Joining Fee: ₹499* Plus Applicable Taxes
Renewal Fee: ₹499*Plus Applicable Taxes
Enjoy Buy 1 Get 1 (up to ₹200) on BookMyShow monthly with ₹5,000 spend.
Get 1% fuel surcharge waiver on petrol and diesel purchases.
2 RP for every ₹100 spent online; 1 RP for every ₹100 spent offline
Welcome benefits:- 2,000 Reward Points & BookMyShow voucher On activating the card and making a valid retail transaction within the first 30 days.
Check your eligibility For This Card
The RBL Bank DMI Finance Credit Card, launched jointly by RBL Bank and DMI Finance, is an entry-level card designed for affordability and everyday rewards. With a nominal joining fee of just ₹499 + taxes, it offers impressive value with features like accelerated rewards, no-cost EMI options, and lifestyle benefits.
Cardholders can enjoy up to ₹3,000 worth of vouchers annually, along with savings of ₹2,400 on movie tickets. The card’s rewards program is simple yet rewarding — you earn Reward Points on both online and offline transactions, which can be redeemed for vouchers, hotel stays, flight tickets, and more via the RBL Rewards portal.
On top of rewards, the card also provides welcome benefits, milestone bonuses, entertainment offers, and a fuel surcharge waiver, making it an excellent option for first-time credit card users seeking affordability with decent perks.
Fee/Charge | Amount/Rate |
Joining Fee | Rs. 499 |
Annual Fee ( second year onwards) | Rs. 499 |
Finance Charges | Up to 3.99% p.m. (47.88% p.a.) |
Late Payment Fee | 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300) |
Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India
Helpline: 022-62327777 or 1800-121-9050 (toll-free)
Simply SMS: Send ICON to 5607011 to get a callback or apply
Everything you need to know about this credit card
The joining fee for this card is ₹499 plus applicable taxes, making it an affordable entry-level credit card.
As a welcome benefit, new cardholders can earn up to 2,000 Reward Points along with a complimentary BookMyShow voucher. To be eligible, you need to make your first valid retail transaction and pay the annual membership fee on time.
Each Reward Point earned on the RBL Bank DMI Finance Credit Card is worth ₹0.25. You can redeem these points through the RBL Rewards Portal for merchandise, vouchers, or even statement credits.
Cardholders earn 2 Reward Points for every ₹100 spent on online purchases and 1 Reward Point for every ₹100 spent on offline or in-store purchases. This makes the card especially rewarding for frequent online shoppers.
Yes, the card offers lucrative milestone benefits. You can earn 2,000 bonus Reward Points every quarter by spending ₹50,000. Additionally, you can get an Amazon voucher worth ₹500 on annual spends of ₹2 lakh, and a Swiggy voucher worth ₹200 on spends of ₹3 lakh.
Yes, the card comes with attractive entertainment benefits. You can enjoy a Buy-One-Get-One free movie ticket offer up to ₹200 when you spend ₹5,000 in a month. The offer can be availed through BookMyShow and is valid on the primary card.
Yes, the card offers a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000, with a maximum benefit of up to ₹100 per month. This helps you save on fuel expenses while using your credit card.