The Standard Chartered EaseMyTrip Credit Card is a travel credit card created in partnership with EaseMyTrip. It offers users instant discounts on travel bookings through EaseMyTrip and provides complimentary lounge access. Unlike some other travel credit cards that restrict rewards to specific portals, this card gives accelerated rewards for travel expenses made on various standalone websites or mobile apps. Here's everything you need to know about this travel credit card.
For a while, MakeMyTrip and Yatra were the top brands offering cards in this category. However, EaseMyTrip has recently joined the segment with Standard Chartered Bank. EaseMyTrip is one of India's largest online travel booking platforms, and with the Standard Chartered EaseMyTrip Credit Card, users can get direct discounts on domestic and international travel bookings on the platform. Keep reading to see how this card compares to other popular travel credit cards in India and whether it would be a good idea to add this to your wallet.
Key Highlights of Standard Chartered EaseMyTrip Credit Card |
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| Best Suited For | Travel |
| Joining Fee | Rs. 350 + GST |
| Annual Fee | Rs. 350 + GST (reversed on spending Rs. 50,000 in the preceding year) |
| Key Feature | 20% instant discount on hotel bookings* and 10% instant discount on flight bookings* with EaseMyTrip |
*Terms and conditions apply.
| Table of Contents | ||
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| Features and Benefits | ||
| Fees and Charges | ||
| Eligibility and Documentation | ||
| Other Similar Credit Cards | ||
| FAQs | ||
Must Read : 10 Best SBI Credit Cards in India
Instant Discount with EaseMyTrip
| Transaction Type | Offer Details | Terms and Conditions |
|---|---|---|
| Domestic Hotel Booking | 20% instant discount* | Maximum Rs. 5,000 discount per transaction per card |
| Domestic Flight Booking | 10% instant discount* | Maximum Rs. 1,000 discount per transaction per card |
| International Hotel Booking | 20% instant discount* | Maximum Rs. 10,000 discount per transaction per card |
| International Flight Booking | 10% instant discount* | Maximum Rs. 5,000 discount per transaction per card |
| Bus Ticket Booking | Rs. 125 off* | Minimum ticket booking value of Rs. 500 |
Note- Each benefit of the Standard Chartered EaseMyTrip Credit Card can be availed only once per month.
Coupon code to be used to avail the above offers– EMTSCB
Extra Rewards on Travel Spends
The rewards program is designed to make this card a great option for travelers. Even if you don't book through EaseMyTrip and use other airline or hotel websites, you'll still earn extra rewards. However, the basic reward rate is low, starting at 2 points for every Rs. 100 spent.
Lounge Access
Below mentioned are the fees and charges associated with this credit card:
| Fee/Charge | Amount/Rate | |
|---|---|---|
| Joining Fee | Rs. 350 + GST | |
| Annual Fee | Rs. 350 + GST (reversed on spending Rs. 50,000 in the preceding year) | |
| Finance Charges | 3.75% p.m. (45% p.a.) | |
| Late Payment Charges* |
For Statement Balance:
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If the minimum payment is not made for two or more consecutive months, an additional late fee charge of Rs. 100 will be applicable.
| Criteria | Details |
|---|---|
| Occupation | Salaried or Self-employed |
| Age | 18 to 65 years |
| Serviceable Cities | Click here for the list of cities |
| Documents Required | Click here for the list of documents |
If you're interested in travel-focused benefits, you might want to consider the following alternatives:
| Credit Card | Annual Fee | Key Feature |
|---|---|---|
| ICICI MakeMyTrip Platinum Credit Card | Rs. 500 | Rs 500 MyCash and MMT holiday voucher worth Rs 3,000 as joining benefit |
| Yatra SBI Credit Card | Rs. 499 | Rs. 1,000 off on domestic flight bookings and Rs. 4,000 off on international flight bookings |
| Flipkart Axis Credit Card | Rs. 500 | 4% cashback on Cleartrip |
You can apply for this credit card through both online and offline methods. To apply online, visit the bank's official website and complete the application form. For offline applications, visit any nearby bank branch and speak to an executive to start the application process.
The bank determines your credit limit based on factors like your income, repayment capacity, credit score, and other relevant details provided in your application. Therefore, your credit limit will only be disclosed after your application is approved and processed successfully.
Yes, you can withdraw cash from any ATM using the Standard Chartered EaseMyTrip Credit Card. However, please note that the bank will levy a cash advance fee, which is 3% of the withdrawn amount or a minimum of Rs. 300. It's generally advisable to avoid cash withdrawals with your credit card as they come with high charges.
Yes, you can apply for any of the Standard Chartered Credit Cards, regardless of whether you have an account with the bank. To be eligible, you must meet certain criteria, such as being between 18 to 65 years old and having a stable source of income. Additionally, the bank will notify you if there are any other requirements needed for the application.
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