RBL Bank

RBL Bank Monthly Treats Credit Card

Cashback

Fuel

Reward Points

MyBankingTips Rating

Joining Fee: ₹100* Plus Applicable Taxes

Renewal Fee: ₹100*Plus Applicable Taxes

Cashback

Fuel

Reward Points

MyBankingTips Rating

Joining Fee: ₹100* + Tax

Renewal Fee: ₹100* + Tax

Cashback

10% cashback on groceries, movies, dining, and utilities

Fuel

1% fuel surcharge waived on transactions from ₹500 to ₹4,000.

Reward Points

Redeem RPs at rblrewards for travel, hotels & more; 1 RP = ₹0.25.

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About RBL Bank Monthly Treats Credit Card

RBL Bank Monthly Treats Credit Card is designed for people who want monthly savings through cashback and reward points. It works best if you usually spend on groceries, movies, and dining. This card offers benefits across these everyday categories, making it a good choice for those who want consistent monthly rewards and value on regular expenses.

RBL Bank Monthly Treats Credit Card Rewards Program

Reward Points

2 reward points on every Rs. 100 spent on online transactions.
1 reward point on every Rs. 100 spent on offline purchases (except fuel).

Other Features and Benefits

Monthly Cashback

Spend Rs. 3,000 in a month and get the next month’s fee waived (along with taxes).
After spending Rs. 3,000, get 10% cashback on groceries for the rest of the month.
Spend an additional Rs. 2,000 in the same month and get 10% cashback on BookMyShow, Swiggy, and utility bill payments via the RBL MyCard app.

Fuel Surcharge Waiver

1% fuel surcharge waiver on spends between Rs. 500 and Rs. 4,000.

Monthly Fee

Monthly fee of Rs. 75.
Waived off if you spend Rs. 3,000 or more in the same month.

Fees and Charges

Fee/Charge	Amount/Rate
Monthly Fee	Rs. 75 plus applicable taxes
Add-on Fee (per annum)	Nil
Finance Charges	Up to 3.99% p.m. (47.88% p.a.)
Late Payment Fee	12.5% of the outstanding amount (Min. Rs. 5 \| Max. Rs. 1,300)

Things to Know Before you apply

Get this card if:

You want a low-cost card with monthly fee waiver options.
You frequently spend on groceries, dining, and movies.
You like earning cashback every month on regular expenses.

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For RBL Bank Monthly Treats Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

RBL Bank Monthly Treats Credit Card Hilights

What do we like about this card?

Monthly Fee: Rs. 75 (waived on Rs. 3,000 monthly spend).
Cashback: 10% on groceries, dining, movies & utilities (after monthly spends).
Reward Points: 2 RP on online spends, 1 RP on offline spends (fuel excluded).
Fuel Benefit: 1% surcharge waiver on Rs. 500–4,000 spends.
Best For: Regular grocery buyers, movie lovers, and online shoppers.

Pros

10% cashback on groceries, movies, dining, and utilities (on meeting monthly spend conditions).
Low monthly fee, which is easy to get waived.
Cashback + reward points on online and offline transactions.

Cons

Cashback benefits only unlocked after spending Rs. 3,000–5,000 per month.
Limited lifestyle/travel benefits.
Monthly fee structure may feel restrictive compared to annual fee cards.

RBL Bank Credit Card Contact Details

Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India

Helpline: 022-62327777 or 1800-121-9050 (toll-free)

Simply SMS: Send ICON to 5607011 to get a callback or apply