About RBL Bank Cookies Credit Card
The RBL Cookies Credit Card is designed for everyday lifestyle savings , offering cashback and vouchers across shopping, movies, food delivery, transport, and electronics. With partners like Myntra, Amazon, BookMyShow, Zomato, and Uber , this card is great for people who frequently use these platforms.
You also get milestone shopping vouchers and a monthly fee waiver , adding extra value. However, the rewards program offers only up to 1% value-back , making it less rewarding compared to the card’s partner offers.
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RBL Bank Cookies Credit Card Rewards Program
Rewards Earning 5X Rewards: 5 reward points per ₹100 on online spends1X Rewards: 1 reward point per ₹100 on offline spendsExclusions: No reward points on fuel, auto, rentals, utilities, insurance, railways, education, government services, cash withdrawals, contracted services, quasi-cash, and miscellaneous spendsRewards Redemption Value: 1 reward point = up to ₹0.20
Other Features and Benefits
Welcome Benefit Voucher worth ₹1,000, redeemable on Amazon, Myntra, Croma, Flipkart, or Shoppers StopCashback Benefit 10% cashback on Myntra, Zomato, and Uber spends Capped at ₹300 per month for each of these brandsMilestone Benefit Voucher worth ₹1,000 on annual spends of ₹2 lakh Voucher worth ₹5,000 on annual spends of ₹5 lakh Vouchers redeemable on Amazon, Myntra, Croma, Flipkart, or Shoppers StopBookMyShow Offer 10% off, up to ₹300 per month, on movie ticketsFee Waiver Monthly fee waived on spends of ₹5,000 or more in a monthFuel Benefit 1% fuel surcharge waiver, up to ₹150 per month Valid on fuel spends of ₹500 to ₹4,000
Fees and Charges
Particulars Amount Monthly Fee Rs. 100 + applicable taxes Finance Charges Up to 3.99% p.m. (Up to 47.88% p.a.) Late Payments Fees 12.50of the total outstanding amount, subject to a min. of Rs. 5 and a max. of Rs. 1,300
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Things to Know Before you apply
Get this card if:
You prefer cashback and vouchers over traditional reward points. You frequently shop or spend on partner platforms like Amazon, Flipkart, Myntra, Zomato, Uber, and BookMyShow. You can easily meet the monthly and annual spending milestones to maximize benefits and avail the fee waiver.
Eligibility Criteria
Age : 21 to 70 yearsOccupation : Salaried or Self-employedCredit Score : Should have a good credit history
Document Required For RBL Bank Cookies Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter IDProof of Address: Aadhaar Card, Driver’s License, PassportProof of Income: Latest 3 salary slips, Last 3 months’ bank statement
RBL Bank Cookies Credit Card Hilights
What do we like about this card?
Annual Fee: Rs. 500 (waived on spending Rs. 1 lakh annually)Monthly Fee: Rs. 50 (waived on monthly spends of Rs. 5,000)Cashback: 10% on Myntra, Zomato & Uber spendsMovie Benefits: Up to Rs. 300 off per month on BookMyShow (max Rs. 3,600 per year)Milestone Benefits: Worth up to Rs. 6,000 annuallyRewards: 5X points online, 1X points offline (exclusions apply)Reward Value: 1 RP = up to Rs. 0.20
Pros
10% cashback on Myntra, Zomato, and Uber spends Savings of up to Rs. 3,600 annually on movie tickets via BookMyShow offer Milestone benefits worth up to Rs. 6,000 per year Easy monthly fee waiver with just Rs. 5,000 spend condition
Cons
Low reward redemption value (5 points = Rs. 1) Cashback and discount benefits come with monthly capping No complimentary airport lounge access
RBL Bank Credit Card Contact Details
Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India
Helpline: 022-62327777 or 1800-121-9050 (toll-free)
Simply SMS: Send ICON to 5607011 to get a callback or apply
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Frequently Asked Questions
Everything you need to know about this credit card
A. The joining fee is Rs. 500, which is waived on annual spends of Rs. 1 lakh.
A. You can earn 10% cashback on spends at Myntra, Zomato, and Uber.
A. No, the RBL Cookies Credit Card does not provide complimentary lounge access.
A. Spend Rs. 5,000 in a month to get the Rs. 50 monthly fee waived.
A. You get up to Rs. 300 off per month on movie tickets booked via BookMyShow (max Rs. 3,600 annually).
A. On achieving milestone spends, you can get benefits worth up to Rs. 6,000 every year.