SBI SimplySAVE Credit Card

The SBI SimplySAVE credit card offers benefits across various categories like dining, movies, grocery, fuel, and more. With this SBI Credit Card, you earn reward points on every purchase, and these points can be redeemed at a value of 4 reward points = Re. 1. Here's a breakdown of all the benefits that come with the SBI SimplySAVE Credit Card:

With the SBI SimplySAVE Credit Card, you have the opportunity to earn up to 10X reward points on your purchases in selected categories. Here are the details:

• Earn 10 reward points for every Rs. 150 spent on dining, movies, grocery, and departmental store purchases.
• Earn 1 reward point for every Rs. 150 spent on other categories.

Must read: Best Rewards Credit Cards in India

• You can earn 2,000 reward points by spending Rs. 2,000 within the first 60 days of card issuance.

• You'll enjoy a 1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 3,000 at any petrol pump in India with the SBI SimplySAVE Credit Card. You can avail a maximum waiver of Rs. 100 per statement cycle.

Must read: Best Fuel Credit Cards in India

• Annual membership fee reversal from the second year on spending Rs. 1 lakh in the previous year.

• Over 24 million locations globally, including 3.25 lakh locations in India, accept the SimplySAVE SBI Card.

• When you make purchases with Flexipay for Rs. 2,500 or more, you can convert them into EMIs.

• Get add-on cards for any family members who are older than eighteen.

• The SimplySAVE SBI Card offers a balance transfer option that allows credit card debt from several banks to be moved to the card at a discounted rate and paid back over time in installments.

• With the Easy Money Facility, you can order drafts or cheques against your cash limit.

• The card holder will not be responsible for any purchases made using the card after notifying the bank of its loss within the allotted time.

Here are the applicable fees and charges for The SBI SimplySAVE Credit Card:

Eligibility Criteria of SBI Credit Card SimplySave

To be eligible for the SBI PRIME credit card, you need to fulfill the following essentials:

• A minimum credit score of 750 is necessary for the application.
• The candidate should be self-employed or employed on a salary.
• The age range of the principal applicant must fall between 18 and 70 years old.
• An candidate must have a steady source of income.
• A clean credit history is a must for the position.

Documents Required to Apply for the SimplySave SBI Card

The paperwork listed below is required in order to apply for the SimplySave Card:

• A driver's license, voter ID, PAN card, Aadhar card, and passport are all recognized forms of identity.
• Acceptable documents for proving residency include passports, driver's licenses, utility bills, Aadhar cards, and ration cards.
• The most current bank statement, pay slips, or audited financial reports are examples of income documentation.

The SBI Simply SAVE Credit Card is a great choice for those who are looking for an affordable card. With just a Rs. 499 annual fee, which can be waived if you spend Rs. 1 lakh in a year, it's budget-friendly. Plus, you earn rewards on every purchase. You can apply for this credit card if:

• You often shop for groceries and at departmental stores.
• You want to earn rewards on your spending.
• You can manage to spend Rs. 1 lakh in a year.
• You prefer a credit card with a low annual fee.

Here are some credit cards that provide similar benefits to the SBI SimplySAVE Credit Card:

• Go, to https://www.sbicard.com and select the 'Credit Cards' link from the menu.
• Locate the 'Track Application' option by scrolling down the page. To access the details section, click on it. Proceed to https://www.sbicard.com/en/eapply.page in step three.
• Track Application and Retrieve Application are the two options available to you on the screen.
• Complete the 'Track Application' box if you know your application number. If not, complete the 'Retrieve Application.'
• Enter the application number and click "Track" to follow your application.
• You will be asked to input your PAN number and date of birth if you decide to retrieve your application. Enter the information and click 'Retrieve'.
• Your status will show up on the screen; it may be accepted, dispatched, in progress, on hold, or denied.

Regarding the credit limit offered with the Simply Save Credit Card, SBI Card has not made any disclosures. Depending on their credit history and historical payment history, individual cardholders may have different limits. Your credit limit can be either greater or much lower than what you were expecting. If the credit limit on your SimplySave SBI Credit Card is insufficient, you can visit the branch or get in touch with customer service to raise the credit limit. However, you must use the card responsibly for at least six months before looking for for a larger limit. This will help your card issuer develop confidence in you and provide you a bigger credit limit. Alternatively, you can text INCR XXXX, which is your credit card number's last four digits, to 5676791.

• Find the closest SBI ATM to you and use it to generate your SimplySave SBI Card PIN. Navigate to the main menu and select the option to generate a PIN using OTP.
• Using Internet Banking to activate your card is another simple method. Locate the option for credit card activation and PIN creation when you log in or sign up to your SBi Card online banking account.
• You can ask customer service to help you generate a PIN by contacting them.

One of the most important things to remember while using a credit card is to always pay up your account before the due date. The various methods listed below can be used to pay your SimplySave SBI Card bill:

• You have an easy way to pay your credit card bill with the SBI YONO app. To make payments through the app, simply register and add your credit card.
• You can use the SBI bill desk to settle your credit card bill. Simply input the amount to be paid, your email address, your phone number, and your card information, and the transaction will be completed quickly and easily.
• The closest SBI ATM is another option for paying the bill. Login to the main menu of the ATM and select the option to pay credit card bills. Complete the necessary fields and submit payment.
• You can go to the SBI branch that is closest to you and pay the bill offline with cash or a cheque. You can also deposit the cheque at the ATM dropbox of your choice. However, because it takes a few days to execute the bill payment in this case, make sure you do it at least one week prior to the due date.
• Bill payments can be made through NEFT if you have an account with a different bank. Find the IFSC code online and enter the number from your SBI SimplySave Card as your account number.