Standard Chartered Platinum Rewards Credit Card
Standard Chartered Bank Standard Chartered Bank

Standard Chartered Platinum Rewards Credit Card

cat name Dining
cat name Reward Points

Best Suited For: Rewards on Fuel & Dining

Joining Fee: ₹250 Plus Applicable Taxes

Renewal Fee: ₹250 Plus Applicable Taxes

cat name Dining
cat name Reward Points

Best Suited For: Rewards on Fuel & Dining

Joining Fee: ₹250 Plus Applicable Taxes

Renewal Fee: ₹250 Plus Applicable Taxes

Best Feature:- 5x Reward Points on every Rs. 150 spent on fine-dining and fuel

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The Standard Chartered Platinum Rewards Credit Card is designed to provide excellent rewards and ease of use for everyday spending. The low annual fee of ₹250 can also be waived if you spend ₹500 or more in a year. As a welcome bonus cardholders enjoy exclusive offers worth more than the joining fee, adding great value from the start. You earn 5x reward points for every ₹150 spent on fuel and dining and 1x reward point for every other ₹150 spent without any reward cap. These reward points can be redeemed for products, vouchers, or even to pay off your credit card bills.

New cardholders can also enjoy up to 100% cashback on dining expenses within the first 90 days of issuance. Whether it’s dining out, fueling up, or making everyday purchases, the Standard Chartered Platinum Rewards Credit Card ensures rewards for almost every transaction.

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All You Need To Know

Card Type

Rewards on Fuel & Dining

Welcome Benefit
  • 100% Cashback on restaurant spends up to ₹500 within the first 90 days of card activation.
Reward Points
  • 5x Reward Points: Earn 5 points for every ₹150 spent on dining, fuel, and hotel bookings.
  • 1x Reward Point: Earn 1 point for every ₹150 spent in all other categories.
  • No Monthly Cap: Enjoy unlimited rewards with no restriction on the maximum points you can earn.
Renewal Fee Waiver
  • Annual fee of ₹250 waived on spending ₹60,000 or more in a year.
Redemption of Reward Points
  • Redeem points through Net Banking or the 360 Rewards Portal.
  • Redemption options include retail items and gift vouchers at a rate of 1 Reward Point = ₹0.25.
  • You can also redeem points by contacting Standard Chartered customer care.
Other Benefits
  • Ease of Access
    • Instant Approval with online KYC verification.
    • Option to avail a Virtual Credit Card for immediate use.
  • Supplementary Cards
    • Lifetime free supplementary cards extend benefits to your family members.
  • Contactless Payments
    • Enjoy quick and secure transactions with the card's contactless payment facility.
  • Enhanced Security
    • Transactions are safeguarded with 3D Secure OTP Verification, ensuring secure online payments.
Financial Flexibility
  • Easy Bill Payments
    • Convert your credit card bills into easy EMIs with zero processing fees for amounts up to ₹5 Lakh.
  • Dial-a-Loan Facility
    • Avail loans of up to ₹5 Lakh on your card for a tenure of 12 to 60 months, providing additional liquidity when needed.
Key Benefits Summary
  • 5x Reward Points on dining, hotels, and fuel transactions.
  • 1x Reward Points on all other purchases.
  • Zero Annual and Joining Fees upon spending ₹500 or more within the first 30 days of card issuance.
  • Available on the Visa Network, offering wide acceptability.

Standard Chartered Platinum Rewards Credit Card Eligibility:

Criteria Details
Occupation Salaried and Self-employed
Minimum Income Rs. 20,000 per month
Serviceable Cities Click here  for the list of eligible cities
Documents Required Click here  to see the list of acceptable documents

Here are the fees and charges for this credit card:

Fee Type Amount
Joining Fee Rs. 250
Annual Fee ( second year onwards) Rs. 250 (Waived off on spending Rs. 60,000)
Finance Charges 3.75% p.m. | 45% per year
Late Payment Charges

For Statement Balance:

  • Less than or equal to Rs. 100: NIL
  • Between Rs. 101 to Rs. 500: Rs. 100
  • Between Rs. 501 to Rs. 5,000: Rs. 500
  • Between Rs. 5,001 to Rs. 10,000: Rs. 700
  • Between Rs. 10,001 to Rs. 25,000: Rs. 800
  • Greater than Rs. 25,000: Rs. 1,200

Apply for Standard Platinum Rewards Credit Card

Apply Now
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FAQs

Yes, you can apply for a virtual card for the Platinum Rewards credit card. After your credit card is . approved, virtual card details can be used for transactions.

To apply:

  • Visit the online application page on Standard Chartered’s official website.
  • Fill out the form with required details and submit.
    • After submission, your documents will be verified, and the card will be issued upon approval.

Key benefits include:

  • 5x reward points on dining and fuel transactions (₹150 spent = 5 points).
  • 1x reward point on every ₹150 spent on other categories.
  • Discounts and offers on shopping, travel, and dining.

You can redeem reward points through:

  • Online: Log in to the Standard Chartered net banking portal and choose from options like gift vouchers or merchandise.
  • Customer Care: Contact customer service for assistance with redemption.

  • Joining/First Year Fee: ₹250 (waived if you spend ₹500 within 30 days of issuance).
  • Renewal Fee: ₹250 from the second year onward.
  • Redemption Fee: ₹99 per redemption request.

Yes, you earn 5x reward points for every ₹150 spent on dining and fuel transactions, making it an excellent option for these categories.

The card charges an interest rate of 3.75% per month (45% per annum) for outstanding balances.

Yes, the Standard Chartered Platinum Rewards Credit Card offers a balance transfer facility, allowing you to transfer outstanding balances from other bank credit cards.

Yes, it is an excellent low-fee card for earning rewards. With 5x rewards on fuel and dining without any monthly limits, it’s ideal for regular spenders in these categories.

Yes, all overseas transactions incur a 3.5% foreign transaction fee.

Check if you are eligible for the Standard Platinum Rewards Credit
Card on mybankingtips.com

Apply Now

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