass on ₹1 lakh spend
Dining Benefits
- 5% cashback on EazyDiner transactions, capped at ₹250/month
Credit Card on UPI
- Link with UPI apps (Google Pay, PhonePe, BHIM) for payments without carrying the card
NCMC Benefits
- Tap-and-pay at metro stations, bus terminals, etc.
- Inbuilt offline wallet for easy payments
Fuel Surcharge Waiver
- 1% waiver on fuel spends ₹400–₹5,000
- Maximum benefit ₹100/month
Fees and Charges
| Fee/Charge | Amount/Rate |
| Joining Fee | Rs. 1500 |
| Annual Fee ( second year onwards) | Rs. 1500 |
| Finance Charges | Up to 3.99% p.m. (47.88% p.a.) |
| Late Payment Fee | 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300) |
Apply for a Credit Card & Get Instant Approval
Document Required For TVS Credit RBL Bank Gold Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
TVS Credit RBL Bank Gold Credit Card Highlights
What do we like about this card?
- Joining Fee: ₹1,500 + taxes
- Welcome Benefit: 6,000 Reward Points on first transaction (1 RP = ₹0.25)
- Reward Rate: 10 RP/₹100 on international spends, 2 RP/₹100 on domestic/everyday spends
- Milestone Benefits: 6,000 RP on annual spend of ₹2.5 lakh; quarterly vouchers on ₹50,000 spend
- Dining Perks: 5% cashback on EazyDiner transactions, capped at ₹250/month
- Airport Lounge Access: Domestic and international lounges based on quarterly spend
- Fuel Surcharge Waiver: 1% on ₹400–₹5,000, max ₹100/month
Things to Know Before you apply
Get this card if:
- You frequently shop and want rewards on domestic and international spends
- You enjoy dining perks like cashback on EazyDiner
- You want premium lounge access and lifestyle benefits with regular spending
Pros
- 6,000 Reward Points as welcome benefit on first transaction
- Up to ₹250 cashback on dining via EazyDiner
Cons
- No dedicated travel rewards or insurance benefits
- High quarterly spends required to access airport lounges
RBL Bank Credit Card Contact Details
Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India
Helpline: 022-62327777 or 1800-121-9050 (toll-free)
Simply SMS: Send ICON to 5607011 to get a callback or apply
Apply for a Credit Card & Get Instant Approval
Frequently Asked Questions
6,000 Reward Points on first transaction after paying the joining fee within 30 days (1 RP = ₹0.25).
10 RP/₹100 on international spends
2 RP/₹100 on everyday domestic purchases
Yes, 6,000 Reward Points on annual spend of ₹2.5 lakh
Quarterly ₹500 voucher on ₹50,000 spend
5% cashback on EazyDiner transactions, capped at ₹250/month
Domestic and international lounges based on quarterly spending thresholds
1% waiver on fuel spends ₹400–₹5,000, max ₹100/month
