American Express Platinum Credit Card
American Express bank American Express Bank

American Express Platinum Credit Card

cat name Travel
cat name Shopping

Best Suited For: Travel and Shopping

Joining Fee: ₹66,000* Plus Applicable Taxes

Renewal Fee: ₹66,000* Plus Applicable Taxes

cat name Travel
cat name Shopping

Best Suited For: Travel and Shopping

Joining Fee: ₹66,000* Plus Applicable Taxes

Renewal Fee: ₹66,000* Plus Applicable Taxes

Best Feature:- Extraordinary travel benefits; Access to multiple lounge access programs

credit score

The American Express Platinum Card is the ultimate choice for those who demand luxury, exclusivity, and rewards at every turn. With an annual fee of ₹60,000, this super-premium charge card offers various benefits that make it perfect for frequent travelers and those who enjoy the finer things in life. There’s no pre-set credit limit, giving you the flexibility to spend as needed, and a reward rate ranging from 1.25% to 2.5% on your purchases.

As a Platinum Cardholder, you’ll enjoy access to a wide network of global airport lounges, including Priority Pass and Escape Lounges, ensuring comfort and relaxation during your travels. You’ll also receive a ₹45,000 voucher for luxurious stays at Taj, SeleQtions, and Vivanta Hotels, and enjoy premium travel benefits like discounts on airlines such as Emirates, Qatar Airways, and Delta Airlines.

In addition, the card offers complimentary memberships to elite hotel loyalty programs like Taj Epicure Plus, Hilton Honors Elite Gold, and Marriott Bonvoy Gold Elite, with benefits such as room upgrades and exclusive discounts. Golf enthusiasts can also take advantage of complimentary access to top golf courses, both in India and internationally. Whether it’s for travel, dining, or lifestyle, the American Express Platinum Card elevates your experience to new heights.

Best Credit Cards in India | Check Eligibility & Apply Online

All You Need To Know

Card Type

Travel & Shopping

Welcome Bonus
  • Stay vouchers worth ₹45,000 from Taj, SeleQtions, and Vivanta Hotels.
  • (Available on payment of the annual fee and spending ₹50,000 in the first two months of card membership.)
Luxury Travel Benefits
  • Hotel Privileges
    • Complimentary benefits worth ₹44,300+ at premium global hotels, including:
      • Four Seasons Hotels and Resorts, Mandarin Oriental, The Ritz-Carlton, and more.
      • Perks like room upgrades, daily breakfast for two, late checkouts, and $100 credits.
    • Domestic Hotel Offers:
      • Taj, SeleQtions, Vivanta Hotels: 25% off.
      • Oberoi Hotels: 50% off on suites.
      • Third night free, complimentary dinners, and spa services at select Lalit Hotels.
  • Complimentary Hotel Memberships
    • Activate exclusive hotel loyalty programs, including:
      • Hilton Honors Gold Elite
      • Marriott Bonvoy Gold Elite
      • Taj Epicure Plus
      • Accor Plus Traveller Membership
      • The Postcard Hotel Sunshine Club – Platinum Tier Membership
      • I Prefer Titanium Membership (The Leela Hotels)
    • Airline Privileges
      • Exclusive deals with premium airlines like Emirates, Qatar Airways, Virgin Atlantic, and Delta Airlines.
Lounge Access
  • Access to 1,300+ premium airport lounges worldwide via:
    • American Express Global Lounge Collection
    • Priority Pass
    • Centurion Lounges
    • Delta Sky Club Lounges (when flying Delta).
Rewards Program
  • 1 Membership Rewards Point for every ₹40 spent.
  • 3X Points on international transactions.
  • 5X Points on spends through the Reward Multiplier platform (on brands like Myntra, Dyson, Apple, etc.).
  • Redemption Options:
    • Redeem points for travel, vouchers, or luxury products at ₹0.25 per point.
    • Transfer points to leading airline and hotel loyalty programs:
      • 2:1 conversion rate to airlines (e.g., Emirates, Singapore Airlines, Qatar Privilege Club).
      • 1:1 conversion rate to Marriott Bonvoy.
Golf Privileges
  • Unlimited complimentary golf games and lessons at top golf courses in India and abroad.
  • Includes prestigious venues like Jaypee Greens (Greater Noida), Prestige Golfshire (Bengaluru), and Kalhaar Blues (Ahmedabad).
Dining Benefits
  • Up to 50% off at premium restaurants across India.
  • Complimentary EazyDiner Prime Membership, offering:
    • Complimentary drinks, preferential reservations, and a 24×7 VIP helpline.
Concierge Services
  • 24×7 Global Concierge Services for:
    • Travel and dining reservations.
    • Assistance with tickets to events like Wimbledon, Grammy Awards, and Fashion Weeks.
Insurance Benefits
  • ₹5 Crore Air Accident Cover.
  • Overseas Medical Insurance: US $50,000.
  • Coverage for loss of baggage, passport, or documents: ₹50,000.
  • Fraud protection up to ₹15 lakhs and emergency assistance worth ₹2 lakhs.
Lifestyle Benefits
  • Pre-sale access to VIP events like concerts, Grammy Awards, and global fashion weeks.
  • Instant cashback offers, including:
    • Up to ₹8,000 cashback on Apple products.

American Express® Platinum Credit Card Eligibility:

Criteria Details
Minimum Age 18 years
Occupation Salaried or Self-employed
Serviceable Cities Click here to check the list of serviceable cities
Minimum Income
  • Rs. 25 Lakh p.a. for salaried
  • Rs. 15 Lakh p.a. for self-employed
Other Must have a savings or current account in an Indian or Multinational bank

Here are some important fees applicable with the American Express® Platinum Card:

Fee/Charge Amount/Rate
Annual Fee Rs. 60,000 plus applicable taxes
Add-on Card Fee Rs. 10,000 plus applicable taxes
Cash Advance Fee 3.5% of the cash advance amount (min. Rs. 350)

Apply for American Platinum Credit Card

Apply Now
apply card image

FAQs

It offers global lounge access, luxury hotel perks, dining discounts, 5X Reward Points, and exclusive VIP experiences.

You get ₹45,000 worth of Taj stay vouchers by paying the annual fee and spending ₹50,000 in the first two months.

Yes, you get access to 1,300+ premium lounges worldwide, including Priority Pass and The Centurion Lounge.

The American Express Platinum Card comes with an annual fee of ₹60,000 + GST, but it provides luxury benefits that more than justify the cost.

Earn 1 point per ₹40 spent, 3X points on international spending, and 5X points on select purchases.

Get ₹5 Crore air accident cover, US $50,000 medical insurance, and baggage loss protection.

Utilize hotel perks, the Reward Multiplier program, dining discounts, golf privileges, and concierge services.

Please click the links below to find details and instructions related to American Express® Credit Cards that can help you in easily managing your card:

Apply for American Platinum Credit Card with MybankingTips

Apply Now

American Express Bank Credit Cards

Credit Card by Banks

Related Articles

Best Credit Cards For