The RBL Cookies Credit Card is designed for everyday lifestyle savings, offering cashback and vouchers across shopping, movies, food delivery, transport, and electronics. With partners like Myntra, Amazon, BookMyShow, Zomato, and Uber, this card is great for people who frequently use these platforms.
You also get milestone shopping vouchers and a monthly fee waiver, adding extra value. However, the rewards program offers only up to 1% value-back, making it less rewarding compared to the card’s partner offers.
RBL Bank Cookies Credit Card Rewards Program
Rewards Earning
5X Rewards: 5 reward points per ₹100 on online spends
1X Rewards: 1 reward point per ₹100 on offline spends
Exclusions: No reward points on fuel, auto, rentals, utilities, insurance, railways, education, government services, cash withdrawals, contracted services, quasi-cash, and miscellaneous spends
Rewards Redemption
Value: 1 reward point = up to ₹0.20
Other Features and Benefits
Welcome Benefit
Voucher worth ₹1,000, redeemable on Amazon, Myntra, Croma, Flipkart, or Shoppers Stop
Cashback Benefit
10% cashback on Myntra, Zomato, and Uber spends
Capped at ₹300 per month for each of these brands
Milestone Benefit
Voucher worth ₹1,000 on annual spends of ₹2 lakh
Voucher worth ₹5,000 on annual spends of ₹5 lakh
Vouchers redeemable on Amazon, Myntra, Croma, Flipkart, or Shoppers Stop
BookMyShow Offer
10% off, up to ₹300 per month, on movie tickets
Fee Waiver
Monthly fee waived on spends of ₹5,000 or more in a month
Fuel Benefit
1% fuel surcharge waiver, up to ₹150 per month
Valid on fuel spends of ₹500 to ₹4,000
Fees and Charges
Particulars
Amount
Monthly Fee
Rs. 100 + applicable taxes
Finance Charges
Up to 3.99% p.m. (Up to 47.88% p.a.)
Late Payments Fees
12.50of the total outstanding amount, subject to a min. of Rs. 5 and a max. of Rs. 1,300
Things to Know Before you apply
Get this card if:
You prefer cashback and vouchers over traditional reward points.
You frequently shop or spend on partner platforms like Amazon, Flipkart, Myntra, Zomato, Uber, and BookMyShow.
You can easily meet the monthly and annual spending milestones to maximize benefits and avail the fee waiver.
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For RBL Bank Cookies Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
RBL Bank
Dining
Fuel
Reward Points
