About RBL Bank Insignia Preferred Banking World Card
The RBL Insignia Preferred Banking World Card is crafted for High Net Worth Individuals (HNIs) who seek premium lifestyle privileges. It comes with a wide range of luxury benefits, including complimentary golf rounds, airport lounge access, concierge services, and Accor Plus membership . This card is designed to complement the lifestyle of those who value exclusivity and high-end experiences.
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RBL Bank Insignia Preferred Banking World Card Rewards Program
Reward Benefit 5 Reward Points per ₹100 on domestic spends 10 Reward Points per ₹100 on international spends
Other Features and Benefits
Lounge Access Priority Pass Membership with 6 free international lounge visits/year 2 free domestic lounge visits per quarterMovie Benefits Flat ₹500 off on BookMyShow movie tickets every monthConcierge Services Assistance for golf bookings, hotel reservations, car rentals, limo services, etc.Golf Benefits Complimentary golf rounds annually 1 free golf lesson per month 50% discount on green feesHotel Privileges Discounts, free breakfast for two, late checkout (till 4 PM), free Wi-Fi, and upgrades (subject to availability) at partner hotels such as: InterContinental Hotels Group (overseas stays) Club Mahindra Coconut Lagoon (Kumarakom), Spice Village (Thekkady), Brunton Boatyard (Kochi), Mantra Koodam (Chennai), and moreFuel Surcharge Waiver 1% waiver on fuel spends ₹500–₹4,000 Max benefit: ₹250/monthPreferential Services Dedicated Relationship Manager Exclusive helpline for all assistanceSpecial Invite Offers Access to premium events, concerts, and experiences (local & international)Dining Benefits Personalized experiences at partner restaurants such as:
Sassy Spoon (Mumbai) House of Mandarin PizzaExpress, and moreAccor Plus Membership Earn Accor Plus Membership on spends of ₹8 lakh in the previous year
Includes:
1 free night stay Up to 50% discount on dining at partner restaurants Best available room rates at select hotels Joining benefits worth at least ₹30,000 at 40+ hotels in India
Fees and Charges
Fee/Charge Amount/Rate Annual/Joining Fee Nil Foreign Transaction Mark-up Fee 3.50% Finance Charges Up to 3.99% p.m. (47.88% p.a.) Late Payment Fee 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300
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Things to Know Before you apply
Get this card if:
You are a High Net Worth Individual (HNI) looking for premium lifestyle and travel perks You frequently travel domestically and internationally You enjoy golf, concierge services, and luxury hotel benefits
Eligibility Criteria
Age : 21 to 70 yearsOccupation : Salaried or Self-employedCredit Score : Should have a good credit history
Document Required For RBL Bank Insignia Preferred Banking World Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter IDProof of Address: Aadhaar Card, Driver’s License, PassportProof of Income: Latest 3 salary slips, Last 3 months’ bank statement
RBL Bank Insignia Preferred Banking World Card Hilights
What do we like about this card?
Annual Fee : NilBest Suited For : Premium travel & lifestyleRewards : 5 RP/₹100 on domestic spends, 10 RP/₹100 on international spendsAirport Lounges : Complimentary Priority Pass + 6 free visits/yearDomestic Lounges : 2 free visits per quarterMovies : ₹500 off on BookMyShow tickets every monthGolf : Free rounds every year, 1 free lesson/month, 50% discount on green feesDedicated Service : Exclusive number to reach your relationship manager anytime
Pros
Comprehensive premium lifestyle benefits (lounge access, golf, concierge, Accor Plus) High reward rates on international transactions No annual fee
Cons
Benefits mostly suit HNIs and high spenders Reward points less impactful for low-to-moderate spends
RBL Bank Credit Card Contact Details
Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India
Helpline: 022-62327777 or 1800-121-9050 (toll-free)
Simply SMS: Send ICON to 5607011 to get a callback or apply
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Frequently Asked Questions
Everything you need to know about this credit card
5 RP/₹100 on domestic spends, 10 RP/₹100 on international spends.
Yes, 6 international lounges/year via Priority Pass and 2 domestic lounges/quarter.
₹500 off on BookMyShow tickets every month.
Complimentary rounds, 1 free lesson/month, 50% discount on extra green fees.
Discounts, upgrades, free breakfast, late checkout at partner hotels; Accor Plus membership on ₹8L annual spends.
Yes, 24x7 concierge for travel, dining, lifestyle, and access to premium events and concerts.