TVS Credit RBL Bank Gold Credit Card
RBL Bank RBL Bank

TVS Credit RBL Bank Gold Credit Card

/assest/image/icons/lounge-access.svg Airport Lounge Access
/assest/image/icons/dining.svg Dining
/assest/image/icons/rewards.svg Reward Points
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Joining Fee: ₹1500* Plus Applicable Taxes

Renewal Fee: ₹1500*Plus Applicable Taxes

Airport Lounge Access Airport Lounge Access
Dining Dining
Reward Points Reward Points
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Joining Fee: ₹1500* + Tax

Renewal Fee: ₹1500* + Tax

Welcome benefits:- 6,000 bonus RP on the first transaction within 30 days from card issuance.

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About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About TVS Credit RBL Bank Gold Credit Card

RBL has launched two co-branded cards with TVS Credit: the TVS Credit RBL Bank Gold Credit Card and the TVS Credit RBL Bank Credit Card. The Gold Credit Card is ideal for shoppers who want to earn rewards on their spending.

With a joining fee of ₹1,500 + taxes, this card offers welcome and milestone benefits, making it a great choice for those who like perks at a reasonable price. Cardholders earn 10 Reward Points for every ₹100 spent on international purchases and 2 Reward Points for every ₹100 on everyday transactions.

Additional benefits include cashback on dining via EazyDiner, domestic and international airport lounge access, UPI-enabled payments, NCMC tap-and-pay features, and a fuel surcharge waiver, making it suitable for both shoppers and frequent travelers.

TVS Credit RBL Bank Gold Credit Card Rewards Program

Reward Rate

  • 10 RP/₹100 on international spends
  • 2 RP/₹100 on everyday domestic spends
  • Redeem via RBL Rewards Portal for merchandise, vouchers, or statement credit

Other Features and Benefits

Welcome Benefits

  • 6,000 Reward Points on first transaction after paying joining fee within 30 days (1 RP = ₹0.25)
  • Redeemable for vouchers, merchandise, or statement credit via RBL Rewards Portal

Milestone Benefits

  • 6,000 Reward Points on annual spending of ₹2.5 lakh
  • Exclusions: Fuel & auto, utilities, insurance, railways, real estate/rental, education, wallets/service providers, government services, cash, miscellaneous, Bills2Pay, EMI conversion

Quarterly Benefits

  • Spend ₹50,000 in a quarter to get ₹500 shopping/dining voucher
  • Redeemable on Amazon, Flipkart, Swiggy, Zomato

Airport Lounge Access

  • 1 domestic lounge per quarter on ₹50,000 spend; 2 lounges on ₹75,000 spend
  • 1 international lounge per quarter via Priority Pass on ₹1 lakh spend

Dining Benefits

  • 5% cashback on EazyDiner transactions, capped at ₹250/month

Credit Card on UPI

  • Link with UPI apps (Google Pay, PhonePe, BHIM) for payments without carrying the card

NCMC Benefits

  • Tap-and-pay at metro stations, bus terminals, etc.
  • Inbuilt offline wallet for easy payments

Fuel Surcharge Waiver

  • 1% waiver on fuel spends ₹400–₹5,000
  • Maximum benefit ₹100/month

Fees and Charges

Fee/ChargeAmount/Rate
Joining FeeRs. 1500
Annual Fee ( second year onwards)Rs. 1500
Finance ChargesUp to 3.99% p.m. (47.88% p.a.)
Late Payment Fee12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300)

Things to Know Before you apply

Get this card if:

  • You frequently shop and want rewards on domestic and international spends
  • You enjoy dining perks like cashback on EazyDiner
  • You want premium lounge access and lifestyle benefits with regular spending

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For TVS Credit RBL Bank Gold Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

TVS Credit RBL Bank Gold Credit Card Hilights

What do we like about this card?

  • Joining Fee: ₹1,500 + taxes
  • Welcome Benefit: 6,000 Reward Points on first transaction (1 RP = ₹0.25)
  • Reward Rate: 10 RP/₹100 on international spends, 2 RP/₹100 on domestic/everyday spends
  • Milestone Benefits: 6,000 RP on annual spend of ₹2.5 lakh; quarterly vouchers on ₹50,000 spend
  • Dining Perks: 5% cashback on EazyDiner transactions, capped at ₹250/month
  • Airport Lounge Access: Domestic and international lounges based on quarterly spend
  • Fuel Surcharge Waiver: 1% on ₹400–₹5,000, max ₹100/month

Pros

  • 6,000 Reward Points as welcome benefit on first transaction
  • Up to ₹250 cashback on dining via EazyDiner

Cons

  • No dedicated travel rewards or insurance benefits
  • High quarterly spends required to access airport lounges

RBL Bank Credit Card Contact Details

Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India

Helpline: 022-62327777 or 1800-121-9050 (toll-free)

Simply SMS: Send ICON to 5607011 to get a callback or apply

Frequently Asked Questions

Everything you need to know about this credit card

6,000 Reward Points on first transaction after paying the joining fee within 30 days (1 RP = ₹0.25).

  1. 10 RP/₹100 on international spends
  2. 2 RP/₹100 on everyday domestic purchases

  1. Yes, 6,000 Reward Points on annual spend of ₹2.5 lakh
  2. Quarterly ₹500 voucher on ₹50,000 spend

5% cashback on EazyDiner transactions, capped at ₹250/month

Domestic and international lounges based on quarterly spending thresholds

1% waiver on fuel spends ₹400–₹5,000, max ₹100/month

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