RBL Bank
Fuel
1% or ₹10, whichever is higher
Reward Points
Earn 2 RPs/₹100 on online spends and 1 RP/₹100 on other spends.*
Welcome benefits:- 2,000 Reward Points when you make purchases of ₹5,000 within 30 days of card issuance, a clear sign that you're valued as a customer.
Check your eligibility For This Card
The RBL Bank Novio Credit Card, launched in partnership with Credilio Financial Technologies Pvt. Ltd., is an affordable entry-level card designed for everyday spending. Available on the RuPay Select network, it can also be conveniently linked with UPI for hassle-free payments.
With an annual fee of ₹500 + GST, the card offers decent rewards, especially for online transactions. Cardholders earn 2 Reward Points per ₹100 spent online and 1 Reward Point per ₹100 on offline purchases.
As a welcome bonus, users get 2,000 Reward Points after spending ₹5,000 within 30 days of card issuance. Additionally, milestone benefits include 1,000 points on annual spends of ₹1.5 lakh and 2,000 points on annual spends of ₹3 lakh, adding extra value for regular users.
| Fee/Charge | Amount/Rate |
| Joining Fee | Rs. 500 |
| Annual Fee ( second year onwards) | Rs. 500 |
| Finance Charges | Up to 3.99% p.m. (47.88% p.a.) |
| Late Payment Fee | 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300) |
Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India
Helpline: 022-62327777 or 1800-121-9050 (toll-free)
Simply SMS: Send ICON to 5607011 to get a callback or apply
Everything you need to know about this credit card
The card comes with an annual fee of ₹500 + GST.
You receive 2,000 Reward Points as a welcome bonus on spending ₹5,000 within 30 days of card issuance.
You earn 2 Reward Points per ₹100 on online spends and 1 Reward Point per ₹100 on offline spends.
Yes, you earn 1,000 Reward Points on spending ₹1.5 Lakhs in a year and 2,000 Reward Points on ₹3 Lakhs annual spends.
Yes, since it is on the RuPay network, you can link it with UPI apps like Google Pay, PhonePe, and Paytm.
Yes, transactions like fuel, education, insurance, government services, GST, and railway bookings do not earn reward points.
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