SBI Bank Aurum Credit Card
SBI Bank SBI Bank

SBI Bank Aurum Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹9,999 Plus Applicable Taxes

Renewal Fee: ₹9,999 Plus Applicable Taxes

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹9,999 Plus Applicable Taxes

Renewal Fee: ₹9,999 Plus Applicable Taxes

Best Feature:- 10X reward points on Dining, Movies, Grocery and departmental store spends

credit score
credit card apply now

The SBI Aurum Credit Card is a super-premium, invite-only credit card With a sleek metallic design. It offers a range of luxurious benefits, including exclusive access to Club Marriott, Mint, and Wall Street Journal memberships.The card comes with an annual fee of ₹9,999. You also receive joining bonus of 40,000 reward points (worth ₹10,000), along with exclusive perks like free golf lessons, airport lounge access, and others.

Based on spending milestones this card provides complimentary gift vouchers for high spenders from top brands like Tata CliQ Luxury, Apple, and Taj. If you are a high spenderand looking for premium privileges at top dining, travel, and lifestyle brands then this card is best pick for you.

Best Credit Cards in India | Check Eligibility & Apply Online

All You Need To Know

Card Type

Rewards & Travel

Membership Benefits
  • Amazon Prime
  • Discovery Plus
  • EazyDiner Prime
  • BB Star (6 months)
  • Lenskart Gold
  • One-year Club Marriott
Joining & Milestone Benefits
  • Joining Benefit: 40,000 reward points (worth Rs. 10,000), redeemable on the rewards portal or for Club Vistara airmiles.
  • Milestone Benefits:
    • Spend Rs. 1 lakh (monthly): Get Rs. 1,500 TataCliq voucher.
    • Spend Rs. 5 lakh (annually): Earn Rs. 5,000 Luxe voucher (with premium brand options).
    • Spend Rs. 10 lakh (annually): Receive Rs. 10,000 Taj voucher.
    • Spend Rs. 12 lakh (annually): Annual fee of Rs. 10,000 waived.
Reward Structure
  • Earn 4 reward points for every Rs. 100 spent on the card.
  • Reward Redemption:
    • 1 Reward Point = Rs. 0.25.
    • Points can be redeemed on the Aurum Rewards portal for gifts, flights, hotels, and more.
    • Transfer Points to Club Vistara (4 reward points = 1 Club Vistara point).
Entertainment & Movie Benefits
  • 4 Free Movie Tickets each month (up to Rs. 1,000 annually, Rs. 250 per ticket) via BookMyShow.
    • Limit of two tickets per transaction.
Travel & Airport Lounge Benefits
  • Unlimited International Lounge Access for the primary cardholder.
  • 4 Domestic Lounge Visits per Quarter (Visa/MasterCard program).
  • Airport Spa: 1 complimentary spa visit per quarter (for domestic locations).
  • Dreamfolks Membership for unlimited international lounge and spa access (via QR code).
Golf Benefits
  • 16 Complimentary Golf Rounds per year (4 per quarter).
  • 12 Complimentary Golf Lessons annually.
Other Benefits
  • Annual Fee Waiver on spending Rs. 12 lakh annually.
  • Flight Cancellation Benefits:
    • Refundable ticket: Rs. 3,500 coverage per ticket.
    • Non-refundable ticket: Rs. 3,000 coverage per ticket.
  • Lifestyle Concierge Service: Dedicated concierge support for cardholders.
  • Foreign Currency Transaction Fee: Low rate of 1.99%.
  • Cash Access: Withdraw cash from over 1 million ATMs globally.
Additional Features
  • Worldwide Acceptance at over 24 million outlets (including 325,000 in India).
  • Flexipay: Convert transactions of Rs. 2,500+ into easy EMIs.
  • Easy Bill Pay: Conveniently pay utility bills (electricity, telephone, mobile) using the Easy Bill Pay feature.

SBI Bank Aurum Credit Card Eligibility:

Criteria Details
Occupation Available to both Salaried and Self-employed
Customer Type High income individuals (by invite only)
Minimum Income Requirement Rs. 40 lakh p.a.
Serviceable Cities Click here for the list of eligible cities
Documents Required Click here for the list of documents

The fees and charges associated with the SBI Aurum Credit Card are as follows:

Fees/Charges Amount/Rate
Annual Fee (one time) Rs. 9,999
Renewal Fee (per annum) Rs. 9,999 (Waived off on spending Rs. 12 lakh in a year)
Finance Charges Up to 3.50% per month (42% per annum)
Late Payment Fee* For Statement Balance
  • NIL for Total Amount due from Rs.0-Rs.500
  • Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000
  • Rs. 750 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000
  • Rs. 950 for Total Amount due greater than Rs. 10,000 & up to Rs. 25,000
  • Rs. 1,100 for Total Amount due greater than Rs. 25,000 & up to Rs. 50,000
  • Rs. 1,300 for Total Amount due greater than Rs. 50,000

Apply for SBI Bank Aurum Credit Card

Apply Now
apply card image

FAQs

No, the SBI AURUM Credit Card is an invite-only card offered exclusively by SBI Cards. You cannot apply for it directly.

To be eligible for the SBI AURUM Credit Card, you must have an annual gross income of Rs. 40 lakh or more.

The cash advance fee is 2.5% of the transaction amount or Rs. 500, whichever is higher.

The SBI AURUM Credit Card has a foreign currency mark-up fee of 1.99% on all international transactions.

The card provides complimentary memberships to:

  • Amazon Prime
  • Discovery Plus
  • EazyDiner Prime
  • BB Star
  • Lenskart Gold
  • Club Marriott
  • Mint
  • The Wall Street Journal

Please click the links below to find details and instructions related to SBI Credit Cards that can help you in easily managing your card:

Apply for SBI Aurum Credit Card with MybankingTips

Apply Now

SBI Bank Credit Cards

Credit Card by Banks

Related Articles

Best Credit Cards For