RBL Bank

RBL Bank Insignia Preferred Banking World Card

Airport Lounge Access

Fuel

Reward Points

MyBankingTips Rating

Joining Fee: ₹0* Plus Applicable Taxes

Renewal Fee: ₹0*Plus Applicable Taxes

Airport Lounge Access

Fuel

Reward Points

MyBankingTips Rating

Joining Fee: ₹0* + Tax

Renewal Fee: ₹0* + Tax

Airport Lounge Access

2 domestic lounge/quarter & 6 international lounges/year via Priority Pass.

Fuel

1% fuel surcharge waived on ₹500–₹4,000 spends; capped at ₹250 per month.

Reward Points

Earn 5 RPs/₹100 on domestic spends and 10 RPs/₹100 on international spends.

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About RBL Bank Insignia Preferred Banking World Card

The RBL Insignia Preferred Banking World Card is crafted for High Net Worth Individuals (HNIs) who seek premium lifestyle privileges. It comes with a wide range of luxury benefits, including complimentary golf rounds, airport lounge access, concierge services, and Accor Plus membership. This card is designed to complement the lifestyle of those who value exclusivity and high-end experiences.

RBL Bank Insignia Preferred Banking World Card Rewards Program

Reward Benefit

5 Reward Points per ₹100 on domestic spends
10 Reward Points per ₹100 on international spends

Other Features and Benefits

Lounge Access

Priority Pass Membership with 6 free international lounge visits/year
2 free domestic lounge visits per quarter

Movie Benefits

Flat ₹500 off on BookMyShow movie tickets every month

Concierge Services

Assistance for golf bookings, hotel reservations, car rentals, limo services, etc.

Golf Benefits

Complimentary golf rounds annually
1 free golf lesson per month
50% discount on green fees

Hotel Privileges

Discounts, free breakfast for two, late checkout (till 4 PM), free Wi-Fi, and upgrades (subject to availability) at partner hotels such as:
- InterContinental Hotels Group (overseas stays)
- Club Mahindra
- Coconut Lagoon (Kumarakom), Spice Village (Thekkady), Brunton Boatyard (Kochi), Mantra Koodam (Chennai), and more

Fuel Surcharge Waiver

1% waiver on fuel spends ₹500–₹4,000
Max benefit: ₹250/month

Preferential Services

Dedicated Relationship Manager
Exclusive helpline for all assistance

Special Invite Offers

Access to premium events, concerts, and experiences (local & international)

Dining Benefits

Personalized experiences at partner restaurants such as:

Sassy Spoon (Mumbai)
House of Mandarin
PizzaExpress, and more

Accor Plus Membership

Earn Accor Plus Membership on spends of ₹8 lakh in the previous year

Includes:

1 free night stay
Up to 50% discount on dining at partner restaurants
Best available room rates at select hotels
Joining benefits worth at least ₹30,000 at 40+ hotels in India

Fees and Charges

Fee/Charge	Amount/Rate
Annual/Joining Fee	Nil
Foreign Transaction Mark-up Fee	3.50%
Finance Charges	Up to 3.99% p.m. (47.88% p.a.)
Late Payment Fee	12.5% of the outstanding amount (Min. Rs. 5 \| Max. Rs. 1,300

Things to Know Before you apply

Get this card if:

You are a High Net Worth Individual (HNI) looking for premium lifestyle and travel perks
You frequently travel domestically and internationally
You enjoy golf, concierge services, and luxury hotel benefits

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For RBL Bank Insignia Preferred Banking World Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

RBL Bank Insignia Preferred Banking World Card Hilights

What do we like about this card?

Annual Fee: Nil
Best Suited For: Premium travel & lifestyle
Rewards: 5 RP/₹100 on domestic spends, 10 RP/₹100 on international spends
Airport Lounges: Complimentary Priority Pass + 6 free visits/year
Domestic Lounges: 2 free visits per quarter
Movies: ₹500 off on BookMyShow tickets every month
Golf: Free rounds every year, 1 free lesson/month, 50% discount on green fees
Dedicated Service: Exclusive number to reach your relationship manager anytime

Pros

Comprehensive premium lifestyle benefits (lounge access, golf, concierge, Accor Plus)
High reward rates on international transactions
No annual fee

Cons

Benefits mostly suit HNIs and high spenders
Reward points less impactful for low-to-moderate spends

RBL Bank Credit Card Contact Details

Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India

Helpline: 022-62327777 or 1800-121-9050 (toll-free)

Simply SMS: Send ICON to 5607011 to get a callback or apply