The Yatra SBI credit card was introduced in collaboration with Yatra.com as a co-branded travel credit card. While there aren't many entry-level credit cards with excellent travel advantages, the Yatra SBI Credit Card can be a nice option if you're looking for one. The card offers outstanding co-branded benefits surrounding Yatra.com in addition to basic travel bonuses and spends in other categories like department stores, grocery stores, dining establishments, movie theaters, entertainment, and abroad spends, all of which fully justify the Rs. 499 annual charge.
Travelers can enjoy a number of advantages and privileges with this card. With this card, you may book domestic flights for Rs 1000 and foreign flights for Rs 4000 and enjoy discounts on both. After paying the membership fees, you receive a Yatra e-gift coupon of Rs. 8,250 as a welcome gift. You will receive 1 reward point for every Rs. 100 spent with this credit card, and 6 reward points for every Rs. 100 spent. You also receive a Rs 50 lakh accidental flight travel insurance policy. To learn more, continue reading:
Key Highlights of Yatra SBI Credit Card |
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Best Suited For | Travel |
Joining Fee | Rs. 499 |
Renewal Fee | Rs. 499 (reversed on annual spends of Rs. 1 Lakh or more) |
Welcome Benefit | Get Yatra.com vouchers worth Rs. 8,250 on joining |
Reward Benefits | 6 Reward Points on every Rs. 100 spend on Departmental Stores, Grocery, Dining, Movies, Entertainment |
Fuel Benefits | Enjoy freedom from paying 1% fuel surcharge across all petrol pumps in India. |
Travel Benefits | Rs. 1,000 off on domestic flight bookings. Min. trxn of Rs. 5,000 |
Best Feature | Rs. 4,000 off on international flight bookings. Min. trxn of Rs. 40,000 |
*Terms and conditions apply.
Suggested Read : 10 Best SBI Credit Cards in India
After paying the first year's annual fee, the card comes with welcome vouchers from Yatra.com worth Rs. 8,250 as an activation reward. The voucher includes 2 vouchers worth Rs 1,000 each for international travel, 2 vouchers worth Rs. 500 each for domestic travel, 1 voucher worth Rs. 1,500 for domestic holidays, 1 voucher worth Rs. 750 for hotel bookings and 1 voucher worth Rs. 3,000 for international holidays.
Also read: Best Fuel Credit Cards in India
Note: that 4 reward points equals Re. 1. Redeeming requires a minimum of 1,000 reward points. All of the reward points you earn can be redeemed for discount coupons on Yatra.com. |
Also read: Best Rewards Credit Cards in India
Fees/Charges | Amount/Rate | |
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Annual Fee | Rs 499 + GST | |
Renewal Fee | Rs 499 + GST | |
Over limit fee | 2.5% of the over limit amount; minimum of Rs.600 | |
Cheque payment fee | Rs.100 | |
Extended Credit Charges | Up to 3.50% per month [42% per annum] | |
Late Payment Charges** |
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Rewards redemption fee | Rs.99 | |
Foreign currency transaction | 3.50% | |
Add-On card fee | Nil | |
Finance Charges | Up to 3.35% monthly | |
Payment dishonor fee | 2% of the payment amount; minimum of Rs.450 | |
Statement request | Rs.100 per statement (more than 2 months old) | |
Cash payment fee | Rs.250 |
*If the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles, an additional Late Payment Charge of Rs. 100 will be imposed. This charge will persist for each subsequent payment cycle until the Minimum Amount Due is settled.
Eligibility Criteria to Apply for Yatra SBI Card
Documents needed to Apply for Yatra SBI Credit Card
Proof of Identity | PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government approved photo ID proof |
Proof of Address | Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement or any other government approved address proof |
Proof of Income | Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement |
Great savings are available on Yatra.com with the Yatra SBI Credit Card, which also comes with additional benefits like reward points for dining, shopping, entertainment, movies, and grocery. As a result, the card is a solid choice for all-around advantages that are mostly focused on travel. The best part about this card is that it gives welcome benefits worth up to Rs. 8,250 for a low annual cost of Rs. 499. All things considered, for a modest annual fee, this credit card is a decent choice for travelers. But take note that the card does not provide free access to airport lounges, even in cases where the advantages are travel-related.
Here are some of the Best credit cards that provide benefits similar to the SBI Yatra Credit Card:
Credit Card | Annual Fee | Reward Points / Offers |
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MakeMyTrip ICICI Bank Signature Credit Card | Rs. 2,500 | Get every 6th Ola ride Earn 4 My Cash per Rs.100 spent on hotel/holiday booking through MakeMyTrip |
Axis Vistara Credit Card | Rs. 1,500 | Get Domestic Airport Lounge access Earn 2 Club Vistara Points per Rs. 200 |
MakeMyTrip ICICI Platinum Credit Card | NIL | Lemon Tree Hotel Vouchers worth Rs. 2000 as joining gift Get complimentary MMT Black Membership |
IRCTC SBI Platinum Card | Rs. 500 | Get up to 10% value back as Reward Points on train tickets at IRCTC website for AC1, AC2 and AC CC categories Earn 1 Reward Points on every Rs.125 spent |
With MybankingTips, you can quickly compare and apply for SBI Yatra Credit Cards online. The steps to do so are as follows:
If you have previously applied, use any of the following methods to check the status of your SBI Prime card:
Choose your preferred method from the options below to activate your Yatra SBI credit card or establish its PIN.
To register your SBI Yatra Card for online banking, you must take the next few simple steps:
If you have any queries, worries, or complaints about your Yatra SBI Credit Card, you can contact SBI Card customer support using the details below:
More than 24 million Visa locations worldwide, including 3,25,000 in India, accept the Yatra SBI Card.
Existing SBI credit cardholders have the option to split large purchases into convenient monthly installments using Flexipay. When making a transaction worth more than ₹ 500, every SBI Yatra cardholder has 30 days to convert it to Flexipay.
Yes, after two years, reward points expire. In order to exchange your reward points for discount coupons, you must have a minimum of 1,000 reward points.
All of the benefits of your primary credit card can be applied for on an add-on card, which you can apply for against your current credit card. You can get a Yatra SBI Card for your parents, spouse, kids, or siblings who are older than 18.
If a card gets lost or destroyed, State Bank of India applies a fee of Rs. 100 to replace it.
Users must have at least 1,000 reward points available on their Yatra SBI card in order to redeem.
Yes, this card waives the 1% fuel charge on fuel purchases made at all Indian gas stations.
A maximum of 5,000 reward points may be earned in a given calendar month.
Please click the links below to find details and instructions related to SBI Credit Cards that can help you in easily managing your card: