What is the SBI Credit Card Statement?
An SBI Credit Card Statement is a summary of all the transactions made using your credit
card during a billing cycle. It usually includes details like the total amount spent, the payment
made last month, the amount due, and the payment due date to avoid penalties. It's important to
regularly check your statement to ensure there are no unauthorized or fraudulent transactions.
Here are the benefits of SBI Credit Card Statements:
- Helps identify errors or discrepancies easily
- Gives access to charges, transactions, and card details
- Allows users to correct mistakes by taking necessary actions
- Offers information about new products, offers, and card updates
- Shows outstanding dues along with payments made in previous months
- Keeps users informed before the payment due date
- Provides a detailed summary of your card usage
- Lets users check earned reward points for better usage
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How to Check SBI Credit Card Statement Online
You can easily check your SBI Credit Card statement online using the official website, the
SBI Card mobile app, or through the chatbot service, ILA. Here’s how to access your statement
through each method:
How to Check SBI Credit Card Statement through Mobile App:
- Download the SBI Card app from the Google Play Store or Apple App Store.
- Log in with your user ID, password, touch ID, or MPIN.
- From the main menu, click on ‘My Account’.
- Select ‘Account Details’ and then click on ‘Card Statement’.
- Click on ‘View Statement’ and choose your preferred time period.
How to Check SBI Credit Card Statement through the Official Website:
- Visit the official SBI Card website.
- Log in to your account with your login ID and password.
- On the left side of the homepage, click on the ‘My Account’ option.
- From the drop-down menu, click on ‘Card Statement’.
- Your credit card statement will be displayed with details like the total amount due
and payment due date.
How to Check SBI Credit Card Statement through Chatbot ILA:
- Visit the official SBI Card website.
- Click on the ‘Ask ILA’ option located at the bottom-right of the screen.
- Log in using your SBI Card user ID and password.
- Click on the ‘Statement’ option, and the live assistant will guide you to view your
credit card statement and other details.
How to Check SBI Credit Card Statement Offline
You can also check your SBI Credit Card statement offline through various methods like SMS,
customer care, or by visiting the nearest branch. Here’s how you can do that:
Visiting the Nearest Branch:
- In-Person Request: Visit any branch of State Bank of India (SBI) to avail of a physical copy of your credit card statement.
- Speak with a bank representative and provide the necessary details to get a printed statement.
Customer Care:
- Call SBI Credit Card Customer Care at one of these numbers to inquire about your statement:
- 1860 180 1290
- 1860 500 1290
- 39 02 02 02
- You can request information about your statement, or if you need any assistance regarding your account.
Via SMS:
- Subscribe for E-statements: To receive your credit card statement via SMS, send a message to 5676791 from your registered mobile number.
- Process:
- SMS ESTMT XXXX to 5676791.
(Here, 'XXXX' refers to the last 4 digits of your credit card number.)
- After subscribing, you will receive your credit card statement directly to your mobile phone via SMS.
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How to Opt for SBI Credit Card E-statement
To receive your SBI credit card statement via email (e-statement), follow these simple steps:
- Send SMS:
- SMS "ESR" to 5676791, or send "ESTMT XXXX" (where "XXXX" is the last 4 digits of
your credit card number) to 5676791.
- Call Customer Care:
- Call the SBI customer care number and inform them that you want to opt for
e-statements.
- Send an Email:
- Email the bank, requesting to switch to e-statements.
- Visit the Official Website:
- Go to the SBI website, click on "Ask ILA," log in using your user ID and password,
and subscribe to the e-statement service.
Components of SBI Credit Card Statement
An SBI Credit Card statement is an important document that provides all the necessary details
about your credit card usage, dues, and charges. Here are the key components and terms commonly
found in the SBI Credit Card statement:
- Minimum Amount Due:
The minimum payment is the smallest amount you must pay to
avoid late fees. It’s typically a small percentage of the total due or a fixed amount,
whichever is higher.
- Current Outstanding Balance:
This is the total amount of money you owe as of
the statement date, which you need to pay before the payment due date.
- Transaction Summary:
This section summarizes all the transactions made with
your credit card during the billing cycle. It includes purchases, payments, credits, and any
adjustments to your balance.
- Total Amount Due:
This is the entire amount you owe, including the balance
from the previous month, new purchases, cash advances, interest charges, fees, and other
applicable charges.
- Billing Cycle:
This is the period during which your credit card transactions
are accumulated. It typically lasts for one month, and you must make the payment for that
period.
- Closing Balance:
The closing balance represents the total balance due on
your credit card at the end of the billing cycle. This is the amount you must pay if you
want to clear all your dues.
- Payment Due Date:
The due date is the last day by which you need to pay the
outstanding amount to avoid late fees. Payments made after this date attract a penalty.
FAQs
You can log in to sbicard.com with your user ID and password, then go to the
'My Account' section and select 'Card Statement' to view or download it. Alternatively,
use the SBI Card mobile app, log in, and navigate to 'My Account' to access your
statement. You can also use the chatbot ILA on the SBI Card website to view your
statement after logging in.
To get your statement via email, call SBI customer care and opt for e-statements,
send 'ESR' to 5676791 from your registered mobile number, or subscribe through the
SBI Card website or app by selecting 'e-statement' under 'My Account.'
You can call customer care at 1860 180 1290 or 1860 500 1290 to request your statement.
Alternatively, send 'ESTMT XXXX' (last four digits of your card) to 5676791 via SMS, or
visit the nearest SBI branch for a physical copy.
It contains your billing cycle, total amount due, minimum amount due, payment due date, and a
detailed transaction summary listing all purchases, payments, and adjustments.
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Quick Links to Manage your SBI Credit Card
Please click the links below to find details and instructions related to SBI Credit Cards
that can help you in easily managing your card: