About RBL Bank Insignia Preferred Banking World Card
The RBL Insignia Preferred Banking World Card is crafted for High Net Worth Individuals (HNIs) who seek premium lifestyle privileges. It comes with a wide range of luxury benefits, including complimentary golf rounds, airport lounge access, concierge services, and Accor Plus membership. This card is designed to complement the lifestyle of those who value exclusivity and high-end experiences.
RBL Bank Insignia Preferred Banking World Card Rewards Program
Reward Benefit
5 Reward Points per ₹100 on domestic spends
10 Reward Points per ₹100 on international spends
Other Features and Benefits
Lounge Access
Priority Pass Membership with 6 free international lounge visits/year
2 free domestic lounge visits per quarter
Movie Benefits
Flat ₹500 off on BookMyShow movie tickets every month
Concierge Services
Assistance for golf bookings, hotel reservations, car rentals, limo services, etc.
Golf Benefits
Complimentary golf rounds annually
1 free golf lesson per month
50% discount on green fees
Hotel Privileges
Discounts, free breakfast for two, late checkout (till 4 PM), free Wi-Fi, and upgrades (subject to availability) at partner hotels such as:
InterContinental Hotels Group (overseas stays)
Club Mahindra
Coconut Lagoon (Kumarakom), Spice Village (Thekkady), Brunton Boatyard (Kochi), Mantra Koodam (Chennai), and more
Fuel Surcharge Waiver
1% waiver on fuel spends ₹500–₹4,000
Max benefit: ₹250/month
Preferential Services
Dedicated Relationship Manager
Exclusive helpline for all assistance
Special Invite Offers
Access to premium events, concerts, and experiences (local & international)
Dining Benefits
Personalized experiences at partner restaurants such as:
Sassy Spoon (Mumbai)
House of Mandarin
PizzaExpress, and more
Accor Plus Membership
Earn Accor Plus Membership on spends of ₹8 lakh in the previous year
Includes:
1 free night stay
Up to 50% discount on dining at partner restaurants
Best available room rates at select hotels
Joining benefits worth at least ₹30,000 at 40+ hotels in India
Fees and Charges
Fee/Charge
Amount/Rate
Annual/Joining Fee
Nil
Foreign Transaction Mark-up Fee
3.50%
Finance Charges
Up to 3.99% p.m. (47.88% p.a.)
Late Payment Fee
12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300
Things to Know Before you apply
Get this card if:
You are a High Net Worth Individual (HNI) looking for premium lifestyle and travel perks
You frequently travel domestically and internationally
You enjoy golf, concierge services, and luxury hotel benefits
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For RBL Bank Insignia Preferred Banking World Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
RBL Bank Insignia Preferred Banking World Card Hilights
What do we like about this card?
Annual Fee: Nil
Best Suited For: Premium travel & lifestyle
Rewards: 5 RP/₹100 on domestic spends, 10 RP/₹100 on international spends
RBL Bank
Airport Lounge Access
Fuel
Reward Points
