American Express® Platinum ReserveSM Credit Card

Reward Points

You can accumulate reward points on your purchases, which can be later redeemed for a selection of over 500 options, including travel, dining, accessories, and more. Here are the details:

• 1 Membership Rewards Point for every Rs. 50 spent except for spend on fuel, insurance, utilities, cash transactions and EMI conversion at the point of sale

Note: You can also use your Membership Rewards Points to pay for your card charges.

Renewal Benefits

This card offers a renewal benefit valued at Rs. 10,000, as outlined below:

• Taj stay voucher worth Rs. 10,000 on spending Rs. 5 lakh in a year and after the payment of an annual fee of Rs. 10,000

Complimentary Lounge Access

You can enjoy free access to domestic and international airport lounges with this credit card, as explained below:

With this credit card, you can avail complimentary domestic as well as international lounge access as per the below details:

• 12 complimentary domestic airport lounge visits per year, max. 3 per quarter
• Complimentary membership to Priority Pass, with the $99 annual membership fee waived off*

*Cardmember/ accompanied guest has to pay a usage fee. Usage fee is charged as per the prevailing retail rate.

Suggested read: Best Credit Cards Airport Lounge Access

In addition to the benefits mentioned above, this credit card also offers additional privileges, such as gift vouchers, complimentary memberships, golf advantages, and more. Here are some of the other advantages of the American Express® Platinum ReserveSM Credit Card:

• Welcome Benefit: Receive 11,000 bonus Membership Rewards Points when you pay the first year's annual fee and spend Rs. 30,000 within the initial 90 days of card membership.
• Gift Vouchers: Enjoy movie or online shopping vouchers worth Rs. 6,000 per year, redeemable at popular brands like Flipkart, BookMyShow, Myntra, and more.
• Memberships: Gain access to complimentary Taj Epicure and EazyDiner Prime Memberships.
• Golf Privileges: Play 2 rounds of golf for free every month at 32 of India's finest golf courses.
• Dining Discount: Save up to 20% on dining at select restaurants nationwide.
• Fuel Convenience Fee Waiver: You can save on fuel convenience fee as per the below details:
• 0% convenience fee on fuel purchases less than Rs. 5,000 at HPCL petrol pumps
• 1% convenience fee on fuel purchases of Rs. 5,000 and above at HPCL petrol pumps
• Concierge Service: Dedicated concierge service to fulfill your requests along with 24×7 card-related assistance.

The applicable fees and charges for American Express® Platinum ReserveSM Credit Card are mentioned in the table below:

The applicant must fulfill the below-mentioned eligibility criteria to apply for this credit card:

The American Express® Platinum ReserveSM Credit Card is a top-tier credit card designed for those seeking exceptional benefits. It offers complimentary stays, movie and shopping vouchers, lounge access, golf privileges, complimentary memberships, and more. This card is a good fit for you if:

If you are still confused about this card, you also consider the Credit Cards mentioned in the table below:

You can use the Membership Rewards Points you've earned with this credit card for a range of options, including travel, dining, accessories, and more. Just log in to your rewards account to redeem them. Additionally, you have the added advantage of using your reward points to cover your credit card charges.

You can get this credit card online by going to the American Express official website. Just find the card you want, fill out the application form, and send in the necessary documents. The bank will check your information and handle your request.

Yes, if your purchase is Rs. 5,000 or more, you can turn it into easy EMI payments. When you're making the purchase, you can request the merchant to convert the entire transaction into EMIs.

No, you won't earn any reward points on your fuel purchases. But, you can enjoy a fuel convenience fee waiver at HPCL petrol stations. For fuel transactions up to Rs. 5,000, you can get a 0% convenience fee, and for transactions over Rs. 5,000, it's just a 1% convenience fee.

Yes, if your card is lost or used fraudulently, you can seek lost card liability protection by promptly reporting it to American Express customer care within 3 working days. If you report the fraud after this time frame, your maximum liability will be Rs. 1,000. To make the most of this benefit, it's essential to report any issues as soon as possible.

Yes, since it's a high-quality credit card, it provides purchase protection. If something you bought is stolen in a burglary or damaged by events like fire, earthquakes, floods, storms, or cyclones within 60 days of purchase, you can receive a refund.