To be eligible for American Express Credit Cards, you must be a resident of any of the following areas:
| Delhi | Mumbai | Bangalore | Hyderabad | Pune |
| Chennai | Kolkata | Ahmedabad | Jaipur | Surat |
| Chandigarh | Cochin | Cuttak | Bhopal | Bhubaneswar |
| Ernakulam | Nagpur | Mysore | Ludhiana | Trivandram |
| Lacknow | Nashik | Kanchipuram | Agra | Chittoor |
| Kanpur Nagar | Patiala | Ajmer | Dehradun | Kolhapur |
| Raipur | Allahabad | Goa | Kozhikode | Rajkot |
| Ambala | Guntur | Kurnool | Ranchi | Amritsar |
| Jodhpur | Madurai | Thrissur | Aurangabad | Guwahati |
| Meerut | Tiruchirapalli | Udaipur | - | - |