American Express® Platinum Travel Credit Card

Welcome Benefit worth Rs. 3,000

• By spending Rs. 15,000 within the initial 90 days of card membership, you can earn a welcome bonus of 10,000 Membership Rewards points.
• You can redeem the 10,000 Membership Rewards Points for a Flipkart voucher or use them for the Pay with Points option on the American Express® Travel Online platform, which is equivalent to a value of Rs. 3,000.

Travel Benefits

True to its name, this credit card not only provides worthwhile milestone benefits but also offers reasonable travel advantages, as outlined below:

• Lounge Access: Enjoy 8 complimentary visits per year (with a maximum of 2 visits per quarter) to airport lounges across India.
• Complimentary Membership: Benefit from a complimentary Priority Pass Membership, with the annual membership fee of US$99 waived.*

*Cardmember/ accompanied guest has to pay a usage fee. Usage fee is charged as per the prevailing retail rate.

Reward Program and Milestone Benefits

Cardholders will accrue 1 Membership Rewards Point for every Rs. 50 spent, except for expenditures on fuel, insurance, utilities, cash transactions, and EMI conversions at the point of sale. Moreover, users can also earn bonus points when they achieve specific spending milestones.

Benefits on Reaching Annual Spending Milestone of Rs. 1.90 Lakh

• You can redeem 15,000 Membership Rewards Points for a Flipkart voucher or use them for the Pay with Points option on the American Express® Travel Online Platform, which is equivalent to a value of Rs. 4,500.
• An extra 3,400 Regular Membership Rewards Points can be redeemed for vouchers or travel benefits, with a total value of Rs. 1,020.

Benefits on Annual Spending Milestone of Rs. 4 Lakh

• You can redeem 25,000 Membership Rewards Points for a Flipkart voucher or use them for the Pay with Points option on the American Express® Travel Online platform, which is worth Rs. 7,500.
• Additionally, you can redeem 3,600 Regular Membership Rewards Points for vouchers or travel benefits valued at Rs. 1,080.
• Furthermore, you'll receive a Taj Stay voucher worth Rs. 10,000, valid at Taj, SeleQtions, and Vivanta Hotels*.

*This voucher will be mailed to you once you reach the spend threshold of Rs. 4 Lakh.

Note: Starting from May 3, 2022, any Membership Rewards Points earned on your American Express Platinum Travel Credit Card will no longer expire as long as your card remains active and in good standing. However, in the event of card cancellation, whether initiated by the card member or American Express, the Membership Rewards Points will be forfeited within 30 days of the cancellation.

Some other American Express® Platinum Travel Credit Card benefits are mentioned below:

Fuel Convenience Fee Waiver:

• 0% convenience fee on fuel purchases less than Rs. 5,000 at HPCL Petrol Pumps
• 1% convenience fee on fuel purchases of Rs. 5,000 and above at HPCL Petrol Pumps

Dining Discount: Up to 20% off on dining at selected restaurants. This is applicable only on partnered restaurants.

Below mentioned are the associated fees and charges for American Express® Platinum Travel Credit Card:

To qualify for The American Express® Platinum Travel Credit Card, the applicant should be an Indian resident with a good credit history and no payment defaults. In addition to this, prospective cardholders should also meet the following eligibility requirements:

The American Express® Platinum Travel Credit Card offers travel benefits through complimentary lounge access and Membership Rewards Points that can be used for booking travel via the American Express® Travel Online Platform. It also provides appealing milestone privileges, including vouchers valued at up to Rs. 7,500. However, it's important to note that while the card includes complimentary membership to the Priority Pass Program, worth $99, it does not provide free access to international lounges, which is a limitation.

If you are a frequent traveller and are looking for a card with decent travel benefits, you can refer to the Credit Cards mentioned in the table below:

Yes, you have the option to convert purchases of Rs. 5,000 or more into easy EMIs. For in-person transactions, simply inquire with the merchant about the EMI option before completing your purchase. When shopping online, you can choose the EMI option during the checkout process.

Yes, you can make contactless payments with this credit card without the need for entering an OTP. This convenient option is applicable for purchases under Rs. 5,000. To use it, simply tap your card on the POS machine to complete the transaction. To determine if your card supports this feature, check for the contactless symbol on the front or back of your card.

Regarding lounge access, this credit card does offer a complimentary Priority Pass Membership. However, when it comes to foreign currency transactions, it's not the best choice due to its forex markup fee of 3.5% on the transacted amount. If you're seeking a card with a lower forex markup fee, you may want to explore other credit card options.

You can easily apply for any American Express credit card by visiting the official American Express® website. In the credit card section, find the card you want, then complete the online application form and upload the necessary documents. Once submitted, the issuer will review your information and process your application.

No, this credit card does not provide any waivers for joining or renewal fees. Nevertheless, you can obtain bonus reward points or complimentary vouchers for hotel stays by meeting the specified spending milestones. By reaching these milestones, you can enjoy benefits worth Rs. 7,500 and receive a complimentary voucher for a stay at Taj, SeleQtions, and Vivanta Hotels.

With the American Express® Platinum Travel Credit Card, you can earn Membership Rewards Points on your transactions, and the best part is these points never expire. You have the flexibility to redeem the reward points you've earned through this credit card as long as the card is active. However, it's important to note that if the card is cancelled, the reward points will be forfeited within 30 days of the cancellation.